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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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voc888
post Feb 24 2017, 11:31 PM

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QUOTE(choyou @ Feb 24 2017, 08:10 PM)
Confirmed that HLB will award extra 0.10% irregardless whether RM888 mil is achieved. The extra 0.08% will still be awarded if the fund size is achieved.  rclxms.gif  rclxms.gif

Please visit their HL Connect website.
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πŸ‘πŸ‘πŸ‘ Good to know about the extra 0.1% Attached Image
voc888
post May 24 2018, 05:40 PM

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QUOTE(munnie @ May 24 2018, 04:00 PM)
I just went to ambank to do fd. They said only priority customer get 4.4% 1 year, others is just 4.38%.
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Just did my placement with AmBank - Medan Pasar KL Branch @ 4.4% this morning (24/05/2018).

The customer service offered 4.4% straight away without mentioning about priority customer requirement.

According to the customer service officer, AmBank FD promo rate is given by HQ on weekly basis, so this week rate 4.4% is valid till tomorrow (Friday 25/05/2018. Next week rate is subject to revision by HQ, could be status quo, down or up, all depending on instructions received from HQ next Monday morning.
voc888
post Jan 11 2019, 01:41 PM

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QUOTE(cclim2011 @ Jan 11 2019, 12:51 PM)
Went to Hong Leong (no queue) at around 10:15, uplifted 2 fd and got a banker's cheque of 100k in less than 5 minutes time.

Reached Bank Islam (no queue) at around 10:45, took me 75 minutes (came out at around 12) to open a BSA (already submitted document yesterday but need approval for BSA) and placed that 2-year FD at ave 4.65.

The working speed is really an eye opener for me.  biggrin.gif. Personally I feel that the time is not worth it unless the amount is >500k.

ps the BI FD slip shows only for 3 months. The exact matured date (2 years later), you have to use pencil or pen to write it down yourself on the slip.
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Agree. Bank Islam working speed is of same standard as BSN biggrin.gif
voc888
post May 24 2019, 11:15 AM

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QUOTE(Wong Kit yew @ May 22 2019, 11:00 AM)
Bank Islam    4.4%    6 months (Confirm has)
Affin Bank      4.35%  24 months (Pls confirm)                                I will try to ask when I place FD with them this coming Friday.
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Managed to get 4.35% / 24 mths @ Affin Bank mou ? The branch I went this morning claimed no such promotion, only 4.15% / 13 mths available. mad.gif mad.gif mad.gif
voc888
post May 15 2020, 08:47 PM

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QUOTE(kplaw @ May 15 2020, 03:06 PM)
At affin bank now. Got issue with affinsecure which is required for transaction of 10k or more online. The min amount required for the 6m 2.88% promotion is 10k. Tried to do the fd online last night but failed due to the affinsecure thing (stupid requirement in this case as it’s from own saving to own fd). Found out that the promotion can be done otc as well. For those who wish to do it online, the three boxes at the bottom can only be ticked after clicking on the respective links for the documents.
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Anyone had successfully making an online placement 6M 2.88% ?

I have problem approving the placement using the AffinSecure as it keep showing processing after keying in the 6 digit pin until the transaction was aborted after the expiry of 60 seconds. I've tried many time since evening and the problem still persists. ranting.gif
voc888
post Sep 17 2020, 09:27 PM

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QUOTE(bbgoat @ Sep 15 2020, 08:28 AM)
MBSB effective rate depends on which SA used. Around 2.615% if used Cash Rich SA. Wise Saver and Prime Win SA will be slightly lower.

However not sure if the promo still running after recent MPC meeting.
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May I know any sifus out there have knowledge & expereince on the following :

1) MBSB 11 mths 2.75% (earmark 10% in CASA) still available ?

2) For FD placement with MBSB by bringing bankers cheque, do I get the FD cert on the spot, or I have to go back to collect it after cheque clearance ? What about the effective date (placement date ? cheque clearance date ?)

Thanks in advance.
voc888
post Mar 19 2021, 11:34 AM

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QUOTE(dudester @ Mar 19 2021, 11:11 AM)
The RHB FPX efd promotion seems to have been taken away today. I was able to perform a deposit yesterday, but today I cannot find it anymore, even the marketing banner has been taken down.
Anyone else can confirm?
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Was told that the said promotion was ended after reaching the intended quota
voc888
post Apr 5 2021, 05:26 PM

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QUOTE(cklimm @ Apr 5 2021, 04:17 PM)
Same here, within 5 working days for refund
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Same happened to me this afternoon vmad.gif mad.gif ranting.gif
voc888
post Apr 6 2021, 01:23 PM

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QUOTE(hongetbee @ Apr 6 2021, 11:05 AM)
Mine done last night and failed. Maybank to Ambank via fpx.
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Same here, Maybank FPX to Ambank failed, both single name account and account holder under the same name.

This post has been edited by voc888: Apr 6 2021, 01:26 PM
voc888
post Apr 6 2021, 08:13 PM

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QUOTE(cklimm @ Apr 6 2021, 07:06 PM)
Okay, quite some of us has been refunded. Shall we try fpx again? or just go to counter?
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Yup, refunded back to Maybank within 24 hours.

OTC requires you to maintain RM 10K in CASA (not earmarked, can be transferred out immediately after placement was made).

Instead of FPX from Maybank to Ambank with the possible risk of getting stucked again and wasted another day interest, I've transferred the fund from Maybank to other bank (Public Bank) and do a placement by FPX from Public Bank to Ambank. Placement successfully done rclxm9.gif

voc888
post Apr 8 2021, 08:54 PM

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QUOTE(qse6236 @ Apr 8 2021, 03:38 PM)
No sure the conversation  between both the customer n bank staff. But I guess, (1) minimum 10k to enjoy the special rate, so casa should have minimum 10k in order to debit for FD placement.. ..(2).the 10k is not earmark for the fd duration..
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(1) CASA BALANCE of 10K AFTER placement is needed for placement by OTC ONLY. No such requirement for online placement by FPX.

(2) YES, not earmark.
voc888
post Jun 28 2021, 11:18 AM

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QUOTE(babysotong @ Jun 27 2021, 10:56 PM)
Is this a pure FD or bundled with investment?

Do you have the TnC?

I asked the Kepong branch and they said don't have this promotion. Need more info to push them
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Same here, checked with branch near my place this morning, they only offer 2.3% - 12M

 

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