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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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MinusGear
post Nov 21 2016, 08:50 PM

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Just did a 12months via maybank2u as try out. Problem is how do you tell if you did it correctly? There's nothing that shows that I place under promotional campaign period. It only says rate declared on maturity.
Ramjade
post Nov 21 2016, 08:52 PM

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QUOTE(MinusGear @ Nov 21 2016, 08:50 PM)
Just did a 12months via maybank2u as try out. Problem is how do you tell if you did it correctly? There's nothing that shows that I place under promotional campaign period. It only says rate declared on maturity.
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Click the promo link. That should be correct then.
fruitie
post Nov 21 2016, 08:57 PM

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QUOTE(MinusGear @ Nov 21 2016, 08:50 PM)
Just did a 12months via maybank2u as try out. Problem is how do you tell if you did it correctly? There's nothing that shows that I place under promotional campaign period. It only says rate declared on maturity.
*
Mine has the yellow exclamation mark next to the interest rate then click on ! and will see the description. Not sure if it's the same for you.
MinusGear
post Nov 21 2016, 09:00 PM

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QUOTE(Ramjade @ Nov 21 2016, 08:52 PM)
Click the promo link. That should be correct then.
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Don't understand. What I mean is, if you go to your maybank2u FD account under GIA, the interest rate only displayed "Rate as declared on maturity date". So did I place under normal rate or promo rate?

Funnily enough, I saw one guy did it, though for 6 mths only, interest rate shows 3.6% with a yellow exclamation next to it that indicates promotional rate for that 6mths. For 12 months, it doesn't show any of that. confused.gif

The terms & condition only stated to select GIA and 12mths, then the rest is taken care of.

This post has been edited by MinusGear: Nov 21 2016, 09:01 PM
MinusGear
post Nov 21 2016, 09:02 PM

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QUOTE(fruitie @ Nov 21 2016, 08:57 PM)
Mine has the yellow exclamation mark next to the interest rate then click on ! and will see the description. Not sure if it's the same for you.
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For 6 or 12mths?
fruitie
post Nov 21 2016, 09:05 PM

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QUOTE(MinusGear @ Nov 21 2016, 09:02 PM)
For 6 or 12mths?
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6 months. I thought no more quota left for promo? unsure.gif
MinusGear
post Nov 21 2016, 09:10 PM

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QUOTE(fruitie @ Nov 21 2016, 09:05 PM)
6 months. I thought no more quota left for promo? unsure.gif
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That's the confused.gif thing. If no more quota, should have inform us that there is no more quota, with "do you wish to proceed" warning. Not us placing it, and making us confused.gif for 24 hours before we are allowed to uplift. Lucky just test trial with small amount, but not sure how placement is done through online.

Since you mentioned 6mths, then still confused.gif for me since for 12mths deposit I got mixed response even from maybank staff.

In case you say OTC only, the terms and condition did say can do through maybank2u.

This post has been edited by MinusGear: Nov 21 2016, 09:12 PM
fruitie
post Nov 21 2016, 09:12 PM

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QUOTE(MinusGear @ Nov 21 2016, 09:10 PM)
That's the  confused.gif thing. If no more quota, should have inform us that there is no more quota, with "do you wish to proceed" warning. Not us placing it, and making us confused.gif for 24 hours before we are allowed to uplift. Lucky just test trial with small amount, but not sure how placement is done through online.

Since you mentioned 6mths, then still  confused.gif for me since for 12mths deposit I got mixed response even from maybank staff.
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I placed mine on 20.10.16, now not sure. I usually place when my salary is out which is between 18th to 20th of the month. This month just placed normal rate stuff, for short term.

I do my Gia-i via M2U all the time, never do it OTC too.

This post has been edited by fruitie: Nov 21 2016, 09:16 PM
MinusGear
post Nov 21 2016, 09:17 PM

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QUOTE(fruitie @ Nov 21 2016, 09:12 PM)
I placed mine exactly a month ago. I usually place when my salary is out which is between 18th to 20th of the month.
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6th month campaign still open today, I did ask the maybank staff.

But 12mths is the one I got mixed response. Some say quota reached cannot do anymore. Another say can bypass through online, which like I mention, no indication I did correct and no telling if quota already reached. Can only wait minimum 7th months to find out.

Guess will contact customer service and check. Thanks anyway.

This post has been edited by MinusGear: Nov 21 2016, 09:18 PM
MinusGear
post Nov 22 2016, 03:45 PM

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Confirmed. 12 mths campaign cannot do online. Has to be OTC. The maybank staff also confused by the terms and condition.

You can still do for 6mths but make sure it stated the interest rate and has that yellow exclaimation mark.
wil-i-am
post Nov 22 2016, 03:57 PM

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QUOTE(MinusGear @ Nov 21 2016, 09:17 PM)
6th month campaign still open today, I did ask the maybank staff.

But 12mths is the one I got mixed response. Some say quota reached cannot do anymore. Another say can bypass through online, which like I mention, no indication I did correct and no telling if quota already reached. Can only wait minimum 7th months to find out. 

Guess will contact customer service and check. Thanks anyway.
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My banker told me both 6 mths & 12 mths finished last week hmm.gif
nexona88
post Nov 22 2016, 04:01 PM

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QUOTE(MinusGear @ Nov 22 2016, 03:45 PM)
Confirmed. 12 mths campaign cannot do online. Has to be OTC. The maybank staff also confused by the terms and condition.

You can still do for 6mths but make sure it stated the interest rate and has that yellow exclaimation mark.
*
seems like there's some miscommunication among Maybank staff..
they told finished last week. but now still can..

I'm surprise simple thing like this also can do mistake doh.gif
MinusGear
post Nov 22 2016, 04:32 PM

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QUOTE(wil-i-am @ Nov 22 2016, 03:57 PM)
My banker told me both 6 mths & 12 mths finished last week  hmm.gif
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Maybe depends on branch. But 6 mths still doable online yesterday. Only problem is u will only know once placed whether u get promo rate or normal rate. After that u have to wait 24hrs to uplift if unsuccessful due to quota met. Better do OTC if like that.

This post has been edited by MinusGear: Nov 22 2016, 04:32 PM
ninjawin
post Nov 23 2016, 11:29 AM

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Seems like eGIA interest getting lesser..time for a change
Ramjade
post Nov 23 2016, 11:32 AM

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QUOTE(ninjawin @ Nov 23 2016, 11:29 AM)
Seems like eGIA interest getting lesser..time for a change
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Where to? Is still the highest for 1 month.
ninjawin
post Nov 23 2016, 11:40 AM

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QUOTE(Ramjade @ Nov 23 2016, 11:32 AM)
Where to? Is still the highest for 1 month.
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maybe 3 months promo renewal.. can get 3.8 to 4 CIMB/maybank
Ramjade
post Nov 23 2016, 11:46 AM

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QUOTE(ninjawin @ Nov 23 2016, 11:40 AM)
maybe 3 months promo renewal.. can get 3.8 to 4  CIMB/maybank
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Not liquid enough...
wil-i-am
post Nov 23 2016, 12:00 PM

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QUOTE(ninjawin @ Nov 23 2016, 11:40 AM)
maybe 3 months promo renewal.. can get 3.8 to 4  CIMB/maybank
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Agreed but need to lock-up for full tenor
Chrono-Trigger
post Nov 23 2016, 12:11 PM

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just put in in 6 months... a bit regret, should have put in ASW
Ramjade
post Nov 23 2016, 12:12 PM

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QUOTE(Chrono-Trigger @ Nov 23 2016, 12:11 PM)
just put in in 6 months... a bit regret, should have put in ASW
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Don't worry. Egia can withdraw anytime. biggrin.gif

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