Affin is offering 2.55 for 12mths

hi sifus,

just wanted to bump up this as I'm in the same boat and new to FD world..
i have few more related questions regarding FD opening:

1. if go directly to branch, can just open FD account (without saving account) or still need to open saving account first?. if can without saving account, how to transfer more than the instant/FPX transfer limit into the FD account?
2. if opening in the same bank using eFD i assume there would be no limit to transfer between our saving account and the FD account right?
3. and if I open eFD, how long does it take for the money (and its profit) to be credited back into my saving account upon maturity?
4. and lastly, this is more specific to CIMB.. while maybank2u has the 'instruction on maturity', cimbclicks don't have. so upon maturity, is it automatically renewed or automatically stop and transferred back to my saving account?

sorry for the noobs questions.. thanks all

I tried to place 2k to try but failed.
What's the minimum placement for this offer? 5K? Can't seem to find this info anywhere

Affin eFD

1. Depends on the bank and the FD promotion T&C. Use banker's cheque/cashier order under your name.

2. Yes, as far as I know of.

3. Instantly if you select it as your instruction. IIRC there is a bank that only credit the interest the day after, but maybe I recall wrongly.

4. Automatically renewed at board rate.

Why 3pm ?

I checked now still same no changes i thought by overnight system should be updated.
Aishh need cash urgently only now all this hassle..
I should have just paid my property loan amount instead of thinking of FD.

Some other fund offered

3pm is usually their cut off time. but its not showing even now 

maybe you can begin to draft a complaint email to BNM

HLB 12 mths - 2.6% p.a.

OTC which branch?

Finally it has been credited back around 6pm yesterday sir.
Took 1 day+, quite fast i thought will drag few more days..
Appreciate m2u fast response and action.
Their customer service agents could have followed through case i reported diligently.
Aishhh now no more worries but i hav fobia to place FD now what if samething happens again.

HLB 12 mths - 2.6% p.a.

HLB 12 mths - 2.6% p.a.

Any cimb efd promo? 🤔

CIMB eFD

Until 9 September 2021

3 months - 2.00%
6 months - 2.10%
12 months - 2.15%

https://www.cimb.com.my/en/personal/promoti...imb-clicks.html

which branch? any minimum placement size?

Mahkota cheras

minimum amount i think follows standard FD requirements which is 10k

Is this a pure FD or bundled with investment?

Do you have the TnC?

I asked the Kepong branch and they said don't have this promotion. Need more info to push them

CIMB eFD

Until 9 September 2021

3 months - 2.00%
6 months - 2.10%
12 months - 2.15%

https://www.cimb.com.my/en/personal/promoti...imb-clicks.html

pure FD

TnC is as usual fresh fund

i think is specific to branch

in the end i didn't take the offer coz change of mind, so i don't really follow up with the offer anymore

Is this a pure FD or bundled with investment?

Do you have the TnC?

I asked the Kepong branch and they said don't have this promotion. Need more info to push them