Tough work getting the HL Tuesday 4.15% with monthly interest:

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Is FPX from Maybank any different from other banks? I have done multiple FPX within a day, all from Maybank. Even though my transfer limit is RM30k, FPX allows for multiple within the same day. Only IBT or IBG has limit per day.[attachmentid=8720379]

Up to last week Tuesday still true. U can do multiple FPX from MBB to HL to place the eFD. Each time max 30k. MBB seems to be the only bank that allowed multiple FPX xfer with no daily limits ( up to what u want to xfer  ). 

U need to change the word "debit" to "credit".

During placement, there are choice for monthly interest or interest paid on maturity. On maturity, u can choose not to renew if u want. So during placement time, choose carefully the options presented. 

In fact, all my placement I choose monthly interest and no renewal. No renewal is to plan to hunt for next FD promo. 

For 12 mth, CIMB would be the best. HL eFD Tuesday 9 mth 4.15% with monthly interest. I am going for it afterwards. 

There are other more knowledgeable sifu's in this thread. 

Yes, if choose no auto renew, the principal sum on maturity will go into the SA, the one during placement that we choose. Or rather the one that monthly interest go into. So far I chose all the HL eFD to be no auto renew. So no need to terminate it on day of maturity and can immediately go hunting for another FD promo. 

Some of the banks FD promo stated that on maturity, the FD will auto renew into board rate. Can't help it. 

I am immune on the banks requirement for SA. Already has SA for those banks that I have FD with. 

Depends on few factors like amt, any bank preference, tenure etc.

For 12 mth, Bank Muamalat 4.3% is the highest so far. Min. 100k.

hl e fd 13 mth 4.2%

Haha, u also kena OCBC's love letter. My relatives receiving letters as well to top up. Recently OCBC FD rate not that good and lose out even to UOB. Though both of them used to fight head to head previously.

I am also thinking of either AmBank or UOB for the OCBC fund this week. Probably AmBank for the 0.05% more. 

Hot, hot ! 

MBB FD promo from 5/12 to 5/1/2018:

15 mth 4.3% min 10k fresh fund

6 mth 4% fresh fund, 3.9% non fresh, min 10k

3 mth 3.88% min 25k

Looks like MBB wanted to capture the FD market !!

So tomorrow looks like I have to move my OCBC fund to MBB !! Instead of AmBank or UOB !! 

This morning went to OCBC PB centre to withdraw FD. Parking is a nightmare, their PB centre limited parking, circle round and round ! @gsc probably has same problem as well !

Finally park in the open air area. The PB leng lui passed my FD cert to RM who spent 30 minutes talking to me to go for UT !   

Anyway still get myself out with cashier's cheque from OCBC. 

When to MBB after 3pm. The counter girl called my name despite I have not been there for >1 year. 

Was told they met their quota this morning. Then 3pm re-open again ! This one gives monthly interest, forgot to ask if it applies to all. But I think it would be so, one forummer asked this question yesterday.

At the back of the cert, the step up rate was printed.

The leng lui told me they may open up Islamic FD for this to continue the FD promo. It is a bit strange that MBB reach the quota so soon after they started 2 days ago. Either their quota is low or too many people going for it. 

Bro, please understand that bank always have T & C on FD promo. Yes stated till Jan 2018 BUT if quota or limit met, then STOP. 

*

RHB Bank Fixed Deposit Promotion. Valid until 31 March 2018

3 months - 3.80% p.a. (Minimum Fresh Fund RM10K)
13 months - 4.25% p.a. (Minimum Fresh Fund RM25K with CASA/CASA-i balances more than RM20K)

Terms And Conditions for 3.80% p.a. | Terms And Conditions for 4.25% p.a.

I'm a bit late,
The MBB 4.3% @ 15months FD promo just quota finished when my turn..  Sigh.

Called this morning told still available,
But over the counter time got informed the quota finished,
Offer me 4.1% @ 15months..
Haihz.