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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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timeekit
post Oct 8 2023, 11:41 PM

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QUOTE(fresbee @ Oct 8 2023, 09:48 PM)
user posted image

because I found this under grab paylater "link card", does this mean it will deduct from card if wallet balance not enough to pay hmm.gif
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Never really try before, usually pay in full before they auto deduct.
Not sure if they will auto charge from the card to top up wallet and then pay the GrabPaylater
Or they directly charge the card and pay the GrabPaylater

But also, cant be sure if this will be considered "online" as they could categorize as "recurring" charge, similar to how subscription works.

Only way is to test it out haha. Update us on the result if you do so tongue.gif

This post has been edited by timeekit: Oct 8 2023, 11:48 PM
rko0504
post Oct 9 2023, 08:38 AM

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QUOTE(WeiFeng16 @ Oct 8 2023, 10:18 PM)
If use Ikhwan to pay shopee paylater can get 8% cashback? Is it considered online transaction?
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Yes. Entitle for cashback.
eddydo
post Oct 10 2023, 12:19 PM

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This post has been edited by eddydo: Oct 10 2023, 12:21 PM
fruitie
post Oct 10 2023, 01:22 PM

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Why is one of my Shopee transactions not getting cash back for Ikhwan AmEx? sad.gif

I just noticed for my 9.9 purchase.
victorian
post Oct 10 2023, 02:10 PM

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QUOTE(fruitie @ Oct 10 2023, 01:22 PM)
Why is one of my Shopee transactions not getting cash back for Ikhwan AmEx? sad.gif

I just noticed for my 9.9 purchase.
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Post the trans here
fruitie
post Oct 10 2023, 02:26 PM

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QUOTE(victorian @ Oct 10 2023, 02:10 PM)
Post the trans here
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It is a normal Shopee transaction, I had two transactions at the same time. One is OK, one is not. I called MBB already, they said they will credit back to me. The CS even asked if I bought goods or paying bills, since it was goods, so it is OK. He said paying bills may not be calculated.

ronnie
post Oct 10 2023, 03:07 PM

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today did 3 10.10 all with saved Ikhwan on Shopee.. didn't get any OTP/Secure2U
Hopefully i get my rebate.
Human Nature
post Oct 10 2023, 03:24 PM

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QUOTE(ronnie @ Oct 10 2023, 03:07 PM)
today did 3 10.10 all with saved Ikhwan on Shopee.. didn't get any OTP/Secure2U
Hopefully i get my rebate.
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Still getting for shopee/lazada in sept
ClarenceT
post Oct 10 2023, 03:34 PM

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QUOTE(fruitie @ Oct 10 2023, 02:26 PM)
It is a normal Shopee transaction, I had two transactions at the same time. One is OK, one is not. I called MBB already, they said they will credit back to me. The CS even asked if I bought goods or paying bills, since it was goods, so it is OK. He said paying bills may not be calculated.
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Bill payment @ Shopee -> "AIRPAY...". MCC 5964 not excluded for CB.
If not online, should get 2x Treatpoints instead. So check your Treatpoint balance at M2U or statement.

QUOTE(ronnie @ Oct 10 2023, 03:07 PM)
today did 3 10.10 all with saved Ikhwan on Shopee.. didn't get any OTP/Secure2U
Hopefully i get my rebate.
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If not online, you should receive 2x Treatpoints a few days after posted. So check the Treatpoints balance at m2u.

fruitie
post Oct 10 2023, 06:13 PM

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QUOTE(ClarenceT @ Oct 10 2023, 03:34 PM)
Bill payment @ Shopee -> "AIRPAY...". MCC 5964 not excluded for CB.
If not online, should get 2x Treatpoints instead. So check your Treatpoint balance at M2U or statement.
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I don't know why it is excluded. laugh.gif The merchant name is exactly the same as my other transaction. Even the CS laughed. laugh.gif
Just checked my latest statement, no it doesn't earn any TP too.

Anyway, happy to get it sorted out.
Molotov Cocktail
post Oct 11 2023, 11:49 PM

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QUOTE(timeekit @ Oct 5 2023, 09:53 PM)
Per month to hit 50 cap just need spend 625, not really hard i think.
Monthly I mainly use it to pay my telco bill (Umobile, maxis fibre), and streaming subscription (netflix, Disney+). Spending almost half gone
The rest maybe watch movie (TGV, GSC via app) , Grab or occasional online shopping purchase (Shopee, Lazada)

Not sure about Zus, but there is Amex Thread showing places you can use Amex, you can refer there. thumbsup.gif
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Netflix Disney+ considered as online transaction not auto debit transaction? Does Amex Ikhwan include auto debit transaction?
timeekit
post Oct 12 2023, 12:16 AM

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QUOTE(Molotov Cocktail @ Oct 11 2023, 11:49 PM)
Netflix Disney+ considered as online transaction not auto debit transaction? Does Amex Ikhwan include auto debit transaction?
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I don't let it auto renew the subscription
I charged it manually and delete the card.
ronnie
post Oct 13 2023, 08:43 AM

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where to check the current TreatsPoints via M2U/AME app ?
ClarenceT
post Oct 13 2023, 08:45 AM

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QUOTE(ronnie @ Oct 13 2023, 08:43 AM)
where to check the current TreatsPoints via M2U/AME app ?
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Use Google Chrome App
www.maybank2u.com
ronnie
post Oct 13 2023, 10:49 AM

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QUOTE(ClarenceT @ Oct 13 2023, 08:45 AM)
Use Google Chrome App
www.maybank2u.com
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Not viewable from app...hmmmmmm
arenji
post Oct 14 2023, 12:00 AM

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Just noticed my outstanding balance doesn't reflect my last payment on statement balance. Will it reflect in the next statement cycle? Sorry, its my first time using cc

user posted image
user posted image


timeekit
post Oct 14 2023, 12:22 AM

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QUOTE(arenji @ Oct 14 2023, 12:00 AM)
Just noticed my outstanding balance doesn't reflect my last payment on statement balance. Will it reflect in the next statement cycle? Sorry, its my first time using cc

user posted image
user posted image
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Not much info to go about, but by right, your outstanding balance should already include the payment you made.


This post has been edited by timeekit: Oct 14 2023, 12:26 AM
bryan_x00
post Oct 15 2023, 08:16 AM

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QUOTE(timeekit @ Oct 5 2023, 09:53 PM)
Per month to hit 50 cap just need spend 625, not really hard i think.
Monthly I mainly use it to pay my telco bill (Umobile, maxis fibre), and streaming subscription (netflix, Disney+). Spending almost half gone
The rest maybe watch movie (TGV, GSC via app) , Grab or occasional online shopping purchase (Shopee, Lazada)

Not sure about Zus, but there is Amex Thread showing places you can use Amex, you can refer there. :thumbsup:
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Grab can get CB?
cybpsych
post Oct 15 2023, 08:30 AM

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QUOTE(timeekit @ Oct 4 2023, 10:00 PM)
Yes eligible for CB. Make sure direct use, and not top up wallet.

Source : I always use Grab  laugh.gif
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QUOTE(bryan_x00 @ Oct 15 2023, 08:16 AM)
Grab can get CB?
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Haloperidol
post Oct 15 2023, 09:58 AM

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Ikhwan Amex can used with Fave -> Refuel at shell with 8% CC cashback + 2% rebate from Fave

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