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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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fairylord
post Nov 17 2018, 08:15 PM

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QUOTE(cybpsych @ Nov 17 2018, 07:06 PM)
better jor, it was 2.50% last month

p/s: just placed egia 1mth @ min rm5k. m2u shows 2.50% rate.
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Bro, so drop back to 2.5 again?
ktek
post Nov 17 2018, 08:19 PM

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yes 2.5% or 34.7sen per day
cybpsych
post Nov 17 2018, 08:29 PM

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QUOTE(fairylord @ Nov 17 2018, 08:15 PM)
Bro, so drop back to 2.5 again?
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all these while i gotten 2.50%

mamamia wrote above 2.75% hmm.gif
mamamia
post Nov 18 2018, 08:18 AM

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QUOTE(cybpsych @ Nov 17 2018, 08:29 PM)
all these while i gotten 2.50%

mamamia wrote above 2.75%  hmm.gif
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Sorry, just did my uplift today, should be 2.5%, I mess out with others..
fairylord
post Nov 18 2018, 10:16 AM

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QUOTE(mamamia @ Nov 18 2018, 08:18 AM)
Sorry, just did my uplift today, should be 2.5%, I mess out with others..
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What's the other gives 2.75% smile.gif?
mamamia
post Nov 18 2018, 03:02 PM

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QUOTE(fairylord @ Nov 18 2018, 10:16 AM)
What's the other gives 2.75% smile.gif?
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2.75% is pure FD without daily interest.

Oh ya, if compared to GIA, I think SCB PSA is much better..
base interest rate: 0.5% + 2% bonus interest (fresh fund RM3k) + 1.5% bonus interest with RM1k spending on SCB credit card


ktek
post Nov 19 2018, 01:26 PM

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below 5k cant get interest. just tested.
above 5k got. but low rate as 2.5%
cybpsych
post Nov 19 2018, 02:37 PM

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QUOTE(ktek @ Nov 19 2018, 01:26 PM)
below 5k cant get interest. just tested.
above 5k got. but low rate as 2.5%
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min rm5k for 1mth placement.
kovin
post Nov 19 2018, 05:38 PM

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I still use eGIA for very short term, <30days, if I'm not wrong is definitely better than interest for saving.
ktek
post Nov 19 2018, 05:44 PM

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QUOTE(kovin @ Nov 19 2018, 05:38 PM)
I still use eGIA for very short term, <30days, if I'm not wrong is definitely better than interest for saving.
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same idea bro
crazyivan
post Dec 6 2018, 12:44 AM

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sorry noob question. basically for gia account u need min 5k in order to get interest?
E.g if i put 3k and withdraw 3 weeks later can i get interest? tqvm
cybpsych
post Dec 6 2018, 08:19 AM

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QUOTE(crazyivan @ Dec 6 2018, 12:44 AM)
sorry noob question. basically for gia account u need  min 5k in order to get interest?
E.g if i put 3k and withdraw 3 weeks later can i get interest?  tqvm
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1 month tenure = min rm5k placement = get interest for premature withdrawal.

2 month tenure and above = min rm1k placement = get interest on maturity.
Gabriel03
post Dec 6 2018, 11:46 AM

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QUOTE(crazyivan @ Dec 6 2018, 12:44 AM)
sorry noob question. basically for gia account u need  min 5k in order to get interest?
E.g if i put 3k and withdraw 3 weeks later can i get interest?  tqvm
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QUOTE(cybpsych @ Dec 6 2018, 08:19 AM)
1 month tenure = min rm5k placement = get interest for premature withdrawal.

2 month tenure and above = min rm1k placement = get interest on maturity.
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Where did you get such info?

When I checked the Product Disclosure Sheet at M2U, it is stated :

Premature withdrawal prior to maturity of tenure is subject to the following conditions:

- For withdrawals within 3 months of the investment tenure, the customers shall agree to waive the right to receive all of the attributed profit;

- For withdrawals after 3 months of the investment tenure and before the maturity date, the customers shall agree to waive the right to receive 50% of the attributed profit.


This post has been edited by Gabriel03: Dec 6 2018, 11:47 AM
cybpsych
post Dec 6 2018, 12:00 PM

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QUOTE(cybpsych @ Jul 16 2018, 10:22 AM)
Important Notice: Mudarabah IA - General Investment Accounts
13 JULY 2018

Dear valued customers,

Kindly be informed that effective 16 August 2018*, the Customer of General Investment Account –i (“GIA-I”) with tenure of 1 (one) month are allowed to do premature withdrawal of their fund from GIA-i account. However, the payment of profit (if any) will be paid based on the number of days of the investment.

Except for the said revised terms, the terms and conditions for premature withdrawal  of GIA-i with tenure of 2 (two) months and above shall remain unchanged. Please refer to the Product Disclosure Sheet (PDS) and General Terms and Conditions (“GTC”) for further details.

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*revised effective date from 1 August to 16 August 2018.
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QUOTE(Gabriel03 @ Dec 6 2018, 11:46 AM)
Where did you get such info?

When I checked the Product Disclosure Sheet at M2U, it is stated :

Premature withdrawal prior to maturity of tenure is subject to the following conditions:

- For withdrawals within 3 months of the investment tenure, the customers shall agree to waive the right to receive all of the attributed profit;

- For withdrawals after 3 months of the investment tenure and before the maturity date, the customers shall agree to waive the right to receive 50% of the attributed profit.

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ktek
post Jan 6 2019, 11:44 AM

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QUOTE(cybpsych @ Dec 6 2018, 12:00 PM)

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bro i get this new msg when uplift gia 1 month.
no special benefit for gia rite

user posted image
cybpsych
post Jan 6 2019, 11:51 AM

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QUOTE(cybpsych @ Oct 22 2018, 07:50 PM)
not affecting 1mth eGIA

The above conditions does not apply for 1 month GIA-i placement. Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment.

the rest follows as posted by maybank.
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QUOTE(ktek @ Jan 6 2019, 11:44 AM)
bro i get this new msg when uplift gia 1 month.
no special benefit for gia rite

user posted image
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https://www.maybank2u.com.my/maybank2u/mala...ent1018_fd.page
ktek
post Jan 6 2019, 12:18 PM

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QUOTE(cybpsych @ Jan 6 2019, 11:51 AM)
clear enough. keep on saving 2019 huat ah !
vvv
post Jan 7 2019, 10:48 AM

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i closed down my GIA, put FD much better.
0.65% higher.
epie
post Jan 7 2019, 12:46 PM

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Gia only good if u want to park the money less than 1month
Other than that..better find other fd
Mr.Weezy
post Jan 15 2019, 10:41 PM

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rclxm9.gif my fav maybank feature is back

This post has been edited by Mr.Weezy: Jan 15 2019, 10:42 PM

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