Ya, I know the per txn limit for the FD amount.. but, I experienced that SCB only allow max of 50k based on interbank daily transfer limit, n MBB interbank daily transfer limit is only 30k (even though most bank giving 50k max), so I want to check whether FPX is considered as interbank transfer to MBB or not as I rmb someone told that MBB didn't look at the interbank transfer  limit for FPX, but can't find the details by searching FPX here..

Anyway, thanks for ur confirmation.. I've split into 2 banks to do my placement this morning..

Maybe depends on the bank manager?

HLB 12 mths - 2.6% p.a.

CIMB eFD

Until 9 September 2021

3 months - 2.00%
6 months - 2.10%
12 months - 2.15%

https://www.cimb.com.my/en/personal/promoti...imb-clicks.html

CIMB TIA FD Promo - From 15 July to 15 September

3 Months 2.60%
6 Months 2.70%
12 Months 3.20%

WARNING
THE RETURNS ON THE INVESTMENT ACCOUNT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSETS. THE PRINCIPAL AND RETURNS ARE NOT GUARANTEED AND THE ACCOUNT HOLDER RISKS EARNING NO RETURNS AT ALL. IF THE INVESTMENT IS REDEEMED EARLY, THE ACCOUNT HOLDER MAY SUFFER LOSSES IN PART OR THE ENTIRE PRINCIPAL SUM INVESTED. THIS INVESTMENT ACCOUNT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”).
https://www.cimb.com.my/en/business/promoti...i-campaign.html

Campaign Period: 18 July - 15 September 2022
3 months 2.4%
6 months 2.6%
12 months 2.85%
https://www.cimb.com.my/en/personal/promoti...imb-clicks.html

Thank you for the correction 

Which bank offers the best 3 months FD? Anybody knows?

Just did the routine check on the online offers at Hong Leong. Appears there was some changes for their 1 Sep to 31 Oct 2022 TIA promo.

3m from 2.65 % raised to 2.75 %. (Normal TIA 2.40% now).
6m from 2.95 % raised to 3.05 %. (Normal TIA 2.55 % now).
12m from 3.20 % raised to 3.30 %. (Normal TIA 2.40 now%).

CORRECTION thanks to Kinwawa tip on how to access eFD promo.

On the eFD and eFD-i online, normal rates available for various months ranging from 1.80 % for 1 mth to highest normal rate at 2.25 % at 6 mths to 60 mths.

eFD and eFD-i online,
3m from 2.55 % raised to 2.65 %. (Normal 2.20 % now)
6m from 2.85 % raised to 2.95 %. (Normal 2.25 % now).
12m from 3.05 % raised to 3.15 %. (Normal 2.25 % now).
18m from 3.30 % raised to 3.40 %. (Normal 2.25 % now).

Please inform if the rates above are wrong or are raised again in response to the very strong competition from the other banks which makes the above rates no longer competitive.

Compared to Ambank and MSBS very bad Liao...for most part HLB usually has the better rates most of the time. Hope they up the game.

I leave all my account open mah. So I have many accounts. Treat it as small cost of doing business. Lol. Some are free also like CIMB and RHB (as long as you met the criteria which is very easy meet).

300k  is  extra RM1200 at MBSB.

To be honest, lots of currency are losing against the US due to their aggressive interest rate hikes.

Do you have the link for this ?
I only found 3.5% for 18 months

lai lai predict by 31 dec 2022 M'sian FD interest rate can hit 5%????  what say u guys?
US prob will head into recession in Q1 2023 alredi....

Ambank requires app approval. RHB & MBSB require it for transactions above 10k. More and more banks are moving to secure app approval lately due to all the scams, so there will be more banks than these 3 banks mentioned.

2 friends, who are more knowledgeable, told me that app is actually mores secure than SMS, since it is direct from Bank to you, without going via phone line. Any comment?

Yes. Secureapp is better than SMS TAC for sure. I don't know why some bank still use SMS TAC after so many fraud cases.

Migrate from OTP texts to curb online scams, BNM tells banks
https://www.freemalaysiatoday.com/category/...nm-tells-banks/

CIMB, not that good rates.

*CIMB PREFERRED FD rate*
*Effective 26 Sept 2022*
Latest Fixed Deposit rate as below:-

  *🔹Conventional🔹*
      3 month *2.50%p.a*
      6 month *2.90%p.a*
      *9 month 2.95%p.a*
    *12month 3.00%p.a*

Can do your transfer on desktop and just use app for approval

ya la no new info, old rates already mentioned MBSB 3.90 and 4 %
and BR latest 3.55%

others all lower

if got higher rates  sure people will update