They will even give you for one day.

Potential depositor can perform placement via online b4 10pm everyday instead of 'cut-off' time imposed by Banks in order to earn the daily int

Sorry, newbie here. Unsure whether it's appropriate to ask here, I placed FD on Islamic FD for Maybank, is there any disadvantage if I do an uplift now?

i suppose the interest rate is gone as only Maybank eGIA-i give daily rate

Can u share wat is d initial duration of your FD?

your FD duration?

your rate?

i see a lot of discussion about this in fd thread. why not just discuss here?

5 months , 3.1%

Afaik tat u will get zero int if u withdraw 5 mths FD prematurely

oh then u won't get any interest if u withdraw prematurely

Just put in a 5 figure deposit under eGia today. Decided as I needed the flexibility of the funds to pay credit card & etc. Usually I'll just park the funds in the isavers account but this looks more promising.

Duration I selected 3 months but I guess it doesn't really matter right since I plan to uplift in 2 weeks to pay for credit card.

This post has been edited by kenlui: Dec 2 2016, 03:07 PM

Yes, your understanding is correct

yup. correct.

Thanks for replying.

Was bit worried with the PIDM part initially but I guess since it's short term placement doesnt really matter. And besides that, my deposit is nothing compared to those 6 figures amount.

Just wondering maybank wont stop this GIA thing as we are like misusing it by uplifting prior to maturation?

This post has been edited by kenlui: Dec 2 2016, 03:08 PM

Just keep quiet while u njoy gud short term returns

just chill & keep it..

no worries. not that Maybank will goes burst right

I believe I need to open the Mudarabah Investment Account here right during the QnA. Sorry, blur sotong here.




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do you? for what?

It depends on when you do the upliftment.

Less than 3 months - no profit will be paid

Above 3 months - 50% of total profit amount accrued will be paid


It is actually a feature of the product, one of its selling points compared to FD. So early upliftment cannot be considered as misusing it.

If i click dont open, it doesnt bring me to next page. Hmm .... Always same page, and when click proceed, the QnA page re-appear.