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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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cempedaklife
post Mar 1 2019, 06:37 AM

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QUOTE(epie @ Jan 7 2019, 12:46 PM)
Gia only good if u want to park the money less than 1month
Other than that..better find other fd
*
Do you park that amount less than 1 month all the time?

Just to share.
One thing I did previously is, I place 1k 2 months fd each month, by the end of several months,. I would have a few placement of fd of 1k to take out as it mature at different timing.

That was before I know eGIA, but after that since my house loan is full flexi I just dump into house loan.
epie
post Mar 1 2019, 03:06 PM

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QUOTE(cempedaklife @ Mar 1 2019, 06:37 AM)
Do you park that amount less than 1 month all the time?

Just to share.
One thing I did previously is, I place 1k 2 months fd each month, by the end of several months,. I would have a few placement of fd of 1k to take out as it mature at different timing.

That was before I know eGIA, but after that since my house loan is full flexi I just dump into house loan.
*
Yea...i only park my money in gia if it is less than 1month
If more than 1 month..i have a better place to park i.e asb/th etc
cybpsych
post Mar 6 2019, 08:27 PM

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MBB | T&Cs

This promotion is applicable for Conventional Fixed Deposit (FD) or Islamic Fixed Deposit (IFD-i) or General Investment Account-i (GIA-i) with 6 months tenure.
The campaign period is valid from 1 March 2019 to 15 March 2019 or upon reaching the campaign limit, whichever is earlier.

user posted image
*Should there be an Overnight Policy Rate (OPR) change, the offered rates may be revised.
rivetindigo
post Mar 23 2019, 04:44 PM

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Hi, is it true that i still can earn interest eventho i park my money here into GIA for about a week? Need to park about rm30k for about a week.
epie
post Mar 24 2019, 07:22 AM

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QUOTE(rivetindigo @ Mar 23 2019, 04:44 PM)
Hi, is it true that i still can earn interest eventho i park my money here into GIA for about a week? Need to park about rm30k for about a week.
*
Yes..make sure you choose 1month tenure
rivetindigo
post Mar 24 2019, 03:06 PM

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QUOTE(epie @ Mar 24 2019, 07:22 AM)
Yes..make sure you choose 1month tenure
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Oraite thank u
ktek
post May 17 2019, 02:12 PM

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many rate affected, even normal fd decreased.
not sure gia still can hold 2.5% rate

monthly fall to 2.3% but 2month onwards 3.1% still good.
6month onwards 3.2% where 12month 3.4%

https://www.maybank2u.com.my/maybank2u/mala..._account_i.page?

This post has been edited by ktek: May 17 2019, 02:20 PM
fairylord
post May 17 2019, 08:33 PM

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QUOTE(ktek @ May 17 2019, 02:12 PM)
many rate affected, even normal fd decreased.
not sure gia still can hold 2.5% rate

monthly fall to 2.3% but 2month onwards 3.1% still good.
6month onwards 3.2% where 12month 3.4%

https://www.maybank2u.com.my/maybank2u/mala..._account_i.page?
*
Haiz.. As expected but still have to sigh..

AskarPerang
post Jun 23 2019, 12:46 PM

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Just to check whether this GIA award treatpoints?
Recently received additional TP into my account as the Banking Treatpoints. No idea come from where. Only possible is from e-GIA placement and payout?
ktek
post Jul 24 2019, 10:21 AM

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gia one month further reduce to 2.25% pa
then today he dont allow me uplift withdraw from old m2u & new website
cybpsych
post Jul 24 2019, 11:26 AM

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QUOTE(ktek @ Jul 24 2019, 10:21 AM)
gia one month further reduce to 2.25% pa
then today he dont allow me uplift withdraw from old m2u & new website
*
2.25% already some time dy.

no issue to uplift.

you cannot uplift on same day you make the placement.
ktek
post Jul 24 2019, 01:12 PM

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QUOTE(cybpsych @ Jul 24 2019, 11:26 AM)
2.25% already some time dy.

no issue to uplift.

you cannot uplift on same day you make the placement.
*
i was entry early this month. kira few weeks ady.
he redirect me to new site, ask me to wait 30 days

user posted image
no uplift allowed
cybpsych
post Jul 24 2019, 02:23 PM

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QUOTE(ktek @ Jul 24 2019, 01:12 PM)
i was entry early this month. kira few weeks ady.
he redirect me to new site, ask me to wait 30 days

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no uplift allowed
*
try again later and see.
akping_1
post Jul 24 2019, 02:28 PM

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QUOTE(ktek @ Jul 24 2019, 01:12 PM)
i was entry early this month. kira few weeks ady.
he redirect me to new site, ask me to wait 30 days

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no uplift allowed
*
u click the view detail, then it will direct you to another page where u can uplift from there
Attached Image


This post has been edited by akping_1: Jul 24 2019, 02:30 PM
ktek
post Jul 24 2019, 02:39 PM

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QUOTE(akping_1 @ Jul 24 2019, 02:28 PM)
u click the view detail, then it will direct you to another page where u can uplift from there
Attached Image
*
ok i was scared. let me try now
thanks yo
kart
post Jul 27 2019, 10:52 PM

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I cannot uplift eGIA-i on the old Maybank2u website. It is because the old Maybank2u website provides only the link to be redirected to the new Maybank2u website, to uplift eGIA-i.

Does anyone else face the same issue as me?
heavensea
post Jul 30 2019, 06:38 AM

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QUOTE(kart @ Jul 27 2019, 10:52 PM)
I cannot uplift eGIA-i on the old Maybank2u website. It is because the old Maybank2u website provides only the link to be redirected to the new Maybank2u website, to uplift eGIA-i.

Does anyone else face the same issue as me?
*
Can uplift on new website.
Do according as above instructions.

kart
post Aug 3 2019, 10:49 PM

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heavensea

Yeah, it seems that at present, uplifting e-GIA in the new website is the only way.

As it stands, Maybank is slowly reducing the features of the old Maybank2u website, to encourage the migration to the new Maybank2u website.

kit2
post Aug 13 2019, 09:27 PM

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-deleted-
found the answer..

This post has been edited by kit2: Aug 13 2019, 09:28 PM
raulxiver
post Aug 16 2019, 04:42 PM

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hi all, im new to GIA and want to clarify something, called their cs but they seem dont know anything

why cant i view the GIA fd in new m2u? only can view in classic web
i will only know the psr upon maturity? any past record of psr this yr i can refer ?
what does it mean by the sharing ratio? let say consumer:bank ratio is 60:40 / psr 3.2% means i will only get 60% of the 3.2% psr?

kindly enlighten notworthy.gif

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