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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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contestchris
post Feb 18 2024, 12:48 AM

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Does anyone know if this Maybank Islamic Ikhwan American Express Platinum will work on all online platforms? E.g. insurance payment, condomaster payment, Shopee/Lazada? Or it is selective?
contestchris
post Feb 18 2024, 12:53 AM

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QUOTE(!@#$%^ @ Feb 18 2024, 12:50 AM)
I came from there, I am asking about platform acceptance. Like when I go to Condomaster, I only see the Visa Mastercard logo. I don't recall every seeing AMEX logo when paying online. So does it only apply for selective merchants.
contestchris
post Mar 20 2024, 05:28 PM

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QUOTE(sl3ge @ Mar 17 2024, 10:23 PM)
Hi guys,

I pay unifi at mbb website using ikwan amex

And

pay etiqa car insurance using ikwan amex

both no cb?
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Can somebody please clarify. There is conflicting information. Does purchase of insurance via Etiqa website (EGTB, EFTB, ELIB, EGIB) qualify for 8% cashback?
contestchris
post Mar 20 2024, 05:31 PM

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Is Setel top-up considered as e-Wallet for Ikhwan Amex?
contestchris
post Apr 5 2024, 11:24 PM

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QUOTE(fruitie @ Apr 5 2024, 08:15 PM)
Gonna find alternative now for my car insurance, it will due soon. Usually I will just Etiqa for AmEx cash back.
*
RHB is cheapest
contestchris
post Nov 19 2024, 03:05 PM

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Does Setel reload count for Ikhwan Amex Platinum?

How about if use Setel CardTerus feature?
contestchris
post Nov 19 2024, 03:09 PM

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QUOTE(ClarenceT @ Oct 26 2023, 12:27 PM)
I just checked.

Correction:
Billing week (26/10-...)
1x 100 coins for Unifi
1x (50 sen) for water
1x 100 coins for electricity (except TNB)

Yesterday Payday special vouchers, I collected 2x 100 coins for 2 Unifi accounts, 100 coins for electricity, 50 coins for water.

Better not to use Amex-i for small amount (eg RM7.50 with 250 coins for 100 new coins) at Shopee bill payment. It may direct debit instead of online.

WARNING: IF you have more than 1 Shopee accounts, use 1 account to pay only (T&C, 1x per household), otherwise all related Shopee accounts may be suspended by Shopee!
*
How to differentiate if Shopee (and Lazada?) transaction is considered direct debit or online?
contestchris
post Dec 17 2024, 11:55 AM

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I applied via email. It was approved within 5 days. Previously, I have applied via Ringgitplus (twice) and M2U (twice), always kena auto reject.

I applied for the Maybank Ikhwan Amex Platinum. Or so I thought. I received the Maybank Ikhwan Mastercard instead. I thought Maybank made an error, but turns out it was my error, I ticked the wrong card in the application form. In my defence, they have too many cards and I selected the first Maybank Islamic Ikhwan card I saw. Might have gotten American Express and Mastercard mixed-up for a second too.

Anyways, I immediately call Maybank. They said they can change the card without any other action required from my end. A week later, it's been approved and I got the "correct" card.

Now to see where the Amex Ikhwan can be used.

This post has been edited by contestchris: Dec 17 2024, 11:56 AM
contestchris
post Dec 17 2024, 11:59 AM

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Is there a "cheat list" of applicable online merchants for the Ikhwan Amex to get the 8% cashback?
contestchris
post Dec 18 2024, 11:30 PM

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QUOTE(victorian @ Dec 18 2024, 06:13 PM)
cashback is based on spending, not statement amount.

so u will still be eligible for 50 cb
*
Is it based on statement month or calendar month?
contestchris
post Dec 19 2024, 02:11 PM

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Anyone knows if Atome payments are considered online?
contestchris
post Dec 21 2024, 04:45 PM

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Just got my Ikhwan Amex.

What is the card number? In front got 15 digits, behind the card got extra 3 digits.

There is also another 4 digits code in front.
contestchris
post Dec 21 2024, 04:55 PM

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QUOTE(ClarenceT @ Dec 21 2024, 04:54 PM)
Card number 3779xxxxxxxxxxx.
CVV: 4 digit code in front (for Lazada, Shopee etc).
*
What are the extra 3 digits at the back of the card?
contestchris
post Dec 24 2024, 07:26 PM

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Lazada doesn't accept Amex any longer? I can't save my card. It says only Mastercard and Visa available!
contestchris
post Jan 24 2025, 12:13 PM

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Is it confirmed that for Ikhwan AMEX Platinum, the RM100 bonus months are Fed and Mar 2025? Can Maybank make changes to this?
contestchris
post Jan 28 2025, 12:19 AM

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I thought any changes to features must be made in writing 21 days in advance? They can do this ke, a few days before February 2025?
contestchris
post Feb 28 2025, 12:15 PM

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Guys, a spending on 1st of the month is considered for when?

My statement is 4th of the month
contestchris
post Mar 27 2025, 09:22 AM

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I overlooked paying my card for 4 days. Will I kena any penalty?

My min payment amount is RM50, which has been "paid" via the cashback credited after the statement date. But the rest of the balance was unpaid by 4 days.
contestchris
post Mar 28 2025, 10:58 AM

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QUOTE(coolguy99 @ Mar 28 2025, 09:24 AM)
There was once I paid late and the record appeared in my CCRIS.
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This won't be recorded on CCRIS as the late payment was settled before month-end (i.e. due on 21st and paid on 24th). CCRIS late payments only show up if there are unpaid overdue balances at month end.

This post has been edited by contestchris: Mar 28 2025, 10:58 AM
contestchris
post May 8 2025, 02:42 PM

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Same here, no cashback. What's happened with Maybank?

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