Is there a fund limit for this?
This is actually good for people to place spare cash for a while.
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 May 6 2017, 11:34 AM
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#1
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space   
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May 7 2017, 12:07 PM
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#2
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Just uplifted a 5k placement after 1 day. Earn 47 cents.
So for a 50k placement will get 4.70 per day. Good deal? Also read that need to place before 10pm and uplift the next day every day to get better profits. I also don't know why. Will blindly follow this guide first. And uplifting required TAC code. so if you got spare time probably can do so daily. haha. |
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May 8 2017, 08:46 AM
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#3
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(lch78 @ May 4 2017, 10:05 PM) Just received my interest payment today for 1 month tenure. From the amount I calculate it to be 3.4%  QUOTE(cybpsych @ May 5 2017, 09:31 AM) ok let's work out the maths As per my calculation, 1 day for 1k earning interest of 0.0945.  1) placement amount (i assume rm1k) 2) placement date (i assume 4 Apr?) 3) uplift date (i assume 4 May) 4) profit received total days in 2017 = 365 total days for 1 month period between 4 Apr - 4 May = 30 (note: uplift date not counted as 1 complete day)
now reverse calculate to find out the % rate: = ( 2.84 / 30 / 1000 * 365 ) * 100 = 3.45% you try plot in the profit and placement amount, see if the rate is 3.45%? So this is equivalent to return of 3.45% pa. |
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May 17 2017, 08:04 PM
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#4
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Anyone able to uplift today?
Cannot be done? Is the loophole close down my Maybank now??? |
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May 18 2017, 12:46 PM
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#5
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(Ramjade @ May 17 2017, 08:12 PM) Can no problem. Make a placement yesterday. Uplift it this morning. Today able to uplift? I think you musy have make placement this morning then try to lift it today itself. If like that memang cannot la. I didn't dare to make placement yesterday hearing rumours from a friend. He unable to uplift yesterday night. Called maybank CS and they ask him to email instead. QUOTE(tetwoei @ May 18 2017, 12:32 PM) Can anyone explain actually why uplift daily? Could gain more? Yes more by a few cents. Depending on the amount put in. |
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May 18 2017, 09:35 PM
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#6
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Okay thanks. My friend still not able to uplift today. Maybe problem with his account only.
Anyway will continue back placement today. Cheers. |
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May 24 2017, 07:34 AM
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#7
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(Reventon @ May 24 2017, 04:00 AM) Is this account still open for public ? Just follow the guide in Page 1. |
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May 26 2017, 10:12 AM
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#8
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(kradun @ May 26 2017, 01:30 AM) wah.. so great.. But no protection by PIDM. You bear the risk. Although should be minimal. Is Maybank, so big bank in Malaysia. |
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May 28 2017, 12:10 AM
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#9
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(jfleong @ May 28 2017, 12:04 AM) If you set the placement to be 60 months, the rate will be 3.55% , but you can still withdraw anytime and receive fill interest because the placement was made before the 1st of August Nice possible loophole. So from 16/06 till 01/08 can get 3.55% pa rate. |
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May 28 2017, 08:22 PM
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#10
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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RIP. Soon gone the good days.
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May 30 2017, 01:01 AM
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#11
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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June 16 place minimum 10k for 60 months and uplift the next day to see whether the loophole actually work or not.
p/s: Valid only until 01 Aug. Thereafter premature uplift earn less. |
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Jun 13 2017, 01:36 PM
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#12
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(monara @ Jun 12 2017, 08:12 PM) Guys, with the recent announcement that dividen will be reduced after 16 June, means better to uplift before that date and re placement back after that, or just maintain, before uplift when 1st august? Providing still wanna use Gia account. Uplift and place again on the 16 Jun. Or 17 Jun. Not sure. best to uplift and place back again on both that date. |
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Jun 15 2017, 08:58 AM
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#13
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(sendohz @ Jun 15 2017, 08:56 AM) So officially withdraw today for 3.45% rate or tomorrow uplift still the same rate? Possible rate fall to 3% pa tomorrow regardless whether you withdraw/uplift or not. |
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Jun 15 2017, 12:07 PM
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#14
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(revolution @ Jun 15 2017, 11:35 AM) anyway, want to ask after the new policy kick in. what is the difference with eFD and GIA-i ?? Until 01 Aug, GIA you are still able to uplift anytime and earn full interest rate. seems like the same But thereafter, you better find some other flexible liquidity vehicle to park the money. |
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Jun 16 2017, 11:53 AM
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#15
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(cybpsych @ Jun 16 2017, 06:06 AM) 3.00% p.a. rate now. It is still 3.45% as of yesterday, uplift today. 3.00% is as of today onward. Now time to test the loophole. |
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Jun 17 2017, 09:54 AM
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#16
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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haha. loophole seems to work. can definitely get better rate than 3.45% previously. work until 01 Aug I guess.
yesterday placed multiple 10k for 1 day uplift = earn RM0.97 interest each. base on calculation that's about 3.55%. |
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Jun 17 2017, 03:29 PM
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#17
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(lowya @ Jun 17 2017, 01:26 PM) eGIA if select 12 months at 3.85% (current campaign rate), but withdraw 2 weeks later still got interest? any penalty? There is no eGIA at such rate. Or you meant eFD? |
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Jun 17 2017, 04:15 PM
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#18
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(lowya @ Jun 17 2017, 03:58 PM) just saw the campaign rate after click GIA > add placement. that is eFD. sure got penalty for early uplift.one thing i hate about GIA is they never mention the rate the give you in the summary page. How do u even know they will give u that rate in the end, no proof, nothing at all. |
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Jun 18 2017, 04:30 PM
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#19
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Thread title should be updated to 3.55% pa at the moment now.
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Jun 19 2017, 09:05 AM
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#20
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(lowya @ Jun 19 2017, 09:01 AM) GIA pays monthly interest right? if only half month do they pay interest by daily calculation? yes will count daily. can uplift everyday also if you got the time. until 01 Aug only tho. |
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