hi sifu i want to ask, if i have existing msybank islamic card and apply for a new conventional card will the card share the same limit?
Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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Dec 12 2023, 07:21 PM
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#1
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446 posts Joined: May 2016 |
hi sifu i want to ask, if i have existing msybank islamic card and apply for a new conventional card will the card share the same limit?
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Dec 13 2023, 11:11 AM
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#2
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Dec 13 2023, 12:01 PM
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#3
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QUOTE(ClarenceT @ Dec 13 2023, 11:21 AM) Maybank Card Centre won't give you another new CL of RM18000. maybe i phrase my sentence wrongly.You cannot convert Islamic CL to Conventional CL. (Conversion from Conventional to Islamic is possible). You need to apply for a new CL from Maybank (Conventional). If you don't offer to reduce/restructure (eg from RM18000 to RM10000+RM8000 any combination) your existing CL, unlikely Maybank will grant you a new CL for Maybank (Conventional) CC. Unless your income has been improved substantially since you got Islamic CL. Discuss with Card Centre. i have existing maybank islamic card with 18k CL yesterday conventional card is approved with the same limit.(i see the CCRIS report for thr granted limit) i afraid the new card just got half of the existing limit and my islamic card cl will reduce to 9k and another 9k cl go to conventional card. |
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Dec 13 2023, 01:20 PM
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Mar 10 2024, 08:04 PM
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#5
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QUOTE(ClarenceT @ Mar 9 2024, 02:59 PM) You don't qualify for Maybank Islamic's new credit line, as you still had a credit line from Maybank. i apply mbb islamic cc on october 24-approvedNormally Maybank Card Centre won't give a new credit line, unless your income is substantially improved from last review. Also, apply directly at Maybank Card Centre, avoid third party and Maybank2U online application. i apply another mbb conventional card jan 24 and approved both got their own credit limit and same amount of credit limit.. i think because my salary acc is mbb. |
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