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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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wil-i-am
post Nov 8 2016, 07:11 PM

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Well done to TS for consolidating all relevant infos
wil-i-am
post Nov 16 2016, 03:39 PM

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QUOTE(bm_kia @ Nov 16 2016, 03:36 PM)
Placement over the counter for GIA is definitely possible if you read the T&C:
http://www.maybank2u.com.my/WebBank/gia141016_tnc.pdf

"GIA campaign placements can be made over the counter (OTC) or via online platforms i.e. web or
M2u application. It is compulsory for customers to have either Deposit or investment account with
Maybank for profit payments"

The question is can you do placement by cheque? I have done that before for FD, cheque from other banks.
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U can perform placement by cheq at otc ony
wil-i-am
post Nov 17 2016, 11:20 AM

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QUOTE(bm_kia @ Nov 16 2016, 05:09 PM)
Yes...can you then do the upliftment on M2U for the OTC placement?
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Nope
I can view the otc placement via online but unable to uplift as they have disable the function
wil-i-am
post Nov 17 2016, 10:57 PM

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QUOTE(screwedpeep @ Nov 17 2016, 05:40 PM)
According to m2u mobile app i checked this noon, the new rate is 3.55%
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The new rate took effect from 16/11 onwards

wil-i-am
post Nov 18 2016, 08:09 AM

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QUOTE(limeuu @ Nov 18 2016, 07:10 AM)
I can't find any feature in the app for checking interest rates....
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U can find out by perform manual calculation for existing placement
wil-i-am
post Nov 22 2016, 03:57 PM

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QUOTE(MinusGear @ Nov 21 2016, 09:17 PM)
6th month campaign still open today, I did ask the maybank staff.

But 12mths is the one I got mixed response. Some say quota reached cannot do anymore. Another say can bypass through online, which like I mention, no indication I did correct and no telling if quota already reached. Can only wait minimum 7th months to find out. 

Guess will contact customer service and check. Thanks anyway.
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My banker told me both 6 mths & 12 mths finished last week hmm.gif
wil-i-am
post Nov 23 2016, 12:00 PM

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QUOTE(ninjawin @ Nov 23 2016, 11:40 AM)
maybe 3 months promo renewal.. can get 3.8 to 4  CIMB/maybank
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Agreed but need to lock-up for full tenor
wil-i-am
post Nov 23 2016, 02:10 PM

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QUOTE(ninjawin @ Nov 23 2016, 12:17 PM)
Ic..not really in rush for $$
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Then stick to Mbb/Cimb
wil-i-am
post Nov 30 2016, 12:10 PM

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QUOTE(jasmineh2y @ Nov 30 2016, 09:14 AM)
is Egia works for 1-month placement or must be 6 months and above?
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By default, u need to choose at least 1 mth
Having said tat, u can withdraw b4 expiry
wil-i-am
post Dec 1 2016, 12:02 PM

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Potential depositor can perform placement via online b4 10pm everyday instead of 'cut-off' time imposed by Banks in order to earn the daily int
wil-i-am
post Dec 1 2016, 04:42 PM

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QUOTE(Area51SE @ Dec 1 2016, 01:07 PM)
Sorry, newbie here. Unsure whether it's appropriate to ask here, I placed FD on Islamic FD for Maybank, is there any disadvantage if I do an uplift now?
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Can u share wat is d initial duration of your FD?
wil-i-am
post Dec 1 2016, 06:04 PM

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QUOTE(Area51SE @ Dec 1 2016, 05:59 PM)
5 months , 3.1%
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Afaik tat u will get zero int if u withdraw 5 mths FD prematurely
wil-i-am
post Dec 1 2016, 06:40 PM

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QUOTE(kenlui @ Dec 1 2016, 06:35 PM)
Just put in a 5 figure deposit under eGia today. Decided as I needed the flexibility of the funds to pay credit card & etc. Usually I'll just park the funds in the isavers account but this looks more promising.

Duration I selecte 3 months but I guess it doesn't really matter right since I plan to uplift in 2 weeks to pay for credit card.
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Yes, your understanding is correct
wil-i-am
post Dec 1 2016, 07:17 PM

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QUOTE(kenlui @ Dec 1 2016, 07:15 PM)
Thanks for replying.

Was bit worried with the PIDM oart initially but I guess since it's short term placement doesnt really matter. And besides that, my deposit is nothing compared to those 6 figures amount.

Just wondering maybank wont stop this GIA thing as we are like misusing it by uplifting prior to maturation?
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Just keep quiet while u njoy gud short term returns tongue.gif
wil-i-am
post Dec 2 2016, 05:57 PM

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QUOTE(lch78 @ Dec 2 2016, 05:38 PM)
Just subscribe 10K for 1 month. Really can get 3.6%?
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The current rate is 3.55% pa
wil-i-am
post Dec 3 2016, 08:07 AM

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QUOTE(wodenus @ Dec 3 2016, 12:54 AM)
Best FD rate is 3.95 now right?
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Which Bank offer 3.95% n is for how many mths?
wil-i-am
post Dec 4 2016, 08:08 AM

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QUOTE(wodenus @ Dec 4 2016, 12:26 AM)
Their promo is not competitive when compared to 12 mths Maybank GIA-i @ 4.10% pa
wil-i-am
post Dec 4 2016, 04:51 PM

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QUOTE(0812454 @ Dec 4 2016, 08:07 AM)
I want to ask,

Once we uplift the money at m2u, it will go to where.. our CASA? On the spot?

My first time put my money in this kind of account smile.gif

Thank you
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B4 u uplift via m2u, u need to specify proceeds goes into which CASA a/c no
wil-i-am
post Dec 4 2016, 05:01 PM

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QUOTE(12321 @ Dec 4 2016, 03:26 PM)
hi all, is the 6m or 12m campaign quota full or still valid? thanks
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Yes, it's still available on 2/12/2016
wil-i-am
post Dec 5 2016, 12:16 AM

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QUOTE(y3ivan @ Dec 4 2016, 07:09 PM)
hi sifus,

how do you know if the deposit is on the campaign rates? it just states "rates as per declared on maturity date"  bangwall.gif
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From the stmt, I can conclude tat it's not on campaign rate
Based on my placement otc, it show int rate @ 3.60% for 12 mths in m2u

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