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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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annoymous1234
post Apr 5 2017, 05:29 PM

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as of today, this CIMB promo is the highest rates, followed by affin bank, right?
annoymous1234
post Apr 10 2017, 08:31 PM

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QUOTE(jiaen0509 @ Apr 10 2017, 07:56 PM)
Want to ask;

If want to bring 15k(Maybe you think not a big amount, but still dangerous leh) from Bank A Saving Account to Bank B Fixed Deposit.

What can I do? As there is limit for withdraw via ATM unless I use few day to withdraw? Is there any other way like visit branch and withdraw all without go thru ATM? Is it possible?

Next, instead of cash. Is there any others way to bring the $ to Bank B? As they need 'Fresh Fund'.

Thank for advise...
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Use cheque
annoymous1234
post Apr 10 2017, 08:54 PM

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QUOTE(jiaen0509 @ Apr 10 2017, 08:47 PM)
That mean, can go counter withdraw the money WITH CHEQUE? Immediately can get the cheque or need few working day?
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From what cimb cs told me, yes.

On whether can immediately get or not that im not sure
annoymous1234
post Apr 12 2017, 09:50 PM

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The HLB online fixed deposit after 30 april no more 4.1% on every tuesday is it??
annoymous1234
post Apr 17 2017, 01:51 PM

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What does it mean preferred customers?
annoymous1234
post Apr 19 2017, 01:30 PM

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QUOTE(bbgoat @ Apr 19 2017, 12:42 PM)
Received from Affin, below promo:

18 mth 4.2%
15 mth 4.15%
13 mth 4.1%

Above 100k, offer till quota met.
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Need to deposit rm100k?
annoymous1234
post Apr 19 2017, 03:40 PM

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QUOTE(rupart @ Apr 19 2017, 02:36 PM)
dont u guys find it hassle to move $$ to diff banks (open acc when promo then close thereafter once promo finished)

at any time if fresh 10k then u cud have like
hlb
cimb
ocbc
uob

etc etc
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If the bank is close to home then it's not be a hassle. biggrin.gif
annoymous1234
post Apr 20 2017, 08:58 AM

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i got plenty of banks near my home, so no problem for me.
annoymous1234
post Apr 25 2017, 01:54 PM

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QUOTE(bbgoat @ Apr 25 2017, 01:15 PM)
Tell RM it is the Islamic fd.
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I mention islamic, they said, mana ada, semua sama sajer.

Are they BS-ing?
annoymous1234
post May 1 2017, 07:38 PM

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QUOTE(edlimcs @ May 1 2017, 01:44 PM)
U will see the below ads when u login/logout to/from your cimbclicks. Just click on the ads for the T&C. I've copy paste below (only a few clause) for convenience.

[attachmentid=8777997]
CIMB BANK BERHAD'S TERMS AND CONDITIONS GOVERNING THE "6 MONTHS & 12 MONTHS ELECTRONIC FIXED DEPOSIT CAMPAIGN"

1. The 6 Months & 12 Months Electronic Fixed Deposit Campaign ("Campaign") is organised by CIMB Bank Berhad ("the Bank" or "CIMB Bank") and shall commence on 1 May 2017 and end on 30 June 2017, both dates inclusive ("the Campaign Period"). The Bank reserves the right upon giving fourteen (14) days' notice to change the duration and/or the commencement and/or expiry dates of the Campaign Period.

Special Interest Rates for Electronic Fixed Deposit ("eFD") Placements

4. To be entitled to the following Special Rates under this Campaign, the Eligible Customer(s) must make a minimum single deposit placement amount for the fixed tenure as per the table below during the Campaign Period:-

eFD Tenure: 6 Months
Special Interest Rates for eFD Placement ("Special Rates"): 4.00% p.a.
Minimum Single Deposit Placement Amount in eFD account: RM10,000

eFD Tenure: 12 Months
Special Interest Rates for eFD Placement ("Special Rates"): 4.15% p.a.
Minimum Single Deposit Placement Amount in eFD account: RM10,000

ampaign Mechanics

5. The eFD placement must be made through CIMB Clicks. Eligible Customer(s) must log into CIMB Clicks and click on the promotional banner regarding the Campaign to make the placement. Only Eligible Customer(s) will be able to view the promotional banner.   sweat.gif

6. Fixed Deposit placements performed at any branches of the Bank shall not be eligible for the Special Rates.

7. The "Special Rates" are applicable for eFD placement of one (1) cycle only.

8. Interest will be paid out upon completion of the eFD tenure.
Cheers  thumbup.gif
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Thanks. Later check
annoymous1234
post May 3 2017, 11:30 PM

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QUOTE(jiaen0509 @ May 3 2017, 05:19 PM)
Still waiting Maybank Fixed Deposit (not islamic investment) promotion.
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how often maybank have promo? seems rare
annoymous1234
post May 3 2017, 11:37 PM

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QUOTE(bbgoat @ May 3 2017, 05:46 PM)
In UOB this morning. Uplifted FD. Again (like last Friday), was asked where is the new home for the BC. Told them CIMB.

Went to CIMB to place for the CIMB Preferred 12 mth 4.2%. Opted for the Islamic FD with monthly interest.  rclxms.gif

Collected last Friday FD cert as well. Heard from the leng lui that they are busy as lots of customer went there for the 12 mth 4.1% FD, for normal customers.  biggrin.gif
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is the normal 4.1% have islamic fd or only for peferred customers?
annoymous1234
post May 4 2017, 10:58 AM

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QUOTE(bbgoat @ May 4 2017, 08:42 AM)
CIMB normal promo 12 mth 4.1% has Conventional and Islamic FD. U can choose either one.  biggrin.gif
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How do you argue with the person over the counter that islamic fd is different with the conventional fd? They keep saying its the same
annoymous1234
post May 4 2017, 05:14 PM

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What's the difference monthly interest and not monthly interest? Just that they credit u monthly instead of the end of maturity date, right?
annoymous1234
post May 4 2017, 05:48 PM

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QUOTE(bbgoat @ May 4 2017, 05:43 PM)
U were having problem for the CIMB monthly interest option ?  hmm.gif
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Last time I go there. I told them this islamic one they said its all the same. So I deposit the normal one loh.. then now see u guys talking about it. Means if I want need to go and ask them about it again. Zzzzz
annoymous1234
post May 5 2017, 01:21 PM

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zzz if 4.8 i immediately go do now already dry.gif
annoymous1234
post May 5 2017, 10:43 PM

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QUOTE(jiaen0509 @ May 5 2017, 09:09 PM)
So if move FD to CIMB and have to create a new saving account? I notice that CIMB debit card need pay Annual fee RM15==

So waste
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QUOTE(jiaen0509 @ May 5 2017, 10:33 PM)
I do not have any account or card at CIMB. If I place the fixed deposit. I need to open a saving account? Because I notice that CIMB got annual fee for Debit card... Around RM15...
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yes u need to open a saving account for FD. ask for basic account, the debit card free
annoymous1234
post May 6 2017, 12:05 AM

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QUOTE(jiaen0509 @ May 5 2017, 11:34 PM)
That mean basic saving account come with debit card but no need annual fee?
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Yes
annoymous1234
post May 9 2017, 10:48 PM

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LOL!! I can imagine the scene, a guy stand up shouting i don't deal with cheater!!
annoymous1234
post May 12 2017, 02:45 PM

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Hmm 2 years is long, and 50k is a lot..

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