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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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fairylord
post Jan 15 2019, 10:59 PM

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QUOTE(Mr.Weezy @ Jan 15 2019, 10:41 PM)
rclxm9.gif my fav maybank feature is back
*
Apa feature returns? smile.gif
Mr.Weezy
post Jan 15 2019, 11:02 PM

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QUOTE(fairylord @ Jan 15 2019, 10:59 PM)
Apa feature returns? smile.gif
*
this daily mudarabah thingy haha
baru saw gen-x update about this few days ago
last time used to all-in when it's more than 3%

fairylord
post Jan 15 2019, 11:07 PM

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QUOTE(Mr.Weezy @ Jan 15 2019, 11:02 PM)
this daily mudarabah thingy haha
baru saw gen-x update about this few days ago
last time used to all-in when it's more than 3%
*
Now only 2.5% with at least 5k and must select 1 mth tenure to gain the daily interest.
Mr.Weezy
post Jan 16 2019, 02:23 AM

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QUOTE(fairylord @ Jan 15 2019, 11:07 PM)
Now only 2.5% with at least 5k and must select 1 mth tenure to gain the daily interest.
*
consider attractive for ppl like me that doesn't like to be locked down by FD's period rclxms.gif

another attractive one is UOB eAccount drool.gif
kovin
post Jan 16 2019, 08:54 AM

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QUOTE(Mr.Weezy @ Jan 15 2019, 11:02 PM)
this daily mudarabah thingy haha
baru saw gen-x update about this few days ago
last time used to all-in when it's more than 3%
*
Do you mind share link?
Mr.Weezy
post Jan 16 2019, 10:02 PM

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no idea how to share fb post here

u can check out gen-x 's fb

This post has been edited by Mr.Weezy: Jan 16 2019, 10:03 PM
1tanmee
post Feb 24 2019, 12:43 AM

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QUOTE(Mr.Weezy @ Jan 15 2019, 10:41 PM)
rclxm9.gif my fav maybank feature is back
*
You mean premature withdrawal is now allowed, regardless of amount?
terrysoh
post Feb 24 2019, 01:02 AM

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If you have money >20k, UOB E-Account > GIA

UOB E-Account:
>20k - 3.0%
>50k - 3.5%

GIA
2.5% - but can put low amount like 5k

epie
post Feb 24 2019, 09:32 AM

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QUOTE(terrysoh @ Feb 24 2019, 01:02 AM)
If you have money >20k, UOB E-Account > GIA

UOB E-Account:
>20k - 3.0%
>50k - 3.5%

GIA
2.5% - but can put low amount like 5k
*
Is premature withdrawal allowed?
fairylord
post Feb 24 2019, 10:03 AM

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QUOTE(terrysoh @ Feb 24 2019, 01:02 AM)
If you have money >20k, UOB E-Account > GIA

UOB E-Account:
>20k - 3.0%
>50k - 3.5%

GIA
2.5% - but can put low amount like 5k
*
QUOTE(epie @ Feb 24 2019, 09:32 AM)
Is premature withdrawal allowed?
*
With interest still counted?
jack2
post Feb 24 2019, 10:26 AM

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2.5% is good for temporary parking....
MiKE7LIM
post Feb 24 2019, 11:02 AM

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Great.... used to park most of my $$$ there until the interest drop …
now mainly focus on savers-I …

will this feature come back!
terrysoh
post Feb 24 2019, 12:05 PM

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QUOTE(fairylord @ Feb 24 2019, 10:03 AM)
With interest still counted?
*
daily interest counted, even on early withdrawal
epie
post Feb 24 2019, 04:55 PM

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QUOTE(terrysoh @ Feb 24 2019, 12:05 PM)
daily interest counted, even on early withdrawal
*
wow the rate is good
but unfortunately...we cannot do it using online banking right?
fairylord
post Feb 24 2019, 06:31 PM

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QUOTE(epie @ Feb 24 2019, 04:55 PM)
wow the rate is good
but unfortunately...we cannot do it using online banking right?
*
Terry mentioned eAccount oh... e means Internet, no?
terrysoh
post Feb 24 2019, 07:48 PM

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https://www1.uob.com.my/personal/save/savings/e-account.page
fairylord
post Feb 24 2019, 09:57 PM

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QUOTE(terrysoh @ Feb 24 2019, 07:48 PM)
Thanks Terry

some more PIDM protected.
max_cavalera
post Feb 24 2019, 10:16 PM

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I just park small money 5.5k in m2u efixed deposit 1 month.

Still get 3.18% iinm pretty good
!@#$%^
post Feb 28 2019, 10:57 PM

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QUOTE(terrysoh @ Feb 24 2019, 07:48 PM)
QUOTE(fairylord @ Feb 24 2019, 09:57 PM)
Thanks Terry

some more PIDM protected.
*
https://www1.uob.com.my/personal/useful/fees/e-account.page

the fees involved not that cool
terrysoh
post Mar 1 2019, 12:05 AM

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Well, it depends whether how much money you have to put into it. If u have a few k, then its not worth the trouble.

For me, which I hit above 50k mark, I am getting 3.5% on a SAVINGS accounts. That alone outweights the few extra dollars on potential fees.

3rd party transfer and GIRO is FREE. That what matters to me the most. I dont need to use ATM withdrawal at all, I can do it with my other banks.

Plan smart.

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