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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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stephanieKingsley
post Feb 6 2024, 11:30 PM

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This post has been edited by stephanieKingsley: Apr 5 2024, 01:34 PM
ClarenceT
post Feb 7 2024, 07:31 AM

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QUOTE(stephanieKingsley @ Feb 6 2024, 11:30 PM)
Another question: so after some search, so payment via Shopee Bills (airpay) not entitled for cashback right? Like if I want to pay UMobile bill and get cashback, need to use thier official app; pay for water then use Air Selangor app; anything that go through Shopee Bill one is no cashback? Like Lazada Bills all those also no cashback? Do I understand it correctly?
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I paid Unifi, IWK, Sarawak Energy at Lazada App and Shopee App (Airpay) and got 8% online CB. They are online transactions and paid to Lazada and Airpay directly.
Human Nature
post Feb 8 2024, 02:03 PM

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This time the CB for Jan is slow, not in yet
cybpsych
post Feb 8 2024, 02:17 PM

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QUOTE(Human Nature @ Feb 8 2024, 02:03 PM)
This time the CB for Jan is slow, not in yet
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ikhwan amex cb?

not 7-8-9?
WIS9000
post Feb 10 2024, 03:07 AM

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Hi. Read your post on findings that it's possible to get cash back when using GrabPay in store. Have you managed to get the cb via the said method?

I've successfully added my Amex into GrabPay, but when trying to pay at a retail store by scanning their Grab QR today, Grab prompts me to top up credit into the wallet using the Amex card. AFAIK, wallet top ups are not eligible for CB, right? So how do you go about to get this to work?

Note: I just newly registered a grabpay account. Not really sure if there's Quick Payment-like option similar to TnG and still allows for cash back.

QUOTE(stephanieKingsley @ Feb 6 2024, 11:18 PM)
Hi, for Maybank Islamic Ikhwan American Express Platinum, if I want to get cashback for retail transactions, then can link my cards to GrabPay/FavePay (direct link CC) to get 8% online cashback?

Does it work this way? If yes, is there any methods other than GrabPay/FavePay that allows me to get 8% cashback when paying physically in store?

Thanks in advance! Definitely a newbie here...

Edit: did some homework... and found this, so is can:
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MGM
post Feb 16 2024, 08:26 PM

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Want to confirm that Ikhwan Petronas Visa Platinum n Ikhwan Mastercard cashbacks r based on posted transactions in a calendar month, like Ikhwan Amex?
contestchris
post Feb 18 2024, 12:48 AM

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Does anyone know if this Maybank Islamic Ikhwan American Express Platinum will work on all online platforms? E.g. insurance payment, condomaster payment, Shopee/Lazada? Or it is selective?
!@#$%^
post Feb 18 2024, 12:50 AM

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QUOTE(contestchris @ Feb 18 2024, 12:48 AM)
Does anyone know if this Maybank Islamic Ikhwan American Express Platinum will work on all online platforms? E.g. insurance payment, condomaster payment, Shopee/Lazada? Or it is selective?
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https://www.maybank2u.com.my/maybank2u/mala...num_card_i.page
contestchris
post Feb 18 2024, 12:53 AM

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QUOTE(!@#$%^ @ Feb 18 2024, 12:50 AM)
I came from there, I am asking about platform acceptance. Like when I go to Condomaster, I only see the Visa Mastercard logo. I don't recall every seeing AMEX logo when paying online. So does it only apply for selective merchants.
!@#$%^
post Feb 18 2024, 12:59 AM

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QUOTE(contestchris @ Feb 18 2024, 12:53 AM)
I came from there, I am asking about platform acceptance. Like when I go to Condomaster, I only see the Visa Mastercard logo. I don't recall every seeing AMEX logo when paying online. So does it only apply for selective merchants.
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only accepted at merchants that accept amex naturally. you can find more resources below.

https://forum.lowyat.net/topic/3532126
cybpsych
post Feb 18 2024, 08:17 AM

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QUOTE(contestchris @ Feb 18 2024, 12:48 AM)
Does anyone know if this Maybank Islamic Ikhwan American Express Platinum will work on all online platforms? E.g. insurance payment, condomaster payment, Shopee/Lazada? Or it is selective?
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from card scheme amex, yes work universally

from issuer side, follow t&c especially Islamic card.

from merchant side, no necessarily as it could be commercial-dependent. they can choose during onboarding with their acquiring bank.

QUOTE(contestchris @ Feb 18 2024, 12:53 AM)
I came from there, I am asking about platform acceptance. Like when I go to Condomaster, I only see the Visa Mastercard logo. I don't recall every seeing AMEX logo when paying online. So does it only apply for selective merchants.
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because merchant can decide whether to offer amex separately.

the mdr is different and usually higher than visa/mc, hence most merchants avoid amex to increase their nett profit without paying more to their acquirer bank.
ryuzaki_L
post Feb 18 2024, 11:37 PM

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hi, is it easy to get waiver of credit card annual fee from maybank?
ClarenceT
post Feb 19 2024, 05:52 AM

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QUOTE(ryuzaki_L @ Feb 18 2024, 11:37 PM)
hi, is it easy to get waiver of credit card annual fee from maybank?
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Very very very rare, almost impossible.
cybpsych
post Feb 19 2024, 09:52 AM

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QUOTE(ryuzaki_L @ Feb 18 2024, 11:37 PM)
hi, is it easy to get waiver of credit card annual fee from maybank?
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curious, which ikhwan cards you kena AF?
ClarenceT
post Feb 19 2024, 11:12 AM

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QUOTE(cybpsych @ Feb 19 2024, 09:52 AM)
curious, which ikhwan cards you kena AF?
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Maybe...
Visa Infinite -i AF RM800
coolguy99
post Feb 19 2024, 08:03 PM

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QUOTE(timeekit @ Oct 12 2023, 12:16 AM)
I don't let it auto renew the subscription
I charged it manually and delete the card.
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Can you do that with spotify? I wanted to pay manually every month to get the cashback but there isn't an option to proceed without a credit card.

What about netflix?
timeekit
post Feb 20 2024, 01:17 AM

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QUOTE(coolguy99 @ Feb 19 2024, 08:03 PM)
Can you do that with spotify? I wanted to pay manually every month to get the cashback but there isn't an option to proceed without a credit card.

What about netflix?
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You need to cancel the subscription first then re-subscribe (Subscribe > Cancel > Re-subscribe).
I can do it with Disney Hostar.
I subscribe for 3 Months - by charging my card manually the first time. Then i cancel the subscription. After 3 months, I subscribe manually again.

I don't have Spotify but as far as i know, if you can cancel the subscription, then you should be able to re-subscribe back manually, and not let it auto deduct your card.
Same for Netflix.
kop2299
post Feb 20 2024, 04:09 PM

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Anyone tried to offset the SST (islamic amex plat) with treatpoints (from M2 Amex Plat)? Possible?

This post has been edited by kop2299: Feb 20 2024, 04:10 PM
cybpsych
post Feb 20 2024, 04:15 PM

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QUOTE(kop2299 @ Feb 20 2024, 04:09 PM)
Anyone tried to offset the SST (islamic amex plat) with treatpoints (from M2 Amex Plat)? Possible?
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yes can

user posted image

This post has been edited by cybpsych: Feb 20 2024, 04:17 PM
kop2299
post Feb 20 2024, 04:29 PM

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QUOTE(cybpsych @ Feb 20 2024, 04:15 PM)
yes can

user posted image
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thumbup.gif tks a lot. called and redeemed successfully.

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