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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Human Nature
post Oct 8 2025, 12:19 PM

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QUOTE(ClarenceT @ Oct 8 2025, 12:07 PM)
Income requirement:
Amex-i Platinum RM40000
Visa-i Gold RM30000
Visa-i Platinum RM60000

If you have Amex-i Platinum, should be no problem to add Visa-i Gold, but not Visa-i Platinum, need to apply and they may reject it.
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No issue with income requirement. I suspect BTs.
ClarenceT
post Oct 8 2025, 12:25 PM

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QUOTE(Human Nature @ Oct 8 2025, 12:19 PM)
No issue with income requirement. I suspect BTs.
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It is up to Card Centre to approve or reject, even you meet the income requirement.

I assume you still have Maybank (Conventional) credit card right?

Otherwise apply for Maybank Islamic Ikhwan Visa Gold instead.

This post has been edited by ClarenceT: Oct 8 2025, 12:27 PM
Human Nature
post Oct 8 2025, 01:11 PM

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QUOTE(ClarenceT @ Oct 8 2025, 12:25 PM)
It is up to Card Centre to approve or reject, even you meet the income requirement.

I assume you still have Maybank (Conventional) credit card right?

Otherwise apply for Maybank Islamic Ikhwan Visa Gold instead.
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No, only Ihkwan Amex
blibala
post Oct 8 2025, 03:11 PM

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QUOTE(Human Nature @ Oct 8 2025, 10:55 AM)
Application for Petronas Visa got rejected despite already holding another Ikhwan card. I wonder if it is due to my recent UOB card application or many BT showing at eccris
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i also just applied 2 days ago for visa petronas at oneU card centre and i received approval sms within 30min. it is damn fast. I am having few BT with affin and no problem to get the additional card. maybe u can try at card centre. no proof of income needed since already have ikhwan card


cybpsych
post Oct 8 2025, 05:23 PM

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QUOTE(blibala @ Oct 8 2025, 03:11 PM)
i also just applied 2 days ago for visa petronas at oneU card centre and i received approval sms within 30min. it is damn fast. I am having few BT with affin and no problem to get the additional card. maybe u can try at card centre. no proof of income needed since already have ikhwan card
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everyone's credit and financial scoring is different.

every bank also has different scoring criteria and approval threshold.

in short, it's hard to compare and identify which is causing someone's inability to get a specific card at the specific moment in time. smile.gif
contestchris
post Oct 16 2025, 01:44 PM

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QUOTE(xiaoxiaoshen @ Jan 5 2024, 10:11 AM)
yesterday just renew my car insurance via etiqa and then saw this bad news.  cry.gif
hopefully is falsa alarm. last time my transaction on weekend petrol usage for m2c also need to call CS then they will rectify.
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May I confirm, did you eventually get 8% cashback or Treatpoints, for Etiqa insurance payment (online) using Ikhwan Amex?
Human Nature
post Oct 23 2025, 11:30 AM

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How long it takes for maybank to deliver the new upon receiving approval sms. Courier or normal post?
fruitie
post Oct 23 2025, 11:38 AM

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QUOTE(Human Nature @ Oct 23 2025, 11:30 AM)
How long it takes for maybank to deliver the new upon receiving approval sms. Courier or normal post?
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Courier but mail drop. Quite fast maybe within 3 days.
cybpsych
post Oct 23 2025, 11:39 AM

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QUOTE(Human Nature @ Oct 23 2025, 11:30 AM)
How long it takes for maybank to deliver the new upon receiving approval sms. Courier or normal post?
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2 working days for me in KV, iirc via courier/maildrop
Human Nature
post Oct 23 2025, 01:56 PM

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The cb for Petronas Ikhwan Visa Platinum Card-i card is based on statement or calendar month?
cybpsych
post Oct 23 2025, 02:01 PM

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QUOTE(Human Nature @ Oct 23 2025, 01:56 PM)
The cb for Petronas Ikhwan Visa Platinum Card-i card is based on statement or calendar month?
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afaik, no maybank cards following statement cycle.
rko0504
post Oct 24 2025, 09:21 AM

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QUOTE(Human Nature @ Dec 17 2024, 01:21 PM)
Mine still not shown. Still only showing the old card with red block stating acc not authorised.
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QUOTE(ClarenceT @ Dec 17 2024, 01:27 PM)
I received this sms yesterday evening:

66628
RM0 MBB:We are pleased to inform that your replacement card has been approved.Thank you
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QUOTE(cybpsych @ Dec 17 2024, 01:31 PM)
replacement card not generated yet, so it wont show and linked to your m2u yet

iirc, you still need to wait for the fraud investigation to conclude & approved for new replacement card.

you'll get an sms too

// RM0 MBB: Your replacement Maybank Card has been couriered to your billing address. Please disregard this SMS if you have received your card. Thank you. //
mine 19 Oct fraud happened.
sms card replacement received on 20 Oct, but i gotten the card delivered on 20 Oct too (as usual, sms is late few days).
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My ikhwan card got fraud few days ago. CS said i need to submit dispute form, anyone got submit this form? Coz statement date is end of the month and m2u account show acc not authorised cannot check transaction
cybpsych
post Oct 24 2025, 09:27 AM

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QUOTE(rko0504 @ Oct 24 2025, 09:21 AM)
My ikhwan card got fraud few days ago. CS said i need to submit dispute form, anyone got submit this form? Coz statement date is end of the month and m2u account show acc not authorised cannot check transaction
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you noticed fraud txn posted into cc account/statement?

or sms alert of txn attempt?
rko0504
post Oct 24 2025, 09:31 AM

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QUOTE(cybpsych @ Oct 24 2025, 09:27 AM)
you noticed fraud txn posted into cc account/statement?

or sms alert of txn attempt?
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Mae notification
cybpsych
post Oct 24 2025, 09:32 AM

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QUOTE(rko0504 @ Oct 24 2025, 09:31 AM)
Mae notification
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if you immediately contacted CS / fraud channel, they would just flag/freeze the txn at their side ... no further action from us except acknowledge/agree to card replacement

perhaps you try to call back again to reconfirm

Human Nature
post Oct 24 2025, 09:38 AM

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QUOTE(rko0504 @ Oct 24 2025, 09:21 AM)
My ikhwan card got fraud few days ago. CS said i need to submit dispute form, anyone got submit this form? Coz statement date is end of the month and m2u account show acc not authorised cannot check transaction
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Yes, I submitted the form
rko0504
post Oct 24 2025, 10:18 AM

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QUOTE(cybpsych @ Oct 24 2025, 09:32 AM)
if you immediately contacted CS / fraud channel, they would just flag/freeze the txn at their side ... no further action from us except acknowledge/agree to card replacement

perhaps you try to call back again to reconfirm
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I think already been charged. When i call CS that time they told me to submit the form and tell me depend on me whether to pay the fraud transaction or not coz they will revised if they check is fraud. Forgot to ask if didn't pay will no affect ccris confused.gif
cybpsych
post Oct 24 2025, 10:59 AM

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QUOTE(rko0504 @ Oct 24 2025, 10:18 AM)
I think already been charged. When i call CS that time they told me to submit the form and tell me depend on me whether to pay the fraud transaction or not coz they will revised if they check is fraud. Forgot to ask if didn't pay will no affect ccris  confused.gif
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if already charged, then need to fill form to prceed with chargeback dispute process
dannyw
post Oct 24 2025, 11:29 AM

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QUOTE(rko0504 @ Oct 24 2025, 09:21 AM)
My ikhwan card got fraud few days ago. CS said i need to submit dispute form, anyone got submit this form? Coz statement date is end of the month and m2u account show acc not authorised cannot check transaction
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I got it on my Barcelona Visa few weeks ago, MAE notification, STEAM Purchase.
I have block the card few hours later, but the transaction still charged.

Fill up the dispute form, wait for 2 weeks plus, i just got the reversal transaction yesterday.
Human Nature
post Oct 30 2025, 10:07 PM

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Do we need to go to branch to add new card at MAE? It doesn't appear automatically

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