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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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Chrono-Trigger
post Nov 23 2016, 12:13 PM

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QUOTE(Ramjade @ Nov 23 2016, 12:12 PM)
Don't worry. Egia can withdraw anytime. biggrin.gif
*
yea, need some liquidity for emergency

this egia, any interest if withdraw early?

This post has been edited by Chrono-Trigger: Nov 23 2016, 12:14 PM
Ramjade
post Nov 23 2016, 12:15 PM

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QUOTE(Chrono-Trigger @ Nov 23 2016, 12:13 PM)
yea, need some liquidity for emergency

this egia, any interest if withdraw early?
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Full interest calculated daily.
ninjawin
post Nov 23 2016, 12:17 PM

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QUOTE(wil-i-am @ Nov 23 2016, 12:00 PM)
Agreed but need to lock-up for full tenor
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Ic..not really in rush for $$
TSAIYH
post Nov 23 2016, 01:49 PM

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QUOTE(ninjawin @ Nov 23 2016, 12:17 PM)
Ic..not really in rush for $$
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If you don't need the money urgently or not in need for the liquidity, there are plenty other options for higher return such as promo fd, asnb fp, fixed income fund, bond etc...

Egia is practically a kind of replacement for saving account and board rate fd due to is liquidity and profit compared to SA and board FD smile.gif
Chrono-Trigger
post Nov 23 2016, 02:03 PM

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QUOTE(Ramjade @ Nov 23 2016, 12:15 PM)
Full interest calculated daily.
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that is good!

at board rate or at promotional rate if withdraw early?
TSAIYH
post Nov 23 2016, 02:05 PM

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QUOTE(Chrono-Trigger @ Nov 23 2016, 02:03 PM)
that is good!

at board rate  or at promotional rate if withdraw early?
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Do you place your eGIA under board or promo?

If promo kindly refer to the promo rate

If board, kindly refer to the product website or refer 1st post smile.gif
wil-i-am
post Nov 23 2016, 02:10 PM

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QUOTE(ninjawin @ Nov 23 2016, 12:17 PM)
Ic..not really in rush for $$
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Then stick to Mbb/Cimb
monara
post Nov 23 2016, 07:30 PM

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QUOTE(AIYH @ Nov 23 2016, 02:05 PM)
Do you place your eGIA under board or promo?

If promo kindly refer to the promo rate

If board, kindly refer to the product website or refer 1st post smile.gif
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If place under promo rate, is it still can be uplifted anytime before maturity date?
fruitie
post Nov 23 2016, 09:00 PM

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QUOTE(monara @ Nov 23 2016, 07:30 PM)
If place under promo rate, is it still can be uplifted anytime before maturity date?
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Gia-i can be uplifted anytime, minimum is one day.
12321
post Nov 24 2016, 12:24 PM

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hi all, does this need fresh fund from others bank or frm maybank CASA will do? thanks
fruitie
post Nov 24 2016, 12:52 PM

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QUOTE(12321 @ Nov 24 2016, 12:24 PM)
hi all, does this need fresh fund from others bank or frm maybank CASA will do? thanks
*
CASA will do. I transfer every month from my CASA.
12321
post Nov 24 2016, 08:47 PM

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QUOTE(fruitie @ Nov 24 2016, 12:52 PM)
CASA will do. I transfer every month from my CASA.
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thanks bro. cimb just matured. will do it asap biggrin.gif
fruitie
post Nov 24 2016, 10:13 PM

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QUOTE(12321 @ Nov 24 2016, 08:47 PM)
thanks bro. cimb just matured. will do it asap biggrin.gif
*
Not a bro though. sweat.gif I think other FD is more competitive? I prefer Gia-i because if its flexibility. biggrin.gif
yingchai
post Nov 25 2016, 04:38 PM

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what is CASA?
Ramjade
post Nov 25 2016, 04:46 PM

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QUOTE(yingchai @ Nov 25 2016, 04:38 PM)
what is CASA?
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CASA = current account/saving account
jasmineh2y
post Nov 30 2016, 09:14 AM

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is Egia works for 1-month placement or must be 6 months and above?
vincabby
post Nov 30 2016, 09:23 AM

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QUOTE(jasmineh2y @ Nov 30 2016, 09:14 AM)
is Egia works for 1-month placement or must be 6 months and above?
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5K minimum for one month and 1k minimum for 2 months and above. some even keep one day and take out. so no lock in period.
wil-i-am
post Nov 30 2016, 12:10 PM

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QUOTE(jasmineh2y @ Nov 30 2016, 09:14 AM)
is Egia works for 1-month placement or must be 6 months and above?
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By default, u need to choose at least 1 mth
Having said tat, u can withdraw b4 expiry
jasmineh2y
post Dec 1 2016, 08:57 AM

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QUOTE(wil-i-am @ Nov 30 2016, 12:10 PM)
By default, u need to choose at least 1 mth
Having said tat, u can withdraw b4 expiry
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i see, tq!
Chrono-Trigger
post Dec 1 2016, 11:19 AM

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best investment ever.

Invested for 7 days, before withdrawing due to some circumstances, but was pleasantly surprised to be given interest for 7 days!

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