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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bbgoat
post Apr 3 2017, 12:40 PM

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HL no such 4.3% fd as I said earlier

This is reply to earlier post of one forummer

This post has been edited by bbgoat: Apr 3 2017, 12:42 PM
tryifelsecatch
post Apr 3 2017, 12:45 PM

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QUOTE(Cookie101 @ Apr 3 2017, 12:19 PM)
No-5 : it's 9 months for 4.05% p.a. / 4.15% Tuesday; interest on maturity for eFd / 6 months 4% over counter placement.
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thanks for the feedback. i have been doing the HLB fpx eFD since Nov for 6 months. and i did get monthly interest credit into my saving a/c.
is this new promo not the same?
bbgoat
post Apr 3 2017, 12:48 PM

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QUOTE(Cookie101 @ Apr 3 2017, 12:19 PM)
Yes-1 (need Islamic account FYI) ,2,3
Not sure -4
No-5 : it's 9 months for 4.05% p.a. / 4.15% Tuesday; interest on maturity for eFd / 6 months 4% over counter placement.
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I thought eFd of HL interest can choose to get monthly. Unless this one is different. hmm.gif
drew86
post Apr 3 2017, 02:08 PM

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Yes, HLB eFD can get interest added to principal monthly
bbgoat
post Apr 3 2017, 02:21 PM

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QUOTE(drew86 @ Apr 3 2017, 02:08 PM)
Yes, HLB eFD can get interest added to principal monthly
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Should be interest to CASA.
gchowyh
post Apr 3 2017, 02:28 PM

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Got this in my facebook:

3.9% for 6 months & 4.1% for 12 months minimum RM 10k

Details:
http://www.cimbbank.com.my/en/personal/pro...ed-deposit.html
bbgoat
post Apr 3 2017, 02:34 PM

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Affin can give 4.2% fd 2 yrs duration, 400k. Need HQ approval. Talk to them if interested.

Of course CIMB for their Preferred customer 4.2% min 10k still better.

This post has been edited by bbgoat: Apr 3 2017, 02:35 PM
GloryKnight
post Apr 3 2017, 03:18 PM

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April april FDs anyone have updates?
VinceCheong
post Apr 3 2017, 03:20 PM

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QUOTE(tryifelsecatch @ Apr 3 2017, 12:58 PM)
hi good day folks.

so, here's what I captured browsing through the last few pages/genX page. need to place an FD for my mom (senior citizen) soon.
please let me know if i get this right?

1. AMB - 4.35% - 5 years, monthly interest
2. BR - 4.5 - 5 years (need to nego and probably >100K), monthly interest?
3. CIMB prefered - 4.2%
4. HLB senior - 4.3%
5. HLB eFD - 4.05%(tuesday 4.15%) - 1 year, monthly interest
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For cimb is it 3-mth tenures?
tryifelsecatch
post Apr 3 2017, 05:09 PM

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QUOTE(VinceCheong @ Apr 3 2017, 03:20 PM)
For cimb is it 3-mth tenures?
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well, it seems like the CIMB 4.3% was a mistake. so, have to disregard that for now.
cfc
post Apr 3 2017, 05:24 PM

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HLB eFD - 4.05%(tuesday 4.15%) is for 9 mths only
bbgoat
post Apr 3 2017, 06:24 PM

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QUOTE(tryifelsecatch @ Apr 3 2017, 05:09 PM)
well, it seems like the CIMB 4.3% was a mistake. so, have to disregard that for now.
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HL 4.3% is NOT true, not CIMB. CIMB 4.2% for their Preferred customer or nego with large sum (one forummer reported that last week for non Preferred customer). I got the CIMB 4.2% deal last week. Have shown the cert also. biggrin.gif

This post has been edited by bbgoat: Apr 3 2017, 06:25 PM
#Victor
post Apr 3 2017, 06:27 PM

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UOB has special promo with up to 5.10% for FD bundled (new funds) or 5.00% for existing funds when you enquire with their personal banker.
user posted image
bbgoat
post Apr 3 2017, 06:37 PM

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QUOTE(#Victor @ Apr 3 2017, 06:27 PM)
UOB has special promo with up to 5.10% for FD bundled (new funds) or 5.00% for existing funds when you enquire with their personal banker.
user posted image
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FD bundled with UT ? hmm.gif
tryifelsecatch
post Apr 3 2017, 11:44 PM

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QUOTE(bbgoat @ Apr 3 2017, 06:24 PM)
HL 4.3% is NOT true, not CIMB. CIMB 4.2% for their Preferred customer or nego with large sum (one forummer reported that last week for non Preferred customer). I got the CIMB 4.2% deal last week. Have shown the cert also. biggrin.gif
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oh.. sorry, my mistake. thanks for highlighting.
bbgoat
post Apr 4 2017, 10:55 AM

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QUOTE(#Victor @ Apr 3 2017, 06:27 PM)
UOB has special promo with up to 5.10% for FD bundled (new funds) or 5.00% for existing funds when you enquire with their personal banker.
user posted image
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QUOTE(bbgoat @ Apr 3 2017, 06:37 PM)
FD bundled with UT ?  hmm.gif
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Talked to my UOB RM. It is FD/UT bundle. The above is UT/FD bundle with ratio of 2:1. For 1:1, the FD promo is 4.5% for 6 mths. They have various mths as well like for 2:1 ratio for 1 mth it is FD 10%. NOTE: with UT purchase !!!

Anyway I think it is still not that good as compared to Citigold's last month 1:1 with FD 3 mths 9.99%.


gchowyh
post Apr 4 2017, 11:49 AM

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QUOTE(bbgoat @ Apr 3 2017, 06:24 PM)
HL 4.3% is NOT true, not CIMB. CIMB 4.2% for their Preferred customer or nego with large sum (one forummer reported that last week for non Preferred customer). I got the CIMB 4.2% deal last week. Have shown the cert also. biggrin.gif
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Just got back from CIMB, here are the promos still available:

4.2% 12 months for Preferred customer - currently finding out if new Preferred customer can get it or not without topping up on top of the initial RM250k
- heard interest credited monthly

Normal customers:
3.9% 6 months
4.1% 12 months
minimum RM10k
WhitE LighteR
post Apr 4 2017, 12:02 PM

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bbgoat
post Apr 4 2017, 12:09 PM

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QUOTE(gchowyh @ Apr 4 2017, 11:49 AM)
Just got back from CIMB, here are the promos still available:

4.2% 12 months for Preferred customer - currently finding out if new Preferred customer can get it or not without topping up on top of the initial RM250k
- heard interest credited monthly

Normal customers:
3.9% 6 months
4.1% 12 months
minimum RM10k
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Last week I placed for the 4.2%, interest on maturity only. Can get monthly ? hmm.gif
Vizhai
post Apr 4 2017, 12:21 PM

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QUOTE(WhitE LighteR @ Apr 4 2017, 12:02 PM)
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What Bank?

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