Yeah but i saw 2 forummer above said their e invoice got full cb. How about urs?

I didn't get full cash back too. I guess if spent before 28th Oct, then no issue.

What is this e invoice thing?

https://www.maybank2u.com.my/maybank2u/mala.../e-invoice.page

+1, Just gone through live chat and customer service has acknowledged, but not sure when it will be credited

same here.... time to make a report

correct...is it a change to their T&C that 8% rebate credit as per statement date ?

No la. Sometimes Ikhwan will have this kind of issue. My statement date is before 28th.

There is a 10% fuel cashback. Seems generous. Any comments? Only can pay at pump? The T&C not clear

https://www.maybank2u.com.my/iwov-resources...5-cback-tnc.pdf

Yes I already went through the T&Cs before asking, where does it state the payment method?

no need waste time strategizing la. just remaining 5 times.

use mbb cards at pump kiosk. simple as that, cant go wrong. easier to dispute.

some may try counter, but results would be 3 weeks later.

Fuel transactions.
Just swipe it at kiosk loh.

If you think of doing something beyond the "fuel transaction", at your own risk.

Nah man, I am thinking if Setel Paydirect will work for this reward, that's how I setup my Maybank card for Petronas payment/.

https://www.maybank2u.com.my/maybank2u/mala...amic-cards.page?

Please be informed that effective 26 December 2025, Maybank Islamic Berhad (the Bank) will replace the current Shariah contract for Maybank Islamic Card from Ujrah and Qard to Commodity Murabahah.

---

Action Required from Your End
In relation to the replacement, you are given the following options:

Action Required

Option 1
Agreed with the replacement of the Shariah contract. No action is required from your end.

Option 2
Disagree with the replacement and wish to opt out. You are required to reach out to the Bank before 23 December 2025 to exercise this option.

FAQ
https://www.maybank2u.com.my/iwov-resources...ah-contract.pdf

What happens if I just ignore the communication and do not respond? If no action is taken, you will be deemed to have consented to the replacement of Shariah Contract and your card will automatically be replaced with the Commodity Murabahah contract effective 26th December 2025.



This post has been edited by ClarenceT: Nov 14 2025, 06:53 PM

The FAQ does not state what happens after a cardholder sends an e-mail to opt out from Replacement of Shariah Contract, to mibcards@maybank.com.


Does opting out mean cancelling the Maybank Islamic Card?

If MBB follow PBB, yes have to terminated the card if disagree.

Maybank Islamic CC to be cancelled. I guess Card Centre will offer alternative product such as Maybank CC (conventional banking).

---
What happens if I opt out after the effective date?
The Commodity Murabahah contract has already taken place if you opt out after the effective date
(26th December 2025). You may still cancel your card as per normal.

sure, then just use setel and see the results later lo. simple

there's no apparent reason for you to opt-out, unless you're a scholar or pious person who truly cares how the underlying management of your Islamic cards being managed.

general users just accept and continue using it

cybpsych

I am just very cautious of the changes.


The FAQ does states that: "all card features including cashback, points, discounts, and rewards remain unchanged."


For sure, the banks would want us to quickly agree with the changes.


However, as cardholders, I feel that we really need to ensure that the changes in the contract for Maybank Islamic Card will not cause any hidden ill effects that may be detrimental to us.


Perhaps, the banks do not provide us the full disclosure of all terms and conditions regarding the changes in the contract.


Anyway, as you mentioned before that the internal management of the card is transparent to users, I should not overthink, and should instead agree with the replacement of the Shariah contract.


Thank you.