thanks to all sifus providing very comprehensive information here.

thanks to all newbie, the repeatedly answered of same questions over the thread have brainwash me

sifu, CMF also non PIDM protected as eGIA, right?

eGIA is better in that case? unless eGIA has descending profit ssharing (interest rate) in coming months

Boss, sifu Ramjade recommended alternative on post just before yours.

So, each must select 1 month tenure to enjoy the %? What if select 2 months or other alternatives. Have read this thread a year back, when I wanted to join the party, they choose to block the way, forgotten what I have read

Thank you boss.

So if i were to put in less than RM5k, i will only enjoy 3.2% p.a. and i can withdraw anytime earlier (says 20 days) but still enjoy the 3.2% p.a. based on total day (20 days) i have put in?

So if i put in RM5k or above, is that mean better to go for RM60 mths to gain 3.7% p.a, if i withdraw anytime earlier (says 20days) but i still enjoy 3.7% p.a. based on total day (20days) i have put in?

Thank again.

both not under PIDM, right?

I see..So this is what meant by the term below. 5k is the minimum entry back to enjoy the previous glorious term.

Means PIDM somemore ?

Just campur bincang, ikan bilis even has no that big total wealth, not to mention emergency fund.

Sifu Ramjade, is there a dedicated thread to discuss about this fund as I'm new to fund and only recently invest in asb.

Wish to know how much the minimum to put this in, and there are board rate shown in tabulation in the link given but none the tenure shows 3.69% (besides the ads banner)? So it works almost like this eGIA? The only con is it take longer times (few days) to get the fund back to saving accounts compared to eGIA, am I right?

This post has been edited by fairylord: Aug 13 2018, 11:41 PM

Just noticed GIA not available to place on M2U apps. Only MIA, cannot touch this one, right?

Thank you sifu for differences clarification.
I tried to login with new web m2u, guess they have added the GIA in drop down option.

I don't they target the same batch of old timrr

Sorry sifu for my poor language.


I meant if MBB provide only 2.5% meaning they are hoping for new group of customer who only aim for such interest in return, instead of old timer are using GIA to aim for much higher interest rate.

Apologize as I can't remember how it works as I only read previously about the good old time.


Is the interest immediate release together with principal upliftment? And every mid of each month will announce new interest rate, is this meant the placement between 16/8 to 15/9 will be based on previous month interest rate which is 2.5%¿

Some information by Ramjade, we can further discuss in eUT thread.

https://forum.lowyat.net/index.php?showtopi...post&p=89986305

eGIA
min 5k 1mth but low rate as 2.5% (eg for this month)
If 2mth or more 3.x% but must complete the selected tenure to gain interest.

Wow, MBB too.much money to invest nowhere and decided that move since Jun 2017?

Really hope they will return back to good old time. Anyway, I guess they have consider deep deep before decided the previous move.

https://www.maybank2u.com.my/maybank2u/mala...ent1018_fd.page?

How this affect GIA

In FD sections?
Or may be would be more easy to view on m2u Apps, but unable to uplift via Apps

Bro, so drop back to 2.5 again?

What's the other gives 2.75% ?

Apa feature returns?