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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Haloperidol
post Feb 10 2021, 07:18 PM

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I think i will get my answer here faster than asking CS.

Statement :
1. The cashback eligible date is Friday and Saturday (29/1/2021 and 30/1/2021) , however posting date is 1/2/2021.

2. The cashback/ cash rebate for Maybank is Monthly basis, aka they conclude every month instead of every statement.
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Question : So does this mean that the circled transaction all of them the cashback is considered as Febuary cashback ?
Damn then Febuary i can't spend a shit already sad.gif

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Haloperidol
post Feb 10 2021, 07:51 PM

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QUOTE(ClarenceT @ Feb 10 2021, 07:26 PM)
Yes, February quota, CB credited on 1/3.
*
So eligibility is base on Transaction date....
But CB quota is base on Posting date ...
bruce.gif bruce.gif bruce.gif bruce.gif bruce.gif so confuse lol
Haloperidol
post Dec 22 2022, 07:58 AM

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I am very disappointed with Poslaju ..
they just simply throw some paper ask me go to their pos office to collect at office time without notify or trial to reach me ...


Haloperidol
post Dec 30 2022, 04:19 PM

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QUOTE(SzeMeng76 @ Dec 28 2022, 01:01 PM)
more than enough
my ikhwan limit only 2k. Haha

625 for RM 50 cap
1250 for RM 100 cap.
*
My Ikhwan they give me 25k limit ... which is wtf..
Public Bank gives me 10k i rescale down to 3k
Affin even funny give me 4k limit only ...
Maybank give me 25k , i call to reduce the limit but they say can't reduce, only can temporary reduce limit for 3 month, then need renew every 3 month...

Most probably they saw my track record coz mostly i transacted in Maybank and CIMB ...

This post has been edited by Haloperidol: Dec 30 2022, 04:20 PM
Haloperidol
post Dec 30 2022, 07:37 PM

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Previously i also have 1 supplymentary card from Maybank , main card is my father.
Subsequently cancelled already.

Now this is my first card with Maybank...

_________
Again i just need to utilize the cashback , and the reason why i want to reduce limit is to reduce fraud transaction... dun wanna 25k gone like that lolz

As a person who collect Credit card cashback, ofc i'm a good paymaster.
_____________

I asked the CS before...
Can u implement soft cap blah blah blah ...
tbh i dun need so much credit limit right now, but i might need it when emergency arise.

so the CS suggest me to do a temporary drop in CL ... for 3 months lolz.
Haloperidol
post Dec 30 2022, 07:41 PM

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QUOTE(Ramjade @ Dec 30 2022, 07:35 PM)
Why the hell you want high limit? All my cashback cards limit only like RM1-2k. Lol. All the bank staff always surprised I want to reduce limit.
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there is a good reason why high Credit Limit is usefull..
Let's say u has emergency, need 10k deposit in hospital...
The credit card will offers you credit first... before u shift ur money from other source etc then pay back the CC.
Haloperidol
post Dec 31 2022, 01:21 PM

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QUOTE(Haloperidol @ Dec 30 2022, 07:41 PM)
there is a good reason why high Credit Limit is usefull..
Let's say u has emergency, need 10k deposit in hospital...
The credit card will offers you credit first... before u shift ur money from other source etc then pay back the CC.
*
while i'm surprised with 25k from Maybank limit..
Today I apply through RinggitPlus for Citibank Rewards card
approximate 1.2% return (in Citipoints form) on ewallet (BigPay, Grab, Boost)
(The reason i need is 6x KLIA lounge access)

They give me .. 60k
Me : ????????????????????
hello i never have relationship with you before, are you okay with giving me such ludicrious limit ?
I'm just a salaried gomen lapdog that only service 3 years +

This post has been edited by Haloperidol: Dec 31 2022, 01:22 PM
Haloperidol
post Jan 10 2023, 05:59 PM

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If i use FPX -> Maybank -> Ikhwan Amex
is that eligible for online spending ?
Hmm...
Haloperidol
post Jan 12 2023, 10:27 AM

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Hmmm... I wonder why i only managed to get RM 48 cashback instead of full cashback..

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Haloperidol
post Feb 7 2023, 05:02 PM

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QUOTE(mamamia @ Feb 4 2023, 06:11 PM)
Those who have issue on missing cashback, is that resolved?
*
I just email to the Customer Service department.
after 1 week of internal forward here there, they decided to credit the remaining rm2 to me lolz.

The rm2 is why i lazy to call them.
Haloperidol
post Feb 10 2023, 01:00 PM

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But lets say my statement is at 8th of every month ...
So for this month the statement it will range from 8th Febuary to 7 March ...
Does that mean my this month quota is RM 100 cashback ?
hmmm...

if i spend rm 650 on Feb , then another RM 650 at 2nd March ... = Rm 100 cashback this month ?
Hmmm

This post has been edited by Haloperidol: Feb 10 2023, 01:01 PM
Haloperidol
post Feb 10 2023, 05:31 PM

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QUOTE(ClarenceT @ Feb 10 2023, 02:01 PM)
Nothing to do with your statement date
Transactions posted on 1/2/23 - 28/2/23, Feb CB capped at RM50 will be credited on or before 15/3/23.
For ... 1/3/23-31/3/23, March CB capped at RM100 ... on or before 15/4/23.
*
Ahhh I see , so the 7th Feb cashback is for the January transaction cashback isit ?
Thank you for the good clarification.

This post has been edited by Haloperidol: Feb 10 2023, 05:31 PM
Haloperidol
post Feb 27 2023, 06:18 PM

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QUOTE(rabbi08 @ Feb 27 2023, 05:22 PM)
Hi, I am attracted to the Amex Ikhwan 8% cashback and might apply for the credit card later.
May I know if
1. top up Lazada wallet
2. top up shopeepay
3. use Zcity app to buy reload PIN

is considered an online spend?
TQ
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Zcity cant use Amex.
Ewallet topup is exclusion for Amex Ikhwan

So 1,2,3 is invalid.

Haloperidol
post Sep 10 2023, 08:57 AM

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QUOTE(Wolgie @ Sep 1 2023, 01:42 PM)
Lazada bill still got any discount? last time PB and Boost seem no more. any extra i donno?
We paying SRWK and SBH electric  brows.gif
*
Was having a good time using the Live Voucher to pay Sabah Electric bill lol
Haloperidol
post Sep 11 2023, 04:28 PM

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QUOTE(Wolgie @ Sep 10 2023, 09:16 PM)
How to get, how to get?
*
Gone already.
Last year if you watch Tech-mania or the Lazada live show, you will get those RM 20 - Rm 5 voucher
(then become RM 25 - RM 5 , then become Rm 30- Rm 5 , then become N/A for bill payment anymore)



Haloperidol
post Sep 16 2023, 01:42 PM

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Hmmm... after Lazada stop the TnG PIN i had to use Maybank Ikhwan Amex for "online" category ...

I hope TNB is in the cashback list thou ..
it's *online* transaction...

Haloperidol
post Oct 15 2023, 09:58 AM

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Ikhwan Amex can used with Fave -> Refuel at shell with 8% CC cashback + 2% rebate from Fave
Haloperidol
post Jun 23 2024, 09:25 PM

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QUOTE(Leroi2x @ Jun 23 2024, 09:05 PM)
Hi , may i know end up do you get the cashback for the installment transaction in lazada ?
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Any payment towards LazPayLater is eligible for the cashback as per my experienced.
AS LONG YOU DON'T TOPUP LAZADA WALLET

This post has been edited by Haloperidol: Jun 23 2024, 09:26 PM
Haloperidol
post Jan 24 2025, 07:31 PM

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QUOTE(Human Nature @ Jan 23 2025, 09:00 AM)
Maybank really hebat. Bank Negara intervened. Maybank confirmed and emailed that will credit the missing cashback, yet they still dare to miss the date.
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Yeah me too, they promised to credit back the cashback (cashback was on previous old card) yet they haven't credit it back to me ..
Haloperidol
post Jan 24 2025, 07:37 PM

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