QUOTE(cybpsych @ Nov 17 2018, 07:06 PM)
Bro, so drop back to 2.5 again?Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Nov 17 2018, 08:15 PM
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Senior Member
2,012 posts Joined: Dec 2007 From: Fairytale |
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Nov 17 2018, 08:19 PM
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All Stars
12,549 posts Joined: Jul 2006 |
yes 2.5% or 34.7sen per day
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Nov 17 2018, 08:29 PM
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All Stars
62,911 posts Joined: Jan 2003 |
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Nov 18 2018, 08:18 AM
Show posts by this member only | IPv6 | Post
#1624
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Senior Member
5,928 posts Joined: Jun 2005 |
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Nov 18 2018, 10:16 AM
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Senior Member
2,012 posts Joined: Dec 2007 From: Fairytale |
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Nov 18 2018, 03:02 PM
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Senior Member
5,928 posts Joined: Jun 2005 |
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Nov 19 2018, 01:26 PM
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All Stars
12,549 posts Joined: Jul 2006 |
below 5k cant get interest. just tested.
above 5k got. but low rate as 2.5% |
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Nov 19 2018, 02:37 PM
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All Stars
62,911 posts Joined: Jan 2003 |
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Nov 19 2018, 05:38 PM
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Junior Member
173 posts Joined: Aug 2005 |
I still use eGIA for very short term, <30days, if I'm not wrong is definitely better than interest for saving.
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Nov 19 2018, 05:44 PM
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All Stars
12,549 posts Joined: Jul 2006 |
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Dec 6 2018, 12:44 AM
Show posts by this member only | IPv6 | Post
#1631
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Junior Member
130 posts Joined: Jun 2009 |
sorry noob question. basically for gia account u need min 5k in order to get interest?
E.g if i put 3k and withdraw 3 weeks later can i get interest? tqvm |
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Dec 6 2018, 08:19 AM
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All Stars
62,911 posts Joined: Jan 2003 |
QUOTE(crazyivan @ Dec 6 2018, 12:44 AM) sorry noob question. basically for gia account u need min 5k in order to get interest? 1 month tenure = min rm5k placement = get interest for premature withdrawal.E.g if i put 3k and withdraw 3 weeks later can i get interest? tqvm 2 month tenure and above = min rm1k placement = get interest on maturity. |
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Dec 6 2018, 11:46 AM
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Junior Member
388 posts Joined: Jun 2017 |
QUOTE(crazyivan @ Dec 6 2018, 12:44 AM) sorry noob question. basically for gia account u need min 5k in order to get interest? E.g if i put 3k and withdraw 3 weeks later can i get interest? tqvm QUOTE(cybpsych @ Dec 6 2018, 08:19 AM) 1 month tenure = min rm5k placement = get interest for premature withdrawal. Where did you get such info? 2 month tenure and above = min rm1k placement = get interest on maturity. When I checked the Product Disclosure Sheet at M2U, it is stated : Premature withdrawal prior to maturity of tenure is subject to the following conditions: - For withdrawals within 3 months of the investment tenure, the customers shall agree to waive the right to receive all of the attributed profit; - For withdrawals after 3 months of the investment tenure and before the maturity date, the customers shall agree to waive the right to receive 50% of the attributed profit. This post has been edited by Gabriel03: Dec 6 2018, 11:47 AM |
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Dec 6 2018, 12:00 PM
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All Stars
62,911 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Jul 16 2018, 10:22 AM) Important Notice: Mudarabah IA - General Investment Accounts 13 JULY 2018 Dear valued customers, Kindly be informed that effective 16 August 2018*, the Customer of General Investment Account –i (“GIA-I”) with tenure of 1 (one) month are allowed to do premature withdrawal of their fund from GIA-i account. However, the payment of profit (if any) will be paid based on the number of days of the investment. Except for the said revised terms, the terms and conditions for premature withdrawal of GIA-i with tenure of 2 (two) months and above shall remain unchanged. Please refer to the Product Disclosure Sheet (PDS) and General Terms and Conditions (“GTC”) for further details. --------------------- *revised effective date from 1 August to 16 August 2018. QUOTE(Gabriel03 @ Dec 6 2018, 11:46 AM) Where did you get such info? When I checked the Product Disclosure Sheet at M2U, it is stated : Premature withdrawal prior to maturity of tenure is subject to the following conditions: - For withdrawals within 3 months of the investment tenure, the customers shall agree to waive the right to receive all of the attributed profit; - For withdrawals after 3 months of the investment tenure and before the maturity date, the customers shall agree to waive the right to receive 50% of the attributed profit. |
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Jan 6 2019, 11:44 AM
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All Stars
12,549 posts Joined: Jul 2006 |
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Jan 6 2019, 11:51 AM
Show posts by this member only | IPv6 | Post
#1636
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All Stars
62,911 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Oct 22 2018, 07:50 PM) not affecting 1mth eGIA The above conditions does not apply for 1 month GIA-i placement. Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment. the rest follows as posted by maybank. QUOTE(ktek @ Jan 6 2019, 11:44 AM) https://www.maybank2u.com.my/maybank2u/mala...ent1018_fd.page |
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Jan 6 2019, 12:18 PM
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All Stars
12,549 posts Joined: Jul 2006 |
QUOTE(cybpsych @ Jan 6 2019, 11:51 AM) clear enough. keep on saving 2019 huat ah ! |
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Jan 7 2019, 10:48 AM
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Senior Member
835 posts Joined: Jan 2003 |
i closed down my GIA, put FD much better.
0.65% higher. |
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Jan 7 2019, 12:46 PM
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Senior Member
1,590 posts Joined: Nov 2006 |
Gia only good if u want to park the money less than 1month
Other than that..better find other fd |
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Jan 15 2019, 10:41 PM
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Senior Member
945 posts Joined: Apr 2016 From: Shah Alam |
my fav maybank feature is back
This post has been edited by Mr.Weezy: Jan 15 2019, 10:42 PM |
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