My bank here offering 4% p.a fd-i. Every month interest credit to casa. Min. 10k for 12months

Ocbc. 6months for 3.8%. Jz walk in any branch and tell them u wan put mi-fd... promo till 30th april. Min. 10k fresh funds

Ocbc 15months 4%, 9months 3.8%. Starting first May

Wealth deal 3 months 6.8%

This post has been edited by LazyKurosaki: Apr 26 2017, 06:41 PM

Nw is 4% 12m. True. If wan place, btr place nw before tomorrow

Have 2 types, one is fd another is mi-fd. Diff rate

Sorry. Jz wanna understand ppl behaviour more. May I know why people prefer fd over unit trust which cn potentially gives u higher return ?

What do u mean by diversify? Do u mean u have unit trust and fd and other sort of investment ?

Ocbc fd bundle 40k min. 3 months 6.8%

Fd bundle is with unit trust. 30k minimum in UT and 10k in fd. If fd want put 30k also can as long nt more than UT amount.

As for the fd rate, it is depends on whether fresh fund or existing fund and also hw much the sales charge for UT

Fresh fund + min 2.5% sales charge = 6.8% for 3 months
Existing fund + min. 2.5% sales charge = 6.3% for 3 months

Fresh fund + below 2.5% sales charge = 4.8% for 3 months
Existing fund + below 2.5% sales charge = 4.3% for 3 months

This snap from my table nw lol


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Do we have a whatsapp group to update on each other regarding fd promo ? If dont have, I will create 1 then we cn actively share promo rate from diff bank.