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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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ktek
post Nov 16 2016, 03:34 PM

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putted some for short period and take out sucessfully.
1k able to produce 10sen per day. super low risk

This post has been edited by ktek: Nov 16 2016, 03:38 PM
ktek
post Aug 29 2017, 10:35 AM

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im late to find out new rule. putted as usual so wait until date
ktek
post Aug 29 2017, 12:49 PM

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QUOTE(vincabby @ Aug 29 2017, 12:11 PM)
not insured, not really higher interest compared to FD, how long did you put into it?

i feel like taking all out ASAP is the way to go.
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if u suggest that, i withdraw all lo
ktek
post Aug 29 2017, 08:23 PM

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QUOTE(vincabby @ Aug 29 2017, 01:10 PM)
how long is it in there? if it's already in there for a while, might as well let it mature only take out. no point losing half of your interest gain.
*

i know. dont worry
as new as monday. just now i upped them all.
ktek
post Nov 17 2018, 04:37 PM

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QUOTE(mamamia @ Nov 17 2018, 04:27 PM)
GIA 1 month interest only 2.75% now? Just place 5k just now n notice only 2.75%, lower than normal FD, tomorrow need to uplift
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i placed a few. seek for easy uplift
ktek
post Nov 17 2018, 08:19 PM

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yes 2.5% or 34.7sen per day
ktek
post Nov 19 2018, 01:26 PM

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below 5k cant get interest. just tested.
above 5k got. but low rate as 2.5%
ktek
post Nov 19 2018, 05:44 PM

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QUOTE(kovin @ Nov 19 2018, 05:38 PM)
I still use eGIA for very short term, <30days, if I'm not wrong is definitely better than interest for saving.
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same idea bro
ktek
post Jan 6 2019, 11:44 AM

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QUOTE(cybpsych @ Dec 6 2018, 12:00 PM)

*
bro i get this new msg when uplift gia 1 month.
no special benefit for gia rite

user posted image
ktek
post Jan 6 2019, 12:18 PM

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QUOTE(cybpsych @ Jan 6 2019, 11:51 AM)
https://www.maybank2u.com.my/maybank2u/mala...ent1018_fd.page
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clear enough. keep on saving 2019 huat ah !
ktek
post May 17 2019, 02:12 PM

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many rate affected, even normal fd decreased.
not sure gia still can hold 2.5% rate

monthly fall to 2.3% but 2month onwards 3.1% still good.
6month onwards 3.2% where 12month 3.4%

https://www.maybank2u.com.my/maybank2u/mala..._account_i.page?

This post has been edited by ktek: May 17 2019, 02:20 PM
ktek
post Jul 24 2019, 10:21 AM

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gia one month further reduce to 2.25% pa
then today he dont allow me uplift withdraw from old m2u & new website
ktek
post Jul 24 2019, 01:12 PM

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QUOTE(cybpsych @ Jul 24 2019, 11:26 AM)
2.25% already some time dy.

no issue to uplift.

you cannot uplift on same day you make the placement.
*
i was entry early this month. kira few weeks ady.
he redirect me to new site, ask me to wait 30 days

user posted image
no uplift allowed
ktek
post Jul 24 2019, 02:39 PM

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QUOTE(akping_1 @ Jul 24 2019, 02:28 PM)
u click the view detail, then it will direct you to another page where u can uplift from there
[attachmentid=10290237]
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ok i was scared. let me try now
thanks yo
ktek
post Mar 10 2020, 09:39 AM

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gia rate fall. just updated now 1.75% monthly
low 2.55% for 2 months onward
ktek
post Apr 14 2020, 02:06 PM

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QUOTE(watabakiu @ Apr 14 2020, 12:31 PM)
OHH!!! When I put in my 2-month tenure, the quoted interest rate is 2.80%, but after that the lower the rate to 2.55%. so how is my interest calculated upon maturity? Not sure if can view the amount in M2U (the principal + interest amount received)
*
2.55% is correct. just multiply your deposit value with interest percent divide 12 month.
you will get this interest per month.

https://www.maybank2u.com.my/maybank2u/mala...h_ia_rates.page?

mayban possible chg after 15th
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