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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bbgoat
post Jan 2 2017, 11:15 AM

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Just received HL FD interest of 4.7%. Oh, step up interest ! tongue.gif Old FD promo in Oct 2015 !!Going to ask for lost interest over 2 days tomorrow.

Heading to MBSB for 4.2% nego interest tomorrow. biggrin.gif Anyone heard of any Jan FD promo from other banks ? hmm.gif

This post has been edited by bbgoat: Jan 2 2017, 01:22 PM
cybpsych
post Jan 2 2017, 11:33 AM

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QUOTE(pavilion09 @ Jan 2 2017, 11:06 AM)
i checked the cert beside got the promo rate and ! but the amount still not the promo rate ?
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show ur calculation.

amount put & placement date.
pavilion09
post Jan 2 2017, 11:44 AM

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QUOTE(cybpsych @ Jan 2 2017, 11:33 AM)
show ur calculation.

amount put & placement date.
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correct d the amount..
Vizhai
post Jan 2 2017, 01:18 PM

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QUOTE(bbgoat @ Jan 2 2017, 11:15 AM)
Just received HL FD interest of 4.7%. Oh, step up interest ! tongue.gif Going to ask for lost interest over 2 days tomorrow.

Heading to MBSB for 4.2% nego interest tomorrow.  biggrin.gif Anyone heard of any Jan FD promo from other banks ?  hmm.gif
*
Pls update us if HL really have 4.7%
bbgoat
post Jan 2 2017, 01:21 PM

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QUOTE(Vizhai @ Jan 2 2017, 01:18 PM)
Pls update us if HL really have 4.7%
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That one as I said, is a step up interest. Matured already, OLD promo, 2015 Oct !! No more !! tongue.gif

This post has been edited by bbgoat: Jan 2 2017, 01:21 PM
nexona88
post Jan 2 2017, 01:30 PM

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QUOTE(bbgoat @ Jan 2 2017, 11:15 AM)
Just received HL FD interest of 4.7%. Oh, step up interest ! tongue.gif Old FD promo in Oct 2015 !!Going to ask for lost interest over 2 days tomorrow.

Heading to MBSB for 4.2% nego interest tomorrow.  biggrin.gif Anyone heard of any Jan FD promo from other banks ?  hmm.gif
*
Ahh the good old promo..
All above 4.5% rclxm9.gif really missed the affin bank one.. That's the best offer before all the rate dropped..

Nowadays we can dream only if can get such rate cry.gif
bbgoat
post Jan 2 2017, 01:35 PM

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QUOTE(nexona88 @ Jan 2 2017, 01:30 PM)
Ahh the good old promo..
All above 4.5% rclxm9.gif really missed the affin bank one.. That's the best offer before all the rate dropped..

Nowadays we can dream only if can get such rate cry.gif
*
I still have AmBank 4.6% running till Nov 2017. rclxm9.gif
nexona88
post Jan 2 2017, 02:57 PM

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QUOTE(bbgoat @ Jan 2 2017, 01:35 PM)
I still have AmBank 4.6% running till Nov 2017.  rclxm9.gif
*
After FD matured, got headache where to dump the money laugh.gif
bbgoat
post Jan 2 2017, 03:34 PM

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QUOTE(nexona88 @ Jan 2 2017, 02:57 PM)
After FD matured, got headache where to dump the money laugh.gif
*
Definitely not dump to waste baskets ! laugh.gif

Still a good problem to have. rclxm9.gif

This post has been edited by bbgoat: Jan 2 2017, 05:23 PM
nexona88
post Jan 2 2017, 06:29 PM

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QUOTE(bbgoat @ Jan 2 2017, 03:34 PM)
Definitely not dump to waste baskets !  laugh.gif

Still a good problem to have.  rclxm9.gif
*
Hahaha what a good problems to have..
Not many will faced like u devil.gif

Anyhow, got good FD rate offer for now??
Any chance FD rate will goes up next few months??
cklimm
post Jan 2 2017, 07:06 PM

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QUOTE(nexona88 @ Jan 2 2017, 06:29 PM)
Hahaha what a good problems to have..
Not many will faced like u devil.gif

Anyhow, got good FD rate offer for now??
Any chance FD rate will goes up next few months??
*
For me, will just place in GIA at 3.55% while waiting for good deals

This post has been edited by cklimm: Jan 2 2017, 07:07 PM
bbgoat
post Jan 2 2017, 07:51 PM

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QUOTE(nexona88 @ Jan 2 2017, 06:29 PM)
Hahaha what a good problems to have..
Not many will faced like u devil.gif

Anyhow, got good FD rate offer for now??
Any chance FD rate will goes up next few months??
*
Have nego with MBSB for tomorrow's placement at 4.2% for either 9 mth or 12 mth.

Have heard from one bank source that banks FD promo will be <4% starting 2017. Anyway lets see if it is true. biggrin.gif
nexona88
post Jan 2 2017, 08:18 PM

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QUOTE(cklimm @ Jan 2 2017, 07:06 PM)
For me, will just place in GIA at 3.55% while waiting for good deals
*
Hard to get good deals nowadays blush.gif
Might be permanent keep in GIA..


QUOTE(bbgoat @ Jan 2 2017, 07:51 PM)
Have nego with MBSB for tomorrow's placement at 4.2% for either 9 mth or 12 mth.

Have heard from one bank source that banks FD promo will be <4% starting 2017. Anyway lets see if it is true.  biggrin.gif
*
Walao seriously bangwall.gif
If like that, better lock whatever acceptable rate now blush.gif

bbgoat
post Jan 2 2017, 08:47 PM

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QUOTE(nexona88 @ Jan 2 2017, 08:18 PM)
Walao seriously bangwall.gif
If like that, better lock whatever acceptable rate now blush.gif
*
Now like "too late" if it turns out to be true. But 3.95% is still not a bad deal which some banks have been doing in Dec. biggrin.gif
kjlow88
post Jan 2 2017, 09:18 PM

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QUOTE(nexona88 @ Jan 2 2017, 08:18 PM)
Hard to get good deals nowadays blush.gif
Might be permanent keep in GIA..
Walao seriously bangwall.gif
If like that, better lock whatever acceptable rate now blush.gif
*
True, hahaha
the market so silent, didn't even do any attractive promotion
Are they playing some tactic?
nexona88
post Jan 2 2017, 11:32 PM

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QUOTE(bbgoat @ Jan 2 2017, 08:47 PM)
Now like "too late" if it turns out to be true. But 3.95% is still not a bad deal which some banks have been doing in Dec.  biggrin.gif
*
Well that's the "best" rate we could get now cry.gif


QUOTE(kjlow88 @ Jan 2 2017, 09:18 PM)
True, hahaha
the market so silent, didn't even do any attractive promotion
Are they playing some tactic?
*
Well maybe they feels rate will drop next few months time..
David3700
post Jan 2 2017, 11:56 PM

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Can anybody know the following still available :

1. Ambank 5 years @ 4.33% pa
2. Affin CNY Combo Package 1, 2, 3

Thanks
esy
post Jan 3 2017, 08:24 AM

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QUOTE(bbgoat @ Jan 2 2017, 11:15 AM)
Just received HL FD interest of 4.7%. Oh, step up interest ! tongue.gif Old FD promo in Oct 2015 !!Going to ask for lost interest over 2 days tomorrow.

Heading to MBSB for 4.2% nego interest tomorrow.  biggrin.gif Anyone heard of any Jan FD promo from other banks ?  hmm.gif
*
... don't mind me asking you is there any minimum amount for MBSB's 4.2%? Thanks in advance ... smile.gif ...
drbone
post Jan 3 2017, 10:00 AM

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QUOTE(bbgoat @ Jan 2 2017, 11:15 AM)
Just received HL FD interest of 4.7%. Oh, step up interest ! tongue.gif Old FD promo in Oct 2015 !!Going to ask for lost interest over 2 days tomorrow.

Heading to MBSB for 4.2% nego interest tomorrow.  biggrin.gif Anyone heard of any Jan FD promo from other banks ?  hmm.gif
*
Do update here once successfully opening the FD account with the 4.2% rate.
Arvinaaaaa
post Jan 3 2017, 01:03 PM

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Guys..need your opinions..i read the first page btw and maybe u guys have some better opinions..i got 15k in stash and is planning to put in fd..any options on which bank to put?

Currently i put in fund supermart and the return is about 3.46% per annum

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