seems like CIMB don't have the option to credit to principle to SA/CA upon maturity, must walk in to uplift, that is so 80's.     

You don't have to walk in. When they say "manually", they mean you have to manually login to Clicks and uplift. You don't have to physically go into a branch.

Affin April FD promo, received PM from Affin. 200k 4.25% 18 mth, last day. Must talk with officer/BM to get approval. 

General Investment Account-i (GIA-i) Campaign [ MBB | T&Cs ]

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher indicative effective profit rates of 3.93% p.a for GIA-i 9 months campaign. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i.

Indicative profit rates are as follows:



How do you do placement?

Please visit any Maybank or Maybank Islamic Branches for more details.

Disclaimer

The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets repricing following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns/rates are indicative. Not covered by PIDM and the capital is not guaranteed.

Does this indicate that eGIA normal placement rate would dropped further? Because the effective rate of first 6 mths campaign placement is just 3%, while normal eGIA placement through online now is 3.45%. So need to really place 8 mths or full 9 mths under campaign to get higher effective rate. This is no difference with real FD placement with bank while the fund is protected by PIDM some more.

Maybe it's just for security purposes... but if they're asking something that you've not earlier disclosed to them, maybe they want to update info and etc.
But if they ask what you wanna do with the funds that you've uplifted or taken out, they have no rights to ask to a certain extend. I coulld just say i wanna bring it up to genting and double it.

Does this indicate that eGIA normal placement rate would dropped further? Because the effective rate of first 6 mths campaign placement is just 3%, while normal eGIA placement through online now is 3.45%. So need to really place 8 mths or full 9 mths under campaign to get higher effective rate. This is no difference with real FD placement with bank while the fund is protected by PIDM some more.

Does this indicate that eGIA normal placement rate would dropped further? Because the effective rate of first 6 mths campaign placement is just 3%, while normal eGIA placement through online now is 3.45%. So need to really place 8 mths or full 9 mths under campaign to get higher effective rate. This is no difference with real FD placement with bank while the fund is protected by PIDM some more.

doesn't matter

if rate not attractive just move on to other promos.

no need kill braincells just to analyze this little promo.

it only works if its placed via cimbclicks, not for those placed in branch.

Ocbc 15months 4%, 9months 3.8%. Starting first May

Wealth deal 3 months 6.8%

Not sure if anyone has shared:

OCBC May rate
9 months - 3.70%
15 months - 3.85%

Kinda meh

Haha 

OCBC dropped FD promo rate ?

Haha 

OCBC dropped FD promo rate ?

Have 2 types, one is fd another is mi-fd. Diff rate

Now that you mentioned 

Mine was given by my RM today, so maybe better double check in any case 

It is for their Preferred customer. Monthly interest is for Islamic FD. It is discussed above. Please read the posts above. 

May i know once become CIMB Prefer customer, will CIMB automatically offer you Infinite card without any income justification?

F.D rate 4.2% 12-months i think is the highest rate in the town so far.....

Yes they will. And the card looks good too.