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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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victorian
post Nov 25 2022, 08:15 AM

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Anyone know what to do of application rejected by Maybank? Already have three cards with Maybank.
victorian
post Jan 2 2023, 10:36 AM

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My statement date is 24th of the month. Cashback is calculated based on calendar month. And cashback will be issued on the 15th of the month.

So if I spend now, my cashback will only be issued on 15 Feb 2023, and my statement will come out on 24 right?
victorian
post Jan 9 2023, 08:18 AM

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I received my cashback on 8 Jan.

But weirdly, I didn't get the full rm50 cashback hmm
victorian
post Jan 9 2023, 08:32 AM

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Didn't get cashback for shopee hmm

Attached Image
victorian
post Jan 9 2023, 09:45 AM

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QUOTE(cybpsych @ Jan 9 2023, 08:44 AM)
how much cb u gotten?

44.39?
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300+200+30 X 0.0.8= 42.40
victorian
post Jan 9 2023, 11:37 AM

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QUOTE(cybpsych @ Jan 9 2023, 09:49 AM)
both your shopee direct charge to card for payment?

or reload thru shopeepay, then pay?
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Direct charge to card
victorian
post Jan 9 2023, 01:12 PM

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QUOTE(hebe87 @ Jan 9 2023, 12:49 PM)
does this shopee transaction triggered SMS OTP?
or directly charge to card without the need to enter OTP?
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No OTP I think
victorian
post Jan 10 2023, 12:03 AM

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QUOTE(michaelnet @ Jan 9 2023, 10:21 PM)
Same day use same entity (23/12) excluded?
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QUOTE(michaelnet @ Jan 9 2023, 10:28 PM)
Can only notice the similarity with another forumner who has same day Lazada spending X 2

While you have 12/12 shopee X 2 transactions

Not sure though if this is the reason for the missing CB.
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QUOTE(fruitie @ Jan 9 2023, 10:30 PM)
shocking.gif Cannot spend more than once at the same merchant in one day? Gosh.
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Nah maybe it's just a glitch. New card will have some hiccups

I already raised a dispute to them.

This post has been edited by victorian: Jan 10 2023, 12:04 AM
victorian
post Mar 9 2023, 04:48 PM

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QUOTE(fruitie @ Mar 9 2023, 04:31 PM)
How did you save AmEx card on Lazada? It is never possible for me. It says my cards have reached the limit but I can add MC/Visa. hmm.gif
For AmEx, I have to manually input all the time...
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Remove your cc one by one until you are able to save the card during payment.

Amex is a bit wonky, but once it’s saved you can readd other cards
victorian
post Jun 2 2023, 11:07 PM

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QUOTE(gastacopz @ Jun 2 2023, 09:59 PM)
cb not yet in right?
because my m2c amex already got..afraid something mixed up je for my ikhwan amex..
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Since when ikhwan cashback is 1st day of the month?
victorian
post Oct 10 2023, 02:10 PM

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QUOTE(fruitie @ Oct 10 2023, 01:22 PM)
Why is one of my Shopee transactions not getting cash back for Ikhwan AmEx? sad.gif

I just noticed for my 9.9 purchase.
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Post the trans here
victorian
post Oct 23 2023, 05:43 PM

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QUOTE(shyan90's @ Oct 23 2023, 04:31 PM)
i got 1 question...example I got 1 CC instalment which is rm2000 and take 12 months to pay, however i now got extra cash with is rm1000.Can i deposit into my CC and call Maybank to deduct the instalment month based on amount i put into my credit card?
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Don't think the bank will entertain you.

If they have to manually adjust customer's request one by one, they will be wasting a lot of time.

Better to just stick to the original repayment or just pay it off in full.
victorian
post Nov 9 2023, 10:03 PM

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QUOTE(baiseliange @ Nov 9 2023, 09:33 PM)
Just to know, which of my transaction was excluded from the cash back categories?

user posted image

user posted image
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Cashback is based on calendar, so only your transaction in October is getting it.
victorian
post Jan 10 2024, 10:21 AM

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QUOTE(ronnie @ Jan 9 2024, 09:43 AM)
My December 2023 Online Cash Back also missing some rebates.
Called up the CS and they notice the mistake and will escalate to the cash back team to "recalculate" and credit back to me
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I spent RM625 for Dec 2023, but only received RM37 cashback. Will call the CS to clarify later.

My spending:

SPaylater
Indah Water via Shopee
Purchase from Shopee
Unifi via Shopee
Spotify
Digi Prepaid via Shopee
Grabfood
victorian
post Jan 10 2024, 10:38 AM

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QUOTE(cybpsych @ Jan 10 2024, 10:32 AM)
which spendings that contributed total of RM162.50?
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I can't reconcile because there are too many possible combinations, some of it spent after the Statement Date of 25th (but still in December).

That's why need to call CS.

Edit, my statement:

Attached Image

This post has been edited by victorian: Jan 10 2024, 10:43 AM
victorian
post Mar 31 2024, 09:15 PM

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QUOTE(MGM @ Mar 31 2024, 08:10 PM)
Just want to confirm regarding Spaylater:
If due date is 1-Apr-2024, then last day to pay is 1-Apr-2024, like credit card, without incurring late charges?
Cos want to use MBB Ikhwan-Amex for April's cb.
But even if I pay today 31-Mar but posted 1-Apr-2024 will still be considered for April'c cb right?
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Tomorrow is the last day, can pay tomorrow
victorian
post Apr 28 2024, 11:37 AM

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QUOTE(rocketm @ Apr 28 2024, 11:19 AM)
I have read but just to confirm whether my understanding is correct.

Will this EzyCash has record to my CCRIS and affect my housing loan interest rate when I want to apply for my new house in future?
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no additional charge if u take 6 months.

will have record in your CCRIS, 5% of the oustanding amount will be considered your monthly commitment.
victorian
post Jun 4 2024, 05:33 PM

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QUOTE(Maple66 @ Jun 4 2024, 04:00 PM)
Hi all,

May I know if payment to shopee BNPL is entitled for the 8% cashback (MBB AMEX)?
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yup can
victorian
post Jun 14 2024, 09:56 AM

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I'm suspecting that my SpayLater did not get CB as well.

Initially I thought it was because I replaced my card mid-way.

I complained to them and the remaining was credited, however it was still short of my expectation.

Only received RM25 out of the full RM50 CB.

Will dissect my transaction and show my findings here.


Edit: Called Maybank and confirmed that they shortchanged me.

This post has been edited by victorian: Jun 14 2024, 12:29 PM
victorian
post Jun 19 2024, 10:40 PM

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QUOTE(MGM @ Jun 19 2024, 10:30 PM)
I failed to reload my Digi prepaid via app using Amex-i even after secure2u approval 3x. Thinking of getting 8% cb. Anyone has similar issue lately?
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forget about it, telco no cashback for ikhwan

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