Yeah, I also contribute the list from time to time. Thanks for sharing though.

Can share link?

So timeline :
5/3 - applied via m2u - got rejected after 2 days (no reason disclosed)
7/3 - reapplied via email and specifically requested to split credit limit
10/3 - application was rejected, found out the reason was because it was duplicated from the first application via m2u on 5/3. They didnt even bother to review my request to split the credit limit. Reapplied via email and ask to split limit again on the same day. Whilst also calling CS to ask them to make sure my request to split limit is taken into account.

Call almost everyday and CS mention still in process, while also checking ccris for status update.

17/3 - 1 week pass, notice ccris pending status gone. Called CS and they claim that it was actually still processing and not rejected. (I assume maybe they will remove from ccris first to reduce limit and reprocess)

20/3 - Called CS again and the officer mention that my 3rd application was actually rejected and there was no pending request to split the credit limit. They mention it was rejected also because it was duplicated from the first application via m2u. Requested to escalate the case to manager as it seems my specific request to split the credit limit is not even being taken into account. Spoke to the manager and he will assist to indicate my specific request to the processing department.

23/3 - received an email from maybank offering me the ikhwan islamic amex card but need to split the credit limit. Signed and emailed back on the agreement.

As of today, no update from ccris yet, but highly likely i should get my card approve by next week. Will update again once i get my card.

Almost a month pass, but willing to go through this as a replacement for the Grab Card.   

my feb spending sharing:

Shopee normal checkout - counted cashback
Shopee paylater - counted
lazada normal checkout - counted
TMB M2u-  X
DIGI M2u - X
shopee pay reload - X

I have debit card, but its expired (no need pay RM8 per year). My Islamic card auto added

Cons is if ever the account gets locked... gonna be an issue for me haha...

Just pray the station forget to claim.
I had a few petrol transactions unclaimed for many years, so free petrol.

previous users tested NO cb for M2U bill payments

I plan to use Maybank Ikhwan Amex, to pay Unifi bill on Lazada website, in order to get 8% online cashback.
Can Unifi bill payment on Lazada website accept Unifi account number of DXXXXX-XXX-XXXX (X represents a number)?
Thank you for your information.

Can, use Dxxxxxyyyzzzz.
I last paid in mid 2022 (note: now no longer use this type of account numbers as the lines already got converted from copper to fibre)

OT: time to move the number to IP-based as TM is decommissioning the copper infra.

Etiqa Online, also went through OTP verification, suppose to get RM50 max cap, but only get RM20.69 from my other transaction.




Ikhwan Platinum Amex
on weekday, 11/9/2023

JPJ: Government related transaction.
Etiqa / Etiqa Takaful: someone didn't get online CB recently, don't know why, because someone got CB in early 2023.  (keyword: Etiqa)

Hi guys,

I pay unifi at mbb website using ikwan amex

And

pay etiqa car insurance using ikwan amex

both no cb?

what contribute 100% of your cb?

mcc 4900 eligible?

or telco not eligible?

I overlooked paying my card for 4 days. Will I kena any penalty?

My min payment amount is RM50, which has been "paid" via the cashback credited after the statement date. But the rest of the balance was unpaid by 4 days.