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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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WhitE LighteR
post Apr 4 2017, 12:25 PM

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QUOTE(Vizhai @ Apr 4 2017, 12:21 PM)
What Bank?
*
Abang.. open eye big big leh. Already clearly shown there Bank Muamalat
Cookie101
post Apr 4 2017, 12:26 PM

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QUOTE(WhitE LighteR @ Apr 4 2017, 12:02 PM)
[attachmentid=8685305]
*
t&c... such high rate not applicable for individual retail...


http://www.muamalat.com.my/downloads/TC_wa...besar_5_ENG.pdf

Tenure ----------------- 3 months(p.a) 6 months (p.a) 9 months (p.a) 12 months (p.a)
Retail – Individual -------- 3.40%---------- 3.60%------- 3.70% ------- 3.80%
Retail – Non Individual 1- 3.80% ---------- 4.10% -------- 4.30% -------- 4.50%
Retail – Non Individual 2 - 3.80%---------- 4.10% -------- 4.30% --------- 4.50%

This post has been edited by Cookie101: Apr 4 2017, 12:30 PM
WhitE LighteR
post Apr 4 2017, 12:35 PM

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QUOTE(Cookie101 @ Apr 4 2017, 12:26 PM)
t&c... such high rate not applicable for individual retail...
http://www.muamalat.com.my/downloads/TC_wa...besar_5_ENG.pdf

Tenure    -----------------  3 months(p.a) 6 months (p.a)  9 months (p.a) 12 months (p.a)
Retail – Individual    -------- 3.40%---------- 3.60%-------  3.70%  -------  3.80%
Retail – Non Individual 1-  3.80% ---------- 4.10%  --------    4.30%  --------  4.50%
Retail – Non Individual 2 -  3.80%---------- 4.10%  --------  4.30% ---------  4.50%
*
So need to be a company?
bbgoat
post Apr 4 2017, 12:42 PM

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QUOTE(gchowyh @ Apr 4 2017, 11:49 AM)
Just got back from CIMB, here are the promos still available:

4.2% 12 months for Preferred customer - currently finding out if new Preferred customer can get it or not without topping up on top of the initial RM250k
- heard interest credited monthly

Normal customers:
3.9% 6 months
4.1% 12 months
minimum RM10k
*
My CIMB RM confirmed that only Islamic 12 mth 4.15% gives monthly interest. The 4.2% conventional one, no monthly interest. biggrin.gif

Ah, if know it earlier would not have put into HL 9 mths 4.15% today. cry.gif

Anyway please note it is for CIMB Preferred customer. biggrin.gif
gchowyh
post Apr 4 2017, 01:44 PM

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QUOTE(bbgoat @ Apr 4 2017, 12:42 PM)
My CIMB RM confirmed that only Islamic 12 mth 4.15% gives monthly interest. The 4.2% conventional one, no monthly interest.  biggrin.gif

Ah, if know it earlier would not have put into HL 9 mths 4.15% today.  cry.gif

Anyway please note it is for CIMB Preferred customer.  biggrin.gif
*
They're very slow & blur, at first told me 4.1% also only for preferred customer, normal can only get 4.05%!

I think I will have to chase them for the answer to my earlier question.

When you applied to be a preferred customer, do you need to give your salary details also? The clerk seems like reading from a script which is not accurate.. mad.gif mad.gif


QUOTE(Cookie101 @ Apr 4 2017, 12:26 PM)
t&c... such high rate not applicable for individual retail...
http://www.muamalat.com.my/downloads/TC_wa...besar_5_ENG.pdf

Tenure    -----------------  3 months(p.a) 6 months (p.a)  9 months (p.a) 12 months (p.a)
Retail – Individual    -------- 3.40%---------- 3.60%-------  3.70%  -------  3.80%
Retail – Non Individual 1-  3.80% ---------- 4.10%  --------    4.30%  --------  4.50%
Retail – Non Individual 2 -  3.80%---------- 4.10%  --------  4.30% ---------  4.50%
*
Suddenly with this promo, I may swing my funds over there instead, tempting hmm.gif
bbgoat
post Apr 4 2017, 01:50 PM

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Tough work getting the HL Tuesday 4.15% with monthly interest:

Attached Image

This post has been edited by bbgoat: Apr 4 2017, 01:54 PM
enriquelee
post Apr 4 2017, 01:54 PM

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QUOTE(bbgoat @ Apr 2 2017, 05:12 PM)
Quote from https://genxgenygenz.com/fixed-deposit/

""Hong Leong Bank 4% Fixed Deposit Promo for April 2017.

Please visit here again on 3rd April where I will share with you Hong Leong Bank Latest Revised FD Promo for 3rd April until 30 April 2017 where you can earn up to 4.05% interest rate for 12 months and if you are a Senior or Priority Banking Customers, you may be entitled to 4.30%!!! This is not a joke.""

If the HL 4.3% for their PB is true, that will be even better than the Tuesday 4.15% eFD. Hope it is not another joke ! tongue.gif

Gonna check out tomorrow. Anyone heard about this ?  hmm.gif
*
Mind to elaborate a bit more on hte 4.15% eFD thingy?
I am trying to do some FD for my kids.
bbgoat
post Apr 4 2017, 01:58 PM

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QUOTE(gchowyh @ Apr 4 2017, 01:44 PM)
They're very slow & blur, at first told me 4.1% also only for preferred customer, normal can only get 4.05%!

I think I will have to chase them for the answer to my earlier question.

When you applied to be a preferred customer, do you need to give your salary details also? The clerk seems like reading from a script which is not accurate..  mad.gif  mad.gif
Suddenly with this promo, I may swing my funds over there instead, tempting  hmm.gif
*
Why need to show salary ? Last time just show the cheque will do.

For the other bank promo, for company acct only, right ?


QUOTE(enriquelee @ Apr 4 2017, 01:54 PM)
Mind to elaborate a bit more on hte 4.15% eFD thingy?
I am trying to do some FD for my kids.
*
U mean HL eFD 4.15% ?
enriquelee
post Apr 4 2017, 02:00 PM

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QUOTE(bbgoat @ Apr 4 2017, 01:58 PM)
U mean HL eFD 4.15% ?
*
I am not sure. smile.gif That is why ask biggrin.gif
Maybank2u also have, right?
akping_1
post Apr 4 2017, 02:18 PM

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Unable to place HLB i-FD, keep prompt me this error, call to CS told me system got prob.

Attached Image
cmk96
post Apr 4 2017, 02:19 PM

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QUOTE(akping_1 @ Apr 4 2017, 02:18 PM)
Unable to place HLB i-FD, keep prompt me this error, call to CS told me system got prob.

Attached Image
*
You use joint name account?
akping_1
post Apr 4 2017, 02:25 PM

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QUOTE(cmk96 @ Apr 4 2017, 02:19 PM)
You use joint name account?
*
yupe, is my parent join Acc

This post has been edited by akping_1: Apr 4 2017, 03:25 PM
gchowyh
post Apr 4 2017, 02:26 PM

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QUOTE(bbgoat @ Apr 4 2017, 01:58 PM)
Why need to show salary ? Last time just show the cheque will do.

For the other bank promo, for company acct only, right ?
*
She said need to show income statement to apply the CIMB preferred visa infinite card which is also like a preferred membership card.

Yes, Bank Muamalat requires company account which I can open biggrin.gif only need to know what documents are required.
rupart
post Apr 4 2017, 02:27 PM

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QUOTE(Vizhai @ Apr 4 2017, 12:21 PM)
What Bank?
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in their webiste no such...max 4.00
gchowyh
post Apr 4 2017, 02:28 PM

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QUOTE(rupart @ Apr 4 2017, 02:27 PM)
in their webiste no such...max 4.00
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Please check this link, is on the web site:
http://www.muamalat.com.my/consumer-bankin...ih_Besar_5.html
bbgoat
post Apr 4 2017, 02:40 PM

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QUOTE(gchowyh @ Apr 4 2017, 02:26 PM)
Yes, Bank Muamalat requires company account which I can open biggrin.gif only need to know what documents are required.
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Company director, bossi ! notworthy.gif notworthy.gif
chinkw1
post Apr 4 2017, 02:53 PM

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QUOTE(bbgoat @ Apr 4 2017, 01:50 PM)
Tough work getting the HL Tuesday 4.15% with monthly interest:

Attached Image
*
HLB FD needs to use FPX from (example Maybank2U).
And must ensure Maybank2U fund transfer limit is sufficient.

Let say I want to open HLB FD with RM20K. I need to ensure my Maybank2U fund transfer limit is RM20K/day. So troublesome?

Lurker
post Apr 4 2017, 03:09 PM

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QUOTE(bbgoat @ Apr 4 2017, 01:50 PM)
Tough work getting the HL Tuesday 4.15% with monthly interest:

Attached Image
*
Cool 600k FD.

I did mine today also, went smooth via m2u.
SMS and confirmation email was prompt too.


rupart
post Apr 4 2017, 04:40 PM

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QUOTE(gchowyh @ Apr 4 2017, 02:28 PM)
Please check this link, is on the web site:
http://www.muamalat.com.my/consumer-bankin...ih_Besar_5.html
*
tq but 4.5 is for Retail – Non Individual 1 and 2 only based on TnC

Individual max 3.8

heavensea
post Apr 4 2017, 06:05 PM

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http://www.cimbbank.com.my/en/personal/pro...e_fixeddeposit|

3.9 - 6 months
4.1 - 12 months

This post has been edited by heavensea: Apr 4 2017, 06:07 PM

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