For Ikhwan AMEX, will they announce / send out email when applicable for RM100 cashback cap during Ramadhan? I am not sure how it works, by spend date or billing cycle or...?

if you ever read the FAQ, this question has been answered and posted in this topic numerous times too...

no need announcement la. yu just spend (and txn posted) according to the eligible month, that's all.



This post has been edited by cybpsych: Feb 22 2024, 06:19 AM

Thanks friend, I didn't do my homework properly, my bad!

Anyone tried paying for car insurance on setel using these credit cards? Wonder will get rebate similar to fuel usage?

I tried to use Maybank Ikhwan Amex, to pay Unifi bill on Lazada website.


However, Lazada website shows Unifi bill as an unavailable item, with the following details. Thus, I was unable to pay Unifi bill on Lazada website.



Is it normal for such issue to occur occasionally? AnyPay merchant should restock the allocation for the Unifi bill payment a few hours later, right?


Thank you for your information.

This post has been edited by kart: Feb 24 2024, 09:55 AM

Unifi @ Lazada not stable since yesterday.
(I have a few transactions got cancelled and refunded yesterday)
Try Unifi @ Airpay (Shopee App), also not very stable.
Even TMonline may give error for some Unifi accounts this morning (note: Amex not accepted at TMonline).

This post has been edited by ClarenceT: Feb 24 2024, 10:02 AM

Got this sms:

RM0 Unifi: It's happening today! Current Unifi Mobile apps will be offline from 23/2/2024, 6.00PM to 24/2/2024 8.00AM as we complete our makeover. You may experience some interruptions. Click i.unifi.my/FAQ for info. Thank you

so, did you get ur cb for tnb?

online spend 1250 got 100CB start today.
lazy bag entitle CB:
all Lzd or Shopee pay bill for prepaid, postpaid, internet, water, sewage, astro.
maxis postpaid thru apps.
payment for Lzd n shopee paylater.

Is insurance & roadtax excluded?

JPJ: Government related transaction.
Etiqa / Etiqa Takaful: someone didn't get online CB recently, don't know why, because someone got CB in early 2023. (keyword: Etiqa)

This post has been edited by ClarenceT: Mar 1 2024, 10:30 AM

Thanks almost forgot about this!

Has anyone tried using Maybank Mytreats to redeem an item? I am currently holding a Maybank PETRONAS Visa Gold credit card and planning to redeem an e-book reader using all my Treat points, of course the balance will be paid under Maybank Ezyplus 12 months tenure.

The problem is, once they direct me to login and approve the transaction via Secure2U in M2U apps, I approve the transaction using M2U app in phone but the system rejected. Reason given is TAC code expired while in the first place, there is no TAC sending to my phone.

Anyone encountered this issue?

MAE app is under maintenance so cannot approve transaction

I looking to apply ikhwan visa vs ikhwan petronas. Petronas give 8℅ cb while the normal only 5℅

It's no brainer to go for the petronas one right? Or is there other catch I didn't realize?

U mean ikhwan mastercard 5% VS Petronas ikhwan Visa 8%? MC one at all petrol stations with mcc 5541,5542.

8% weekend at PETRONAS fuel only

if you anti-Pet for your precious car or cannot pump on weekend, then tough for you lor

Why not Ikhwan AMEX, 8% online CB? >8% savings for Petrol.

Buy Petron (for stations in West Malaysia only) RM50 at RM45, Shell RM50 at RM49, Petronas RM50 at RM50. Use Ikhwan Amex to pay Lazada and get 8% CB. (Lazada 3/3 only)

Use the fuel vouchers from Monday to Sunday, not limited to Friday to Sunday.

Yup I mean the MasterCard 5℅ vs visa 8℅. What does mc one... means in normal language? I just look at 8℅ vs 5℅ and hope I'm not missing something to good to be true

Ok so the only catch is if someone anti petronas then don't want the 8% 😆. I'm ok with petronas just need drive bit further.


I'm currently using maybank2card amex but the petrol station suddenly changed credit card system dont accept amex. So now I also change credit card and probably petrol station