200k I think

Few forummers have asked about the amt for the FD. guy3288 has said >200k. I can only get it with higher amt. Anyway it is a nego rate. Try your luck. U may be able to get it with lower amt, who knows ?

We (my relative) actually got 12 mth 4.2% also. Tops out at 4.2%

One of the cert:


This post has been edited by bbgoat: Jan 3 2017, 08:31 PM

Rich dao....

It makes more economical sense to sell em, RM15 for each payung

Around how much can nego?
Do we need talk to manager? i dont see any advertisment on MBSB website.

Financial institution would not advertise say "come and nego with us on FD placement rate".

On their website, they would show board rate or some will show promo rate.

Amt to nego differs depending on their needs. Can be 50k, 100k, 200k depending on the financial institution. U can call or see the responsible person. They likely need to get HQ approval.

Lastly, not all of them allow nego. Few do.

This post has been edited by bbgoat: Jan 4 2017, 08:45 AM

Which branch?

One forummer recently posted that joint acct closing need both person to be present to close FD. In HL yesterday my relative closed one joint acct FD. Just one person present. So that info on BNM requirement is not true.

BR called to enquire about FD maturing 3 weeks later. Surprised that they call so early.

i already withdraw my FD joint account few times to utilise other banks FD promo...more like switching here n there (to make them looks like new fund)...no issue..joint account (either one to sign) where i'm the only one present when making the withdrawal....

Yes, that should be the case for "either one to sign". The forummer who reported the problem should strongly protest on this or let us know which bank is that.

Would be better to prepare abit more than usual ammount required for promo, 300k should be good.

Eh, anyone gotten any new year goodies from CIMB if you're a "preferred" customer ah?

Nope, none so far, but this thread is solely for FD discussion purposes, maybe you can direct your question in the private banking section? Also, maybe you could check with your designated RM?

On a separate note, managed to secure 1 year FD at MBMB at 4.2% today!

6+6 Months MYR and CNY Fixed Deposit Promotion
Bank of China (Malaysia) Berhad (“BOCM”) favours you with attractive Fixed Deposit rates! Enjoy up to 3.95% p.a. and 2.90% p.a. respectively for MYR and CNY Fixed Deposit(“FD”) . This promotion starts from 1 December 2016 and is valid till 28 February 2017 for individual customers with fresh funds for a limited time only.
T&C http://www.bankofchina.com/my/en/bocinfo/b...30_8350583.html

This post has been edited by poor man: Jan 4 2017, 10:50 PM

bank rakyat offer 3.8% for 12 months
Hong Leong Bank offer 3.8% for 6 months or 12 months

OH wait, WHOOPS, i honestly thought I was on the Priority Banking thread tab, ahaha whoops >.<... Ya wei, gotta give the RM a call... politely request for freebies, ahaha A planner would be good LOL

Speaking of FDs, my short term also going to mature next month...

what is the amount for getting 4.2%?

mbmb or mbsb?

This post has been edited by sandkoh: Jan 5 2017, 08:53 AM

Yeah it's not true. I went to another branch and withdrew no problem
It's just this particular branch misinformed

MBSB but need to nego with the branch manager, different branches have different requirements, so I would suggest that you call whichever branch closest to your location and compare.
Good luck.

MBSB not covered by PIDM?
Thanks