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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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RaymondTWY
post Apr 10 2017, 06:33 PM

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Actually what does it mean with the promotional interest rate and campaign rate? Which will take place actually?

jiaen0509
post Apr 10 2017, 07:56 PM

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Want to ask;

If want to bring 15k(Maybe you think not a big amount, but still dangerous leh) from Bank A Saving Account to Bank B Fixed Deposit.

What can I do? As there is limit for withdraw via ATM unless I use few day to withdraw? Is there any other way like visit branch and withdraw all without go thru ATM? Is it possible?

Next, instead of cash. Is there any others way to bring the $ to Bank B? As they need 'Fresh Fund'.

Thank for advise...

This post has been edited by jiaen0509: Apr 10 2017, 08:00 PM
annoymous1234
post Apr 10 2017, 08:31 PM

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QUOTE(jiaen0509 @ Apr 10 2017, 07:56 PM)
Want to ask;

If want to bring 15k(Maybe you think not a big amount, but still dangerous leh) from Bank A Saving Account to Bank B Fixed Deposit.

What can I do? As there is limit for withdraw via ATM unless I use few day to withdraw? Is there any other way like visit branch and withdraw all without go thru ATM? Is it possible?

Next, instead of cash. Is there any others way to bring the $ to Bank B? As they need 'Fresh Fund'.

Thank for advise...
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Use cheque
jiaen0509
post Apr 10 2017, 08:47 PM

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QUOTE(annoymous1234 @ Apr 10 2017, 08:31 PM)
Use cheque
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That mean, can go counter withdraw the money WITH CHEQUE? Immediately can get the cheque or need few working day?
annoymous1234
post Apr 10 2017, 08:54 PM

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QUOTE(jiaen0509 @ Apr 10 2017, 08:47 PM)
That mean, can go counter withdraw the money WITH CHEQUE? Immediately can get the cheque or need few working day?
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From what cimb cs told me, yes.

On whether can immediately get or not that im not sure
jiaen0509
post Apr 10 2017, 08:59 PM

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QUOTE(annoymous1234 @ Apr 10 2017, 08:54 PM)
From what cimb cs told me, yes.

On whether can immediately get or not that im not sure
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Human Nature
post Apr 10 2017, 09:32 PM

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QUOTE(jiaen0509 @ Apr 10 2017, 08:47 PM)
That mean, can go counter withdraw the money WITH CHEQUE? Immediately can get the cheque or need few working day?
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QUOTE(annoymous1234 @ Apr 10 2017, 08:54 PM)
From what cimb cs told me, yes.

On whether can immediately get or not that im not sure
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Request to withdraw the money as banker's cheque or cashier order, under your name. They will issue immediately.

This post has been edited by Human Nature: Apr 10 2017, 09:32 PM
KuzumiTaiga
post Apr 11 2017, 04:57 AM

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Hi, can someone enlighten me? Have never done FD before.

Say if I were to deposit 10k into the new CIMB promo of 4.1% p.a.,

will the dividend be transferred into our savings account monthly or it will be credited into the 10k?

once 12 months are over, I won't be able to enjoy the 4.1% anymore? Need to re-deposit into another bank which may have a more attractive FD rate?

thanks
tianqi
post Apr 11 2017, 08:45 AM

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QUOTE(lorrydriverrocks @ Apr 4 2017, 09:09 PM)
Just kautim HLB...need to FPX from 3 different banks due to limit

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Hi there, using FPX is there any charges? TQ
lorrydriverrocks
post Apr 11 2017, 08:48 AM

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QUOTE(tianqi @ Apr 11 2017, 08:45 AM)
Hi there, using FPX is there any charges? TQ
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For this no charges
tianqi
post Apr 11 2017, 08:49 AM

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QUOTE(lorrydriverrocks @ Apr 11 2017, 08:48 AM)
For this no charges
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McFD2R
post Apr 11 2017, 09:16 AM

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Is FPX from Maybank any different from other banks? I have done multiple FPX within a day, all from Maybank. Even though my transfer limit is RM30k, FPX allows for multiple within the same day. Only IBT or IBG has limit per day.Attached Image
bbgoat
post Apr 11 2017, 09:36 AM

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QUOTE(McFD2R @ Apr 11 2017, 09:16 AM)
Is FPX from Maybank any different from other banks? I have done multiple FPX within a day, all from Maybank. Even though my transfer limit is RM30k, FPX allows for multiple within the same day. Only IBT or IBG has limit per day.Attached Image
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It seems that MBB did not set a limit for FPX xfer OUT from there. I did the same from MBB FPX for HL eFD placement last Tuesday. The sky is the limit for MBB FPX xfer in the same day, apparently. biggrin.gif
sandkoh
post Apr 11 2017, 09:38 AM

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for bank rakyat, can we take out fd from different branch or mesti same branch fd placed?
McFD2R
post Apr 11 2017, 09:38 AM

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QUOTE(bbgoat @ Apr 11 2017, 09:36 AM)
It seems that MBB did not set a limit for FPX xfer OUT from there. I did the same from MBB FPX for HL eFD placement last Tuesday. The sky is the limit for MBB FPX xfer in the same day, apparently.  biggrin.gif
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Unfortunately, my balance is far .... far ...... far from the sky sweat.gif
bbgoat
post Apr 11 2017, 09:47 AM

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QUOTE(McFD2R @ Apr 11 2017, 09:38 AM)
Unfortunately, my balance is far .... far ...... far from the sky  sweat.gif
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Time, my friend, let it GROW !!! devil.gif
dannyw
post Apr 11 2017, 09:56 AM

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Most of you guys, put in normal Conventional eFD, anyone put in Islamic eFD-i? (I mean HLB Promo)

Basically, no different, right?

This post has been edited by dannyw: Apr 11 2017, 10:06 AM
Pain4UrsinZ
post Apr 11 2017, 10:23 AM

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QUOTE(McFD2R @ Apr 11 2017, 09:16 AM)
Is FPX from Maybank any different from other banks? I have done multiple FPX within a day, all from Maybank. Even though my transfer limit is RM30k, FPX allows for multiple within the same day. Only IBT or IBG has limit per day.Attached Image
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the interest credit into principal monthly or only after 9 months ?i mean any chance for compounding interest ?
mamasos
post Apr 11 2017, 10:35 AM

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cimb unfixed deposits need to have saving account?
okuribito
post Apr 11 2017, 11:54 AM

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QUOTE(bbgoat @ Apr 11 2017, 09:36 AM)
It seems that MBB did not set a limit for FPX xfer OUT from there. I did the same from MBB FPX for HL eFD placement last Tuesday. The sky is the limit for MBB FPX xfer in the same day, apparently.  biggrin.gif
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PBB limit to 30k per day sad.gif ... got balance sitting in s/a, can fpx transfer to HLB tomorrow for 9m 4.05%,right? Any other better deal? Dun wanna wait 1week smile.gif

BTW when it comes to maturity of this Tuesday special, what are HLB's max (1) daily limit and (2) transaction limit for online transfer eg fpx, ibg, ibft ?

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