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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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JoshuaCYS
post Apr 22 2017, 06:03 PM

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QUOTE(lawtm @ Apr 22 2017, 02:51 PM)
Hi All. I saw u all saying tht fixed deposit rate around 4.2%???? Because i only manage get 3.15% for fixed deposit rate MBB for 1 years
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These are usually promo rates with a minimum amount of deposit for that rate. Usually min 10k. Promo rates are usually available for a limited time so you gotta check in this thread for the latest rates from the bank.

This post has been edited by JoshuaCYS: Apr 22 2017, 06:05 PM
JoshuaCYS
post Apr 23 2017, 01:47 PM

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QUOTE(lawtm @ Apr 22 2017, 08:25 PM)
Yes i also putting 10k but i only manage get 3.15%. Tht rate 4.2% izzit got riskier one? Or tht 3.15 with 4.2% rste is categories under fixed deposit with zero risk
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Like what I mentioned previously, promo rates are not available all the time. When did u deposit into fd?

Whether it is promo rates or not, it is still the same fd with zero risk. Don't have to worry about it
JoshuaCYS
post Apr 24 2017, 12:03 AM

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QUOTE(lawtm @ Apr 23 2017, 10:06 PM)
this one promo rate izzit for walk in only???? because normally i do fixed deposit through online one
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Most of the time it is for walk in but Hong Leong offers up to 4.15% p.a (9 months) through online FD (but uses FPX).
JoshuaCYS
post May 24 2018, 04:03 PM

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I just placed an eFD through m2u but there is no mention of the interest rates anywhere. How do I know whether I'm getting the 4.1% promo rate?

 

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