Instead of going for their 12 mth 4.2% which require to open CA, I opted for the HL eFD of 9 mth 4.15%.

I heard has to put in RM1k to open the CA and charges if fall below 1k. Anyway next month may go for it with larger amount which will make it more worthwhile (taking into acct of the CA charges).

I thought you already went for CIMB's 4.2% 12 months promo?

Yes, RM1k to open CA account & must maintain it there. Besides, I can get additional 10,000 bonus points for applying the new CA which I can combine with my credit card.
I was too busy to try Bank Muamalat.

I did place for the CIMB 4.2% 12 mth FD on 29/3. That is a different promo (for Preferred customer) where the branch need to get approval from HQ. No monthly interest option.

The current one for Preferred customer need to open CA and with monthly interest. Just started around 2 weeks ago.

Next month may go for it unless there is a better promo. I guess with bigger FD amount, then the 0.5% as compared to HL eFD will be more worth it (CA charges). Anyway HL eFD will end by Apr month.

This post has been edited by bbgoat: Apr 21 2017, 06:03 PM

Hi All. I saw u all saying tht fixed deposit rate around 4.2%???? Because i only manage get 3.15% for fixed deposit rate MBB for 1 years

These are usually promo rates with a minimum amount of deposit for that rate. Usually min 10k. Promo rates are usually available for a limited time so you gotta check in this thread for the latest rates from the bank.

This post has been edited by JoshuaCYS: Apr 22 2017, 06:05 PM

Yes i also putting 10k but i only manage get 3.15%. Tht rate 4.2% izzit got riskier one? Or tht 3.15 with 4.2% rste is categories under fixed deposit with zero risk

promo rates

Like what I mentioned previously, promo rates are not available all the time. When did u deposit into fd?

Whether it is promo rates or not, it is still the same fd with zero risk. Don't have to worry about it

this one promo rate izzit for walk in only???? because normally i do fixed deposit through online one

Most of the time it is for walk in but Hong Leong offers up to 4.15% p.a (9 months) through online FD (but uses FPX).

Reminder to all that tomorrow's the last day for HLB 4.15% p.a. eFD

Thanks for the reminder.
Last Tuesday special for this month.

hey do you know where I can find more info on this? Is there any website on it?
My RM say no such monthly interest..only 4.2% p.a.

Tell RM it is the Islamic fd.

I mention islamic, they said, mana ada, semua sama sajer.

Are they BS-ing?

I calculated 0.05% can already make some difference, so imagine 0.3% will make a lot more difference but problem is Bank Muamalat is not easily accessible even in Klang Valley & I don't know what background check will they do & exactly how long it will take.
Perhaps I can try the next round in June when I have other FDs maturing.


Sorry to mention these days our service industry is so bad that the customer educates the seller instead! I have done it more than once...
Also, sometimes they try to insist & correct you somemore which is when you need to be firm..
Here is the additional info you can show them (which I also did show):
http://www.cimbpreferred.com.my/en/lifesty...osit-offer.html

This post has been edited by gchowyh: Apr 25 2017, 02:29 PM

ok hv registered and fpxed in hlb....crap...overlooked fpx limit is 30k only...n no time to tk bank draft n go there again...

today last Tue for 4.15%

tq...true...

This post has been edited by rupart: Apr 25 2017, 02:36 PM

If you have more than one account which is linked, you can transfer more than one time.

If u see the below T&C, I just don't know what to say. See the "monthly returns".

http://www.cimbpreferred.com.my/en/lifesty...osit-offer.html

Ya, the 0.3% can be a lot for big sums !! However it is for corporate account only. Only company directors (like u ) can place the FD.

If u have MBB acount, u can do virtually MANY MANY times. I have done about 14 times in the same day from MBB account recently and another forummer has done like 17 times last year ?