Welcome Guest ( Log In | Register )

319 Pages « < 254 255 256 257 258 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

views
     
MGM
post Mar 3 2024, 11:33 AM

10k Club
********
All Stars
18,422 posts

Joined: Oct 2010
QUOTE(MasterConfucion @ Mar 3 2024, 11:16 AM)
Yup I mean the MasterCard 5℅ vs visa 8℅. What does mc one... means in normal language? I just look at 8℅ vs 5℅ and hope I'm not missing something to good to be true
*
U mean ikhwan mastercard 5% VS Petronas ikhwan Visa 8%? The Mastercard one can be used at all petrol stations.
MGM
post Mar 3 2024, 11:38 AM

10k Club
********
All Stars
18,422 posts

Joined: Oct 2010
QUOTE(ClarenceT @ Mar 3 2024, 11:07 AM)
Why not Ikhwan AMEX, 8% online CB? >8% savings for Petrol.

Buy Petron (for stations in West Malaysia only) RM50 at RM45, Shell RM50 at RM49, Petronas RM50 at RM50. Use Ikhwan Amex to pay Lazada and get 8% CB. (Lazada 3/3 only)

Use the fuel vouchers from Monday to Sunday, not limited to Friday to Sunday. smile.gif
*
Petron one is really good but sold-out. doh.gif
ClarenceT
post Mar 3 2024, 12:14 PM

10k Club
********
All Stars
14,939 posts

Joined: May 2015
QUOTE(MGM @ Mar 3 2024, 11:38 AM)
Petron one is really good but sold-out. doh.gif
*
Waiting for refresh.
MGM
post Mar 4 2024, 02:01 PM

10k Club
********
All Stars
18,422 posts

Joined: Oct 2010
QUOTE(ClarenceT @ Mar 1 2024, 10:29 AM)
JPJ: Government related transaction.
Etiqa / Etiqa Takaful: someone didn't get online CB recently, don't know why, because someone got CB in early 2023.  (keyword: Etiqa)
*
I am paying my car insurance +roadtax via Allianz General(AG) which accepts TNG ewallet offline by scanning AG DN QR code, can I use Shopee Paylater for this n then payback by Amex-ikhwan to get cb n how?

This post has been edited by MGM: Mar 4 2024, 02:03 PM
ClarenceT
post Mar 4 2024, 02:22 PM

10k Club
********
All Stars
14,939 posts

Joined: May 2015
QUOTE(MGM @ Mar 4 2024, 02:01 PM)
I am paying my car insurance +roadtax via Allianz General(AG) which accepts TNG ewallet offline by scanning AG DN QR code, can I use Shopee Paylater for this n then payback by Amex-ikhwan to get cb n how?
*
The answer is at the merchant QR. You need to try.

Some merchants are willing to pay extra charge then you may use credit card / Buy-now-pay-later as source of fund instead of using e-wallet credit / CASA.

This post has been edited by ClarenceT: Mar 4 2024, 02:30 PM
xiaoxiaoshen
post Mar 4 2024, 05:14 PM

Regular
******
Senior Member
1,075 posts

Joined: May 2016


QUOTE(ClarenceT @ Mar 1 2024, 10:29 AM)
JPJ: Government related transaction.
Etiqa / Etiqa Takaful: someone didn't get online CB recently, don't know why, because someone got CB in early 2023.  (keyword: Etiqa)
*
here confirmed again, pay etiqa online able to get 8% CB.
Exeunt
post Mar 4 2024, 06:38 PM

Enthusiast
*****
Senior Member
828 posts

Joined: Nov 2010


hi guys,

if i do 3k installment@6m maybank using amex on lazada, am i entitle for cashback?, cant find any info on website

https://www.maybank2u.com.my/iwov-resources...an-cashback.pdf

This post has been edited by Exeunt: Mar 4 2024, 06:38 PM
SUSMasterConfucion
post Mar 7 2024, 11:09 AM

Enthusiast
*****
Junior Member
911 posts

Joined: Jan 2019
Hi guys, I cancelled my Amex credit card then applied the petronas card. Today I got message it not successful but imposible cos I meet all criteria and have been use maybank amex 10 years.

It it reject because I haven't paid out standing balance for the amex? Or is the cancel for ringgitplus application? Cos first I apply comparehero and then saw ringgitplus got better gift and apply again but it didn't let me proceed also
ClarenceT
post Mar 7 2024, 11:14 AM

10k Club
********
All Stars
14,939 posts

Joined: May 2015
QUOTE(MasterConfucion @ Mar 7 2024, 11:09 AM)
Hi guys, I cancelled my Amex credit card then applied the petronas card. Today I got message it not successful but imposible cos I meet all criteria and have been use maybank amex 10 years.

It it reject because I haven't paid out standing balance for the amex? Or is the cancel for ringgitplus application? Cos first I apply comparehero and then saw ringgitplus got better gift and apply again but it didn't let me proceed also
*
Since you still have outstanding balance at Maybank CC, it means your Amex and credit limit is not cancelled.

Therefore Maybank Islamic won't give you a new credit line.

Why not you CONVERT your existing Maybank credit line to Maybank Islamic credit line?

https://www.maybank2u.com.my/iwov-resources...ersion-form.pdf
https://www.maybank2u.com.my/iwov-resources...wanCard-FAQ.pdf
https://www.maybank2u.com.my/iwov-resources...ersion-list.pdf


This post has been edited by ClarenceT: Mar 7 2024, 11:17 AM
fruitie
post Mar 7 2024, 11:29 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(MasterConfucion @ Mar 7 2024, 11:09 AM)
Hi guys, I cancelled my Amex credit card then applied the petronas card. Today I got message it not successful but imposible cos I meet all criteria and have been use maybank amex 10 years.

It it reject because I haven't paid out standing balance for the amex? Or is the cancel for ringgitplus application? Cos first I apply comparehero and then saw ringgitplus got better gift and apply again but it didn't let me proceed also
*
I think this may still work:

I) Apply like normal applications
II) If method I fails, ask to split your existing conventional credit limit into an Islamic credit limit.
III) If method II fails, convert your Maybank card to Islamic card.
SUSMasterConfucion
post Mar 7 2024, 11:36 AM

Enthusiast
*****
Junior Member
911 posts

Joined: Jan 2019
QUOTE(ClarenceT @ Mar 7 2024, 11:14 AM)
Since you still have outstanding balance at Maybank CC, it means your Amex and credit limit is not cancelled.

Therefore Maybank Islamic won't give you a new credit line.

Why not you CONVERT your existing Maybank credit line to Maybank Islamic credit line?

https://www.maybank2u.com.my/iwov-resources...ersion-form.pdf
https://www.maybank2u.com.my/iwov-resources...wanCard-FAQ.pdf
https://www.maybank2u.com.my/iwov-resources...ersion-list.pdf
*
QUOTE(fruitie @ Mar 7 2024, 11:29 AM)
I think this may still work:

I) Apply like normal applications
II) If method I fails, ask to split your existing conventional credit limit into an Islamic credit limit.
III) If method II fails, convert your Maybank card to Islamic card.
*
Thanks I think is the problem. Unfortunately I already cancel so no more credit limit. I just paid the outstanding balance today. Should be able reapply right? Cos want to get the rm50 tounchandgo from compare hero
ClarenceT
post Mar 7 2024, 11:52 AM

10k Club
********
All Stars
14,939 posts

Joined: May 2015
QUOTE(MasterConfucion @ Mar 7 2024, 11:36 AM)
Thanks I think is the problem. Unfortunately I already cancel so no more credit limit. I just paid the outstanding balance today. Should be able reapply  right? Cos want to get the rm50 tounchandgo from compare hero
*
Why not discuss with Maybank Card Centre directly?
Ask them to convert instead of cancel.

Forget third party service provider. Maybank Islamic may reject your new application. Also you are NOT new Maybank / Maybank Islamic credit card customer to get new cardholder benefits.

Altrius
post Mar 8 2024, 09:38 AM

Getting Started
**
Junior Member
286 posts

Joined: Jun 2015


QUOTE(ClarenceT @ Mar 7 2024, 11:52 AM)
Why not discuss with Maybank Card Centre directly?
Ask them to convert instead of cancel.

Forget third party service provider. Maybank Islamic may reject your new application. Also you are NOT new Maybank / Maybank Islamic credit card customer to get new cardholder benefits.
*
Surprisingly existing card holder is eligible for another gift criteria, and also the guaranteed gift.

I have M2P, then recently I applied for Islamic amex platinum, they gave me a separate credit limit, I thought that was normal? apparently not?
Seems I was 3 weeks too early to apply for it, otherwise I would have a shot for the gift, there's no more card that I want from maybank now.
MGM
post Mar 8 2024, 12:41 PM

10k Club
********
All Stars
18,422 posts

Joined: Oct 2010
QUOTE(MGM @ Mar 4 2024, 02:01 PM)
I am paying my car insurance +roadtax via Allianz General(AG) which accepts TNG ewallet offline by scanning AG DN QR code, can I use Shopee Paylater for this n then payback by Amex-ikhwan to get cb n how?
*
QUOTE(ClarenceT @ Mar 4 2024, 02:22 PM)
The answer is at the merchant QR. You need to try.

Some merchants are willing to pay extra charge then you may use credit card / Buy-now-pay-later as source of fund instead of using e-wallet credit / CASA.
*
Just found this at the SPaylater page, so can use this Allianz 0%installment plan n get cb from Amex-Ikhwan? Truely 0%?
BTW I should select payment by Spaylater PayNextMonth-0%(can settle b4 1st-of-next month?) and not direct pay-by-cc to get the cb?
BTW do I add the cc in BankAccount/Cards under Credit/Debitcard or Creditcard Installment?
Sorry for being noob, 1st time using Spaylater.

user posted image

This post has been edited by MGM: Mar 8 2024, 02:47 PM
rko0504
post Mar 8 2024, 03:07 PM

Enthusiast
*****
Junior Member
791 posts

Joined: Apr 2019
QUOTE(MGM @ Mar 8 2024, 12:41 PM)
Just found this at the SPaylater page, so can use this Allianz 0%installment plan n get cb from Amex-Ikhwan? Truely 0%?
BTW I should select payment by Spaylater PayNextMonth-0%(can settle b4 1st-of-next month?) and not direct pay-by-cc to get the cb?
BTW do I add the cc in BankAccount/Cards under Credit/Debitcard or Creditcard Installment?
Sorry for being noob, 1st time using Spaylater.

user posted image
*
Yes 0%. I purchase from shopee too for my car insurance. Select Spaylater for payment method then pay on next month before 10th. Then choose which card to pay for Spaylater.

ps: U need to check which period got 0% installment, IIRC, not every period(1 month, 3months, 6month or 12months) got 0%.

This post has been edited by rko0504: Mar 8 2024, 03:17 PM
MGM
post Mar 8 2024, 03:20 PM

10k Club
********
All Stars
18,422 posts

Joined: Oct 2010
QUOTE(rko0504 @ Mar 8 2024, 03:07 PM)
Yes 0%. I purchase from shopee too for my car insurance. Select Spaylater for payment method then pay on next month before 10th. Then choose which card to pay for Spaylater.

If I select  Spaylater PayNextMonth-0%-1month ,can settle full amount this month?

ps: U need to check which period got 0% installment, IIRC, not every period(1 month, 3months, 6month or 12months) got 0%.
*
BTW do I add the Amex-ikhwan in <BankAccount/Cards> under <Credit/Debitcard> or <Creditcard Installment>?

This post has been edited by MGM: Mar 8 2024, 03:35 PM
rko0504
post Mar 8 2024, 03:41 PM

Enthusiast
*****
Junior Member
791 posts

Joined: Apr 2019
QUOTE(MGM @ Mar 8 2024, 03:20 PM)
BTW do I add the Amex-ikhwan  in <BankAccount/Cards> under <Credit/Debitcard> or <Creditcard Installment>?
*
under <Credit/Debit Card>
ClarenceT
post Mar 8 2024, 05:09 PM

10k Club
********
All Stars
14,939 posts

Joined: May 2015
QUOTE(MGM @ Mar 8 2024, 12:41 PM)
Just found this at the SPaylater page, so can use this Allianz 0%installment plan n get cb from Amex-Ikhwan? Truely 0%?
BTW I should select payment by Spaylater PayNextMonth-0%(can settle b4 1st-of-next month?) and not direct pay-by-cc to get the cb?
BTW do I add the cc in BankAccount/Cards under Credit/Debitcard or Creditcard Installment?
Sorry for being noob, 1st time using Spaylater.

user posted image
*
For some cases, motortakaful.com may be cheaper and may get cashback from Etiqa Takaful (profit sharing, to be credited a few months after the takaful expires).
syling88
post Mar 8 2024, 05:14 PM

Getting Started
**
Junior Member
64 posts

Joined: Apr 2011
QUOTE(ClarenceT @ Mar 8 2024, 05:09 PM)
For some cases, motortakaful.com may be cheaper and may get cashback from Etiqa Takaful (profit sharing, to be credited a few months after the takaful expires).
*
Can use spay later, but not all instalment option available, maybe 1mth maybe 3 mths. I suppose if under spaylater, consider paying shopee so entitle Cashback, not sure though.
MGM
post Mar 8 2024, 06:05 PM

10k Club
********
All Stars
18,422 posts

Joined: Oct 2010
QUOTE(ClarenceT @ Mar 8 2024, 05:09 PM)
For some cases, motortakaful.com may be cheaper and may get cashback from Etiqa Takaful (profit sharing, to be credited a few months after the takaful expires).
*
Actually i am using etiqa for another less used car cos got 2 rebates including less use more rebate.
I am continuing with Allianz for another car which is now in workshop claiming 3rd party insurance n i wont get the car b4 insurance expiry. Just want to play safe.

This post has been edited by MGM: Mar 8 2024, 06:06 PM

319 Pages « < 254 255 256 257 258 > » Top
 

Change to:
| Lo-Fi Version
0.0208sec    1.02    6 queries    GZIP Disabled
Time is now: 10th December 2025 - 12:36 PM