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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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vincabby
post Dec 2 2016, 02:14 PM

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QUOTE(Azurika @ Dec 2 2016, 01:39 PM)
If i click dont open, it doesnt bring me to next page. Hmm .... Always same page, and when click proceed, the QnA page re-appear.
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u tick no. then what happen?
kenlui
post Dec 2 2016, 03:07 PM

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QUOTE(Nom-el @ Dec 2 2016, 12:55 PM)
It depends on when you do the upliftment.

Less than 3 months - no profit will be paid

Above 3 months - 50% of total profit amount accrued will be paid
It is actually a feature of the product, one of its selling points compared to FD. So early upliftment cannot be considered as misusing it.
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I see. Thanks for clarifying.
lch78
post Dec 2 2016, 05:38 PM

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Just subscribe 10K for 1 month. Really can get 3.6%?
wil-i-am
post Dec 2 2016, 05:57 PM

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QUOTE(lch78 @ Dec 2 2016, 05:38 PM)
Just subscribe 10K for 1 month. Really can get 3.6%?
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The current rate is 3.55% pa
nexona88
post Dec 2 2016, 05:59 PM

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QUOTE(lch78 @ Dec 2 2016, 05:38 PM)
Just subscribe 10K for 1 month. Really can get 3.6%?
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nope. rate is lower a bit

3.55% smile.gif
lch78
post Dec 3 2016, 12:34 AM

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QUOTE(wil-i-am @ Dec 2 2016, 05:57 PM)
The current rate is 3.55% pa
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QUOTE(nexona88 @ Dec 2 2016, 05:59 PM)
nope. rate is lower a bit

3.55% smile.gif
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Alrite. Still better than normal FD. rclxms.gif
wodenus
post Dec 3 2016, 12:54 AM

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QUOTE(lch78 @ Dec 3 2016, 12:34 AM)
Alrite. Still better than normal FD.  rclxms.gif
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Best FD rate is 3.95 now right?
y3ivan
post Dec 3 2016, 03:40 AM

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QUOTE(wodenus @ Dec 3 2016, 12:54 AM)
Best FD rate is 3.95 now right?
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think HLB has 4.15% right now highest for eFD. but need to use the FBX transfer thing... i dont understand how it works.
cempedaklife
post Dec 3 2016, 06:58 AM

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First time read this. Thanks.
wodenus
post Dec 3 2016, 07:25 AM

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QUOTE(y3ivan @ Dec 3 2016, 03:40 AM)
think HLB has 4.15% right now highest for eFD. but need to use the FBX transfer thing... i dont understand how it works.
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Same as paying online for anything (ie. Lazada or wherever.) You click on the bank icon, you get taken to the bank site, you log in, then you have a pre-filled screen showing all the details already entered in. Check the details, then press the button to proceed. Then it will say "processing.." and then it will say successful (or failed.) If failed it will say why. If successful, the window will have a button to proceed. Click on the button, the window will close and then you are back at the original screen, except it now says "Successful" and has the payment details on it.

That's all smile.gif
wil-i-am
post Dec 3 2016, 08:07 AM

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QUOTE(wodenus @ Dec 3 2016, 12:54 AM)
Best FD rate is 3.95 now right?
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Which Bank offer 3.95% n is for how many mths?
Andrew_1980
post Dec 3 2016, 09:51 AM

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QUOTE(wodenus @ Dec 3 2016, 12:54 AM)
Best FD rate is 3.95 now right?
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Currently GIA is the highest rate at 1 Month tenure. And maybe other tenure too.
godhand
post Dec 3 2016, 09:57 AM

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ts any link for the historical rate
cybpsych
post Dec 3 2016, 11:27 AM

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Click here to view Investment Account Fund Performance Report (Q3 2015)

Click here to view Investment Account Fund Performance Report (Q4 2015)

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

the rate first dropped in Q3, report not available yet
wodenus
post Dec 4 2016, 12:26 AM

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QUOTE(wil-i-am @ Dec 3 2016, 08:07 AM)
Which Bank offer 3.95% n is for how many mths?
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OCBC 13 months.

http://www.ocbc.com.my/personal-banking/ac...promotions.html
0812454
post Dec 4 2016, 08:07 AM

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I want to ask,

Once we uplift the money at m2u, it will go to where.. our CASA? On the spot?

My first time put my money in this kind of account smile.gif

Thank you
wil-i-am
post Dec 4 2016, 08:08 AM

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QUOTE(wodenus @ Dec 4 2016, 12:26 AM)
Their promo is not competitive when compared to 12 mths Maybank GIA-i @ 4.10% pa
cybpsych
post Dec 4 2016, 09:31 AM

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QUOTE(0812454 @ Dec 4 2016, 08:07 AM)
I want to ask,

Once we uplift the money at m2u, it will go to where.. our CASA? On the spot?

My first time put my money in this kind of account smile.gif

Thank you
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placement, take from CASA
uplift, goes back to CASA

if you have multiple CASA, each placement will ask you which CASA to transfer the fund from and drop back after uplift.


this is why this eGIA can be a pseudo-CASA to reap the profits, for short-term placement.
wodenus
post Dec 4 2016, 01:38 PM

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QUOTE(wil-i-am @ Dec 4 2016, 08:08 AM)
Their promo is not competitive when compared to 12 mths Maybank GIA-i @ 4.10% pa
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This is principal and rate guaranteed though. GIA is not.
12321
post Dec 4 2016, 03:26 PM

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hi all, is the 6m or 12m campaign quota full or still valid? thanks

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