Outline ·
[ Standard ] ·
Linear+
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
|
chinkw1
|
 Apr 13 2017, 03:16 PM
|
Look at all my stars!!
|
QUOTE(bbgoat @ Apr 13 2017, 08:46 AM) U need to change the word "debit" to "credit". During placement, there are choice for monthly interest or interest paid on maturity. On maturity, u can choose not to renew if u want. So during placement time, choose carefully the options presented.  In fact, all my placement I choose monthly interest and no renewal. No renewal is to plan to hunt for next FD promo.  @bbgoat, Thanks for your help. The option: Islamic FD vs Conventional FD, which to select pls? |
|
|
|
|
|
bbgoat
|
Apr 13 2017, 04:18 PM
|
|
|
QUOTE(chinkw1 @ Apr 13 2017, 03:16 PM) @bbgoat, Thanks for your help. The option: Islamic FD vs Conventional FD, which to select pls? Just select Conventional since both has same features for the HL eFD. |
|
|
|
|
|
propertymart
|
Apr 13 2017, 10:19 PM
|
Getting Started
|
QUOTE(Bonescythe @ Apr 11 2017, 11:01 PM) FD u will get board rates.. no promotional rates allow.. So will be probably 3% or 3.25% depends on bank For housing loan, 4.5% So u sendiri do the maths FD cannot take out until loan settle.  , anyway  xie xie , tq tq tq Edited Adui sis bros no need Report my post gak? @ few post earlier ppl pun type salad So serious  sorry wrong quote wrongly ya  I saw some post people pun salah gak, This post has been edited by propertymart: Apr 13 2017, 10:50 PM |
|
|
|
|
|
mattalex
|
Apr 14 2017, 04:58 AM
|
Getting Started
|
QUOTE(bbgoat @ Apr 12 2017, 01:38 PM) Up to last week Tuesday still true. U can do multiple FPX from MBB to HL to place the eFD. Each time max 30k. MBB seems to be the only bank that allowed multiple FPX xfer with no daily limits (  up to what u want to xfer  ). Question: Just say I wish to place 150k in FD with HL. This will require 5x FPX of 30k each. So do I open one FD for 150k or 5 FDs of 30k? In other words, will all the 5 FPX transfers end up in one FD cert/account or not? Thanks. |
|
|
|
|
|
drbone
|
Apr 14 2017, 07:39 AM
|
|
|
QUOTE(mattalex @ Apr 14 2017, 04:58 AM) Question: Just say I wish to place 150k in FD with HL. This will require 5x FPX of 30k each. So do I open one FD for 150k or 5 FDs of 30k? In other words, will all the 5 FPX transfers end up in one FD cert/account or not? Thanks. 5 different certificates. |
|
|
|
|
|
laymank
|
Apr 14 2017, 08:14 AM
|
|
|
QUOTE(mattalex @ Apr 14 2017, 04:58 AM) Question: Just say I wish to place 150k in FD with HL. This will require 5x FPX of 30k each. So do I open one FD for 150k or 5 FDs of 30k? In other words, will all the 5 FPX transfers end up in one FD cert/account or not? Thanks. 5x30k, aka. 1 account, with 5 certs. |
|
|
|
|
|
mattalex
|
Apr 14 2017, 09:58 AM
|
Getting Started
|
Thanks guys for the reply.
|
|
|
|
|
|
bbgoat
|
Apr 17 2017, 01:28 PM
|
|
|
In BR to terminate FD. BR no FD promo for now. So looks like they do not need extra cash. Heard likely to be May that they have FD promo. Planning for HL eFD Tuesday, parking in MBB to get the 1 day interest. Received below from CIMB RM. But this has been reported before. CIMB 4.2% for Preferred customer, but has to open CA. 
|
|
|
|
|
|
annoymous1234
|
Apr 17 2017, 01:51 PM
|
|
|
What does it mean preferred customers?
|
|
|
|
|
|
LazyKurosaki
|
Apr 17 2017, 04:22 PM
|
|
|
My bank here offering 4% p.a fd-i. Every month interest credit to casa. Min. 10k for 12months
|
|
|
|
|
|
rupart
|
Apr 17 2017, 05:08 PM
|
|
|
QUOTE(LazyKurosaki @ Apr 17 2017, 04:22 PM) My bank here offering 4% p.a fd-i. Every month interest credit to casa. Min. 10k for 12months ? which bank |
|
|
|
|
|
LazyKurosaki
|
Apr 17 2017, 05:13 PM
|
|
|
QUOTE(rupart @ Apr 17 2017, 05:08 PM) Ocbc. 6months for 3.8%. Jz walk in any branch and tell them u wan put mi-fd... promo till 30th april. Min. 10k fresh funds |
|
|
|
|
|
bbgoat
|
Apr 17 2017, 05:39 PM
|
|
|
QUOTE(annoymous1234 @ Apr 17 2017, 01:51 PM) What does it mean preferred customers? It is so called PB. PB refers to Priority/Premier/Privilege/Preferred Banking. For different banks, the requirement is from 200k to 500k (UOB). CIMB is 250k See below thread for more info: https://forum.lowyat.net/topic/554471 |
|
|
|
|
|
drbone
|
Apr 17 2017, 06:51 PM
|
|
|
QUOTE(bbgoat @ Apr 17 2017, 05:39 PM) It is so called PB. PB refers to Priority/Premier/Privilege/Preferred Banking. For different banks, the requirement is from 200k to 500k (UOB). CIMB is 250k See below thread for more info: https://forum.lowyat.net/topic/554471If one invest RM 150K into unit trust, they are granted preferred banking status as well. My cousin is one. |
|
|
|
|
|
Pain4UrsinZ
|
Apr 17 2017, 07:43 PM
|
|
|
i wonder why Maybank no special FD rate for Maybank ASPIRE customer ? it is not considered as premier ?
|
|
|
|
|
|
dEviLs
|
Apr 18 2017, 09:54 AM
|
|
|
Received email from bangkok bank for latest promo (10apr till 10 july)
3mths - 3.75%
6mths - 3.85%
11mths - 4%
Minimum 10k
|
|
|
|
|
|
cklimm
|
Apr 18 2017, 10:19 AM
|
|
|
QUOTE(Pain4UrsinZ @ Apr 17 2017, 07:43 PM) i wonder why Maybank no special FD rate for Maybank ASPIRE customer ? it is not considered as premier ? Thats far from Premier, bro |
|
|
|
|
|
babysiew
|
Apr 18 2017, 10:25 AM
|
Getting Started
|
best rate right now would be 4.1% with CIMB? took out one FD, now kena cari a new one haha
|
|
|
|
|
|
bbgoat
|
Apr 18 2017, 10:33 AM
|
|
|
QUOTE(babysiew @ Apr 18 2017, 10:25 AM) best rate right now would be 4.1% with CIMB? took out one FD, now kena cari a new one haha For 12 mth, CIMB would be the best. HL eFD Tuesday 9 mth 4.15% with monthly interest. I am going for it afterwards. |
|
|
|
|
|
chinkw1
|
Apr 18 2017, 10:59 AM
|
Look at all my stars!!
|
QUOTE(bbgoat @ Apr 18 2017, 10:33 AM) For 12 mth, CIMB would be the best. HL eFD Tuesday 9 mth 4.15% with monthly interest. I am going for it afterwards. bbgoat is sifu in FD..  I also baru do placement in HLB using FPX, quite convenient. Interest will credit monthly into our account. Principle i choose NO autorenew. I guess by so doing, the principle will be credited into our savings account automatically on maturity date ?? |
|
|
|
|
Quote
0.0182sec
0.56
6 queries
GZIP Disabled