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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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rupart
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Apr 25 2017, 06:02 PM
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QUOTE(bbgoat @ Apr 25 2017, 05:13 PM) If u see the below T&C, I just don't know what to say.  See the "monthly returns". http://www.cimbpreferred.com.my/en/lifesty...osit-offer.htmlYa, the 0.3% can be a lot for big sums !! However it is for corporate account only. Only company directors (like u  ) can place the FD. If u have MBB acount, u can do virtually MANY MANY times. I have done about 14 times in the same day from MBB account recently and another forummer has done like 17 times last year ?  QUOTE(bbgoat @ Apr 25 2017, 05:13 PM) If u see the below T&C, I just don't know what to say.  See the "monthly returns". http://www.cimbpreferred.com.my/en/lifesty...osit-offer.htmlYa, the 0.3% can be a lot for big sums !! However it is for corporate account only. Only company directors (like u  ) can place the FD. If u have MBB acount, u can do virtually MANY MANY times. I have done about 14 times in the same day from MBB account recently and another forummer has done like 17 times last year ?  waaat? i tried via PBB for FPX....keep declining tried from MBB and success....weird issue with PBB...anyway mission accomplished...tqvm This post has been edited by rupart: Apr 25 2017, 06:02 PM
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bbgoat
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Apr 25 2017, 06:22 PM
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Today around 11am did IBG from BR, up to 6.10pm still has not arrived in MBB. Sxit, plan to do FPX for HL eFD. Hopefully can still make it today.
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nagasaran
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Apr 25 2017, 09:18 PM
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MBB cannot create eFixed Deposit, online site keep showing you have no joint account even you had selected the individual option.
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bbgoat
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Apr 25 2017, 09:51 PM
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QUOTE(bbgoat @ Apr 25 2017, 06:22 PM) Today around 11am did IBG from BR, up to 6.10pm still has not arrived in MBB. Sxit, plan to do FPX for HL eFD. Hopefully can still make it today.   About 7.10pm log in MBB again, dough in. So did 2 placements in HL eFD. Next week May month, hopefully can have even better promo. If not, will go for CIMB 4.2% but has to open CA.
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Lurker
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Apr 26 2017, 01:31 PM
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L U R K I N G
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hi sifu2 all is there any android app to keep track of FD saving/maturity/promo for Malaysia market?
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bbgoat
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Apr 26 2017, 01:49 PM
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QUOTE(Limmf77 @ Apr 26 2017, 07:04 AM) OCBC new Premier Banking promo has been quite similar for past 2 years or so. The 5% 3 mth FD have to buy investment products. I did not take it up when I signed up for their PB. This post has been edited by bbgoat: Apr 26 2017, 01:50 PM
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lamode
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Apr 26 2017, 03:34 PM
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seems like CIMB don't have the option to credit to principle to SA/CA upon maturity, must walk in to uplift, that is so 80's. QUOTE With reference to your report 1- 39429xxxxx, based on confirmation and bank’s policy and procedures, we regret to inform that there are no options for auto upliftment upon maturity as all Fixed Deposits are auto renewed, including Fixed Deposits placed in CIMB Clicks.
Please be informed in CIMB Clicks there are only options to have either the interest credited to Principal amount or to have the interest credited to account directly. There are no options for auto upliftment upon maturity. Customers will have to uplift the Fixed Deposit manually.
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VinceCheong
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Apr 26 2017, 04:41 PM
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QUOTE(lamode @ Apr 26 2017, 04:34 PM) AHHAHA if you think that's so 80's, then Public Bank shouold be sstone age :3 hehehehe lol
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sweetpea123
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Apr 26 2017, 06:37 PM
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QUOTE(bbgoat @ Apr 25 2017, 09:51 PM) but this cimb 4.2% no monthly interest , right? Then open the CA for what ? I know it's their T&C to open CA , just don't understand why since no monthly interest pun.
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LazyKurosaki
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Apr 26 2017, 06:40 PM
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Ocbc 15months 4%, 9months 3.8%. Starting first May
Wealth deal 3 months 6.8%
This post has been edited by LazyKurosaki: Apr 26 2017, 06:41 PM
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bbgoat
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Apr 26 2017, 07:49 PM
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QUOTE(sweetpea123 @ Apr 26 2017, 06:37 PM) but this cimb 4.2% no monthly interest , right? Then open the CA for what ? I know it's their T&C to open CA , just don't understand why since no monthly interest pun. It is for their Preferred customer. Monthly interest is for Islamic FD. It is discussed above. Please read the posts above.
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jojolicia
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Apr 27 2017, 10:03 AM
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QUOTE(LazyKurosaki @ Apr 26 2017, 06:40 PM) Ocbc 15months 4%, 9months 3.8%. Starting first May Wealth deal 3 months 6.8% then better do before 30Apr for 4.1%-12mths reedited; oppss typr error > shd be 4% This post has been edited by jojolicia: Apr 27 2017, 11:11 AM
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LazyKurosaki
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Apr 27 2017, 10:37 AM
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QUOTE(jojolicia @ Apr 27 2017, 10:03 AM) then better do before 30Apr for 4.1%-12mths Nw is 4% 12m. True. If wan place, btr place nw before tomorrow
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jimhorn
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Apr 27 2017, 12:36 PM
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What does fresh fund mean usually?
If I were to remove let's say RM10k from PBB, how long do I have to wait only can put it back in and be considered as fresh fund?
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familyfirst
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Apr 27 2017, 02:00 PM
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QUOTE(jimhorn @ Apr 27 2017, 12:36 PM) What does fresh fund mean usually? If I were to remove let's say RM10k from PBB, how long do I have to wait only can put it back in and be considered as fresh fund? Every bank have their own version of fresh fund. Some same day also can but need to top up some funds. So depends.
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weilik
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Apr 27 2017, 02:06 PM
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New Member
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Hi, I did an FD upliftment in Maybank today due to maturation of FD. However, I was required to re-affirm with the teller my employer or whether I'm self employed as well as my position.
Is that normal procedure?
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VinceCheong
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Apr 27 2017, 03:13 PM
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QUOTE(weilik @ Apr 27 2017, 03:06 PM) Hi, I did an FD upliftment in Maybank today due to maturation of FD. However, I was required to re-affirm with the teller my employer or whether I'm self employed as well as my position. Is that normal procedure? Maybe it's just for security purposes... but if they're asking something that you've not earlier disclosed to them, maybe they want to update info and etc. But if they ask what you wanna do with the funds that you've uplifted or taken out, they have no rights to ask to a certain extend. I coulld just say i wanna bring it up to genting and double it.
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familyfirst
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Apr 27 2017, 03:41 PM
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QUOTE(weilik @ Apr 27 2017, 02:06 PM) Hi, I did an FD upliftment in Maybank today due to maturation of FD. However, I was required to re-affirm with the teller my employer or whether I'm self employed as well as my position. Is that normal procedure? Never been asked before. Re-affirm means just inform the teller verbally?
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cybpsych
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Apr 27 2017, 05:13 PM
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General Investment Account-i (GIA-i) Campaign [ MBB | T&Cs ] With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher indicative effective profit rates of 3.93% p.a for GIA-i 9 months campaign. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i. Indicative profit rates are as follows: How do you do placement? Please visit any Maybank or Maybank Islamic Branches for more details. Disclaimer The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets repricing following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns/rates are indicative. Not covered by PIDM and the capital is not guaranteed.
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