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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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hafizredha
post Dec 12 2023, 07:21 PM

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hi sifu i want to ask, if i have existing msybank islamic card and apply for a new conventional card will the card share the same limit?
cybpsych
post Dec 12 2023, 08:42 PM

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QUOTE(hafizredha @ Dec 12 2023, 07:21 PM)
hi sifu i want to ask, if i have existing msybank islamic card and apply for a new conventional card will the card share the same limit?
*
should be separate CL
rko0504
post Dec 13 2023, 08:44 AM

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QUOTE(hafizredha @ Dec 12 2023, 07:21 PM)
hi sifu i want to ask, if i have existing msybank islamic card and apply for a new conventional card will the card share the same limit?
*
Separate limit
ronnie
post Dec 13 2023, 10:40 AM

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QUOTE(rko0504 @ Dec 13 2023, 08:44 AM)
Separate limit
*
mine is separate limit because the bank entity also separate
hafizredha
post Dec 13 2023, 11:11 AM

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QUOTE(ronnie @ Dec 13 2023, 10:40 AM)
mine is separate limit because the bank entity also separate
*
so i want to clarify, the total limit will double or just half from the original limit?

example
maybank islamic card cl= 18k

new limit:
conventional =9k
new islamic card limit =9k


ClarenceT
post Dec 13 2023, 11:21 AM

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QUOTE(hafizredha @ Dec 13 2023, 11:11 AM)
so i want to clarify, the total limit will double or just half from the original limit?

example
maybank islamic card cl= 18k

new limit:
conventional =9k
new islamic card limit =9k
*
Maybank Card Centre won't give you another new CL of RM18000.

You cannot convert Islamic CL to Conventional CL.
(Conversion from Conventional to Islamic is possible).
You need to apply for a new CL from Maybank (Conventional).

If you don't offer to reduce/restructure (eg from RM18000 to RM10000+RM8000 any combination) your existing CL, unlikely Maybank will grant you a new CL for Maybank (Conventional) CC. Unless your income has been improved substantially since you got Islamic CL.

Discuss with Card Centre.

This post has been edited by ClarenceT: Dec 13 2023, 11:32 AM
ronnie
post Dec 13 2023, 11:27 AM

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My MBB Islamic CL is only 20% of the MBB Conventional CL....
hafizredha
post Dec 13 2023, 12:01 PM

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QUOTE(ClarenceT @ Dec 13 2023, 11:21 AM)
Maybank Card Centre won't give you another new CL of RM18000.

You cannot convert Islamic CL to Conventional CL.
(Conversion from Conventional to Islamic is possible).
You need to apply for a new CL from Maybank (Conventional).

If you don't offer to reduce/restructure (eg from RM18000 to RM10000+RM8000 any combination) your existing CL, unlikely Maybank will grant you a new CL for Maybank (Conventional) CC. Unless your income has been improved substantially since you got Islamic CL.

Discuss with Card Centre.
*
maybe i phrase my sentence wrongly.

i have existing maybank islamic card with 18k CL

yesterday conventional card is approved with the same limit.(i see the CCRIS report for thr granted limit)

i afraid the new card just got half of the existing limit and my islamic card cl will reduce to 9k and another 9k cl go to conventional card.
ClarenceT
post Dec 13 2023, 12:16 PM

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QUOTE(hafizredha @ Dec 13 2023, 12:01 PM)
maybe i phrase my sentence wrongly.

i have existing maybank islamic card with 18k CL

yesterday conventional card is approved with the same limit.(i see the CCRIS report for thr granted limit)

i afraid the new card just got half of the existing limit and my islamic card cl will reduce to 9k and another 9k cl go to conventional card.
*
Then you secure a NEW credit line of RM18000 from Malayan Banking Berhad.

You already have a credit line of RM18000 from Maybank Islamic Berhad.

You can check the available credit limits at M2U.

This post has been edited by ClarenceT: Dec 13 2023, 12:24 PM
hafizredha
post Dec 13 2023, 01:20 PM

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QUOTE(ClarenceT @ Dec 13 2023, 12:16 PM)
Then you secure a NEW credit line of RM18000 from Malayan Banking Berhad.

You already have a credit line of RM18000 from Maybank Islamic Berhad.

You can check the available credit limits at M2U.
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Okay tq for the clarification.
timeekit
post Dec 22 2023, 01:33 AM

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Had a weird case.
The transactions in bold is what officers claimed system didn't capture to received cashback
They also not sure why i didn't get rebate.

I already appealed and received the shortfall rebate.
Maybe you all sifus had similar case and can enlighten

October 2023 Transactions
01/10 01/10 GRAB RIDES-EC PETALING JAYA 18.00
01/10 01/10 GRAB RIDES-EC PETALING JAYA 4.43
01/10 01/10 GRAB RIDES-EC PETALING JAYA 17.00
01/10 01/10 GRAB RIDES-EC PETALING JAYA 2.30
02/10 02/10 U MOBILE PAYBILL APPS-EC KUALA LUMPUR 40.75
02/10 02/10 MAXIS POST-PAID-EC KUALA LUMPUR 142.95
03/10 01/10 GOOGLE *YOSTAR LIMITED G.CO/HELPPAY# 21.99
07/10 07/10 GRAB RIDES-EC PETALING JAYA 10.00
07/10 07/10 GSC-BKT BINTANG KL-EC KUALA LUMPUR 15.50
07/10 07/10 GRAB RIDES-EC PETALING JAYA 12.00
07/10 07/10 GRAB RIDES-EC PETALING JAYA 2.30
08/10 07/10 CASH REBATE 50.00CR
10/10 10/10 GRAB RIDES-EC PETALING JAYA 2.30CR
12/10 12/10 GRAB RIDES-EC PETALING JAYA 9.00
12/10 12/10 TGV CINEMA-EC KUALA LUMPUR 15.50
12/10 12/10 GRAB RIDES-EC PETALING JAYA 16.00
12/10 12/10 GRAB RIDES-EC PETALING JAYA 4.43
15/10 15/10 GRAB RIDES-EC PETALING JAYA 10.00
19/10 19/10 GRAB RIDES-EC PETALING JAYA 9.00
19/10 19/10 TGV CINEMA-EC KUALA LUMPUR 15.50
21/10 21/10 GRAB RIDES-EC PETALING JAYA 9.00
24/10 24/10 GRAB RIDES-EC PETALING JAYA 11.00
24/10 24/10 GRAB RIDES-EC PETALING JAYA 14.00
24/10 24/10 GRAB RIDES-EC PETALING JAYA 2.30
26/10 26/10 GRAB RIDES-EC PETALING JAYA 12.00
26/10 26/10 GRAB RIDES-EC PETALING JAYA 7.00
26/10 26/10 GSC-MYTOWN-EC KUALA LUMPUR 14.50
26/10 26/10 GRAB RIDES-EC PETALING JAYA 8.00
27/10 25/10 Foodpanda Malaysia KL 88.65
27/10 27/10 GRAB-EC PETALING JAYA 17.80
31/10 31/10 GRAB RIDES-EC PETALING JAYA 12.00
31/10 31/10 GRAB RIDES-EC PETALING JAYA 14.00
31/10 31/10 GRAB RIDES-EC PETALING JAYA 4.43

Total spending : 579.03
Supposedly CB to received: 579.03*8% = 46.32
Actual CB received : 43.52
Shortfall : 2.8

===================================================

November 2023 Transactions
01/11 01/11 U MOBILE PAYBILL APPS-EC KUALA LUMPUR MY 44.10
02/11 01/11 MAXIS POST-PAID-EC KUALA LUMPUR MY 142.95
02/11 01/11 GOOGLE *YOSTAR LIMITED G.CO/HELPPAY# GB 21.99
02/11 02/11 GRAB-EC PETALING JAYA MY 17.80
04/11 04/11 GRAB RIDES-EC PETALING JAYA MY 9.00
04/11 04/11 GRAB RIDES-EC PETALING JAYA MY 8.00
04/11 04/11 GRAB RIDES-EC PETALING JAYA MY 2.30
07/11 07/11 GRAB RIDES-EC PETALING JAYA MY 11.00
08/11 07/11 CASH REBATE 43.52CR
14/11 14/11 TGV CINEMA-EC KUALA LUMPUR MY 22.50
14/11 14/11 GRAB RIDES-EC PETALING JAYA MY 13.00
19/11 19/11 GRAB RIDES-EC PETALING JAYA MY 8.00
19/11 19/11 GSC-BKT BINTANG KL-EC KUALA LUMPUR MY 23.00
20/11 20/11 GRAB-EC PETALING JAYA MY 17.80
24/11 24/11 GRAB RIDES-EC PETALING JAYA MY MY 10
24/11 24/11 GRAB RIDES-EC PETALING JAYA MY MY 2.3
26/11 26/11 GRAB RIDES-EC PETALING JAYA MY MY 9
29/11 29/11 GRAB RIDES-EC PETALING JAYA MY MY 8
29/11 29/11 GRAB RIDES-EC PETALING JAYA MY MY 14

Total spending : 384.74
Supposedly CB to received: 384.74*8% = 30.78
Actual CB received : 27.85
Shortfall : 2.93

This post has been edited by timeekit: Dec 22 2023, 01:39 AM
hakkai0810
post Dec 25 2023, 01:44 PM

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Any1 having issue paying lazada with amex? Ytd still can pay bill using amex and today unable to checkout using amex d
guysmiley
post Dec 25 2023, 01:47 PM

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ikhwan visa infinite dun have thread?
cybpsych
post Dec 25 2023, 03:37 PM

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QUOTE(guysmiley @ Dec 25 2023, 01:47 PM)
ikhwan visa infinite dun have thread?
*
here is for all ikhwan Islamic cards
MGM
post Dec 28 2023, 10:12 AM

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WTC: does reload to Unifi Mobile Prepaid entitle to get 8% cb for Ikhwan Amex?
Does buying TnG ew pin at Petronas using Ikhwan Visa(8%) & Mastercard(5%) entitle to get cb too?

This post has been edited by MGM: Dec 28 2023, 10:21 AM
ClarenceT
post Dec 28 2023, 11:38 AM

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QUOTE(MGM @ Dec 28 2023, 10:12 AM)
WTC: does reload to Unifi Mobile Prepaid entitle to get 8% cb for Ikhwan Amex?
*
Accept Amex?

You may buy Unifi Mobile Reload PIN at Airpay (Shopee App), pay 75% only, with 25% by Shopee Coins.

This post has been edited by ClarenceT: Dec 28 2023, 11:41 AM
cybpsych
post Dec 28 2023, 03:47 PM

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QUOTE(MGM @ Dec 28 2023, 10:12 AM)
WTC: does reload to Unifi Mobile Prepaid entitle to get 8% cb for Ikhwan Amex?
Does buying TnG ew pin at Petronas using Ikhwan Visa(8%) & Mastercard(5%) entitle to get cb too?
*
which/where petronas sell tngew pin using cc?
MGM
post Dec 28 2023, 04:24 PM

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QUOTE(hyperx @ Sep 11 2023, 08:56 PM)
Just go to petronas to buy the reload pin and pay with your  card (amex accepted too).
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QUOTE(songokujames @ Sep 12 2023, 08:13 AM)
Only some. Mostly only cash. Need to find out yourself.
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QUOTE(cybpsych @ Dec 28 2023, 03:47 PM)
which/where petronas sell tngew pin using cc?
*
cybpsych
post Dec 28 2023, 04:33 PM

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QUOTE(MGM @ Dec 28 2023, 04:24 PM)

*
i'm aware of the petronas+tngpin 'unicorn'
sweetpea123
post Jan 3 2024, 09:28 AM

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QUOTE(cybpsych @ Oct 23 2023, 02:56 PM)
yes, any day
*
alamak, I thought only WEEKEND spending. These MBB cards are really giving me headache rclxub.gif

Pls correct me if I am wrong .

MBB Islamic Ikhwan with 8% cb can only be used ONLINE, ANY day (selected merchants), capped at RM50 per month except for Syawal n Ramadan, capped at RM100

BTW, I cannot use the 'search' function, there's an error message, so pls forgive me if the question has been asked. I realized that myTNB accepts AMEX, is it entitled to 8% rebate?

This post has been edited by sweetpea123: Jan 3 2024, 09:30 AM

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