Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Apr 3 2017, 11:58 AM
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#1
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Junior Member
474 posts Joined: Mar 2009 
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hi good day folks.
so, here's what I captured browsing through the last few pages/genX page. need to place an FD for my mom (senior citizen) soon. please let me know if i get this right? 1. AMB - 4.35% - 5 years, monthly interest 2. BR - 4.5 - 5 years (need to nego and probably >100K), monthly interest? 3. CIMB prefered - 4.2% 4. HLB senior - 4.3% 5. HLB eFD - 4.05%(tuesday 4.15%) - 1 year, monthly interest |
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Apr 3 2017, 12:45 PM
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#2
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(Cookie101 @ Apr 3 2017, 12:19 PM) No-5 : it's 9 months for 4.05% p.a. / 4.15% Tuesday; interest on maturity for eFd / 6 months 4% over counter placement. thanks for the feedback. i have been doing the HLB fpx eFD since Nov for 6 months. and i did get monthly interest credit into my saving a/c.  is this new promo not the same? |
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Apr 3 2017, 05:09 PM
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#3
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(VinceCheong @ Apr 3 2017, 03:20 PM) For cimb is it 3-mth tenures? well, it seems like the CIMB 4.3% was a mistake. so, have to disregard that for now. |
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Apr 3 2017, 11:44 PM
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#4
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(bbgoat @ Apr 3 2017, 06:24 PM) HL 4.3% is NOT true, not CIMB. CIMB 4.2% for their Preferred customer or nego with large sum (one forummer reported that last week for non Preferred customer). I got the CIMB 4.2% deal last week. Have shown the cert also. oh.. sorry, my mistake. thanks for highlighting. |
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Apr 5 2017, 10:45 PM
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#5
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(drbone @ Apr 5 2017, 08:35 PM) AmBank with the 4.35% for 5 years tenure? take note, it's for senior citizen, or joint with it. |
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Apr 7 2017, 11:05 AM
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#6
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(bbgoat @ Apr 6 2017, 08:03 PM) CIMB RM said for the Islamic FD with 4.2% and monthly interest need to open Current Account ! quick question, for the maturity return vs monthly return.This is stated in Clause 2 of the T & C. But it looks like apply to Conventional one also. I did not take up this one. Maybe 2 weeks later. excerpt from the T&C ... during the Campaign Period in Fixed Return Income Account-i – Maturity Returns or Fixed Return Income Account-i – Monthly Returns (hereinafter collectively referred to as (“FRIA-i”):- if there is monthly return, of course ppl will opt for it rather than yearly maturity return isn't? was my understanding wrong already? please enlighten. |
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May 3 2017, 09:49 PM
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#7
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(chrisoth80 @ May 3 2017, 09:17 PM) I went to cimb yesterday and not their preferred customer. Met with their BM to ask for fd rate 4.2% . She told me need to get approval from hq and minutes later she suggest me to join as preferred customer may i know the criteria, and any info to join as preferred customer?I also choose islamic fd with monthly interest |
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May 9 2017, 05:13 PM
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#8
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(Cookie101 @ May 9 2017, 02:59 PM)  I dont know what i've just read but I felt my brain traumatised...  AMB latest offer same like last month.. General banking 8m 3.68% min 10k PB 8m 4.08% min 50k Edit: Those wanted to go UOB (Taipan / Klang branch can ask about Saturday Opening... some Mother's Promo- end of this month for TD) |
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May 12 2017, 02:22 PM
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#9
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Junior Member
474 posts Joined: Mar 2009
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quick update. got a call from afin branch at my area.
affin - 50k - 2 years 4.25%, she mentioned 30k also possible to get 4.25% if more than 70k can nego. |
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May 12 2017, 03:49 PM
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#10
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(annoymous1234 @ May 12 2017, 02:45 PM) Hmm 2 years is long, and 50k is a lot.. yea, that's why when i ask she said 30k pun boleh la |
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May 15 2017, 11:20 PM
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#11
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(Vizhai @ May 15 2017, 10:00 PM) Hey bro, need to call to Affin Branch to ask? I interested to take this offer, i have more than 70K, how much can i roughly get if i nego? hi, i can't speak on behalf of the bank and i don't place 70k, hopefully they can give you 4.3% or more  yea, better you find out a branch near you then make a call and ask before you drive all the way, park your car and they say don't have. good luck |
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May 25 2017, 12:56 PM
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#12
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(Amaru @ May 25 2017, 11:41 AM) Just tried the new Maybank 12-month 3.83% eFD campaign rate. Campaign is from 20 May to 20 June, min 10k. ignore. <for this, still choose "General Investment Account-i (GIA-i)" under the product name? don't see the eFD thingy>[attachmentid=8846412] My only major complaint is that it's not clear whether you're getting the normal (3.1%) or campaign rate (3.83%) in the confirmation screen. Even the receipt screen doesn't tell you. Only after you finish the placement and check your account details can you be definitely sure you got which. [attachmentid=8846440] found the instruction here : http://www.maybank2u.com.my/WebBank/eFD090517_flowplace.pdf This post has been edited by tryifelsecatch: May 25 2017, 01:00 PM |
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May 25 2017, 02:27 PM
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#13
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Junior Member
474 posts Joined: Mar 2009
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QUOTE(Deal Hunter @ May 25 2017, 01:23 PM) For internet placement at Maybank with 10k minimum:- what's the effective rate for gia-9 step up promo?The promo shown is called eIFD-i/eFD with 2 offers for 6 months and 12 months under FD. At the same time, the existing non-FD investment GIA-9 step promo for 9 months still running under investment (not the one) . For OTC FD placement at Maybank with 25k minimum:- Score 2. IFD-i 3 More. |
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Jun 7 2017, 06:32 PM
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#14
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Junior Member
474 posts Joined: Mar 2009
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if you have a CIMB SA, you can also online xfer from MBB to your CIMB SA. then from there create your FD.
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