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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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xxnazxx
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 Apr 25 2018, 01:35 PM
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Getting Started
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QUOTE(Cookie101 @ Apr 25 2018, 09:01 AM) Suggest you retrieve a copy of your credit report and take a look if there is any spots on them. Sometimes it is as simple as missing annual fee from a particular bank and they mark that as non payment which screwed your record. My friend had to raise a huge complain to get it resolved which impacts his housing loan app. Alternatively, reduce your overall cc limit with other banks for at least 3 months first as record is updated quarterly by international banks. my latest ccris report. maybe i could opt for reducing credit limits.  Attached thumbnail(s)
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laymank
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Apr 25 2018, 01:35 PM
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QUOTE(Fun_ent2607 @ Apr 25 2018, 01:33 PM) Guys...did maybank send monthly statements to us? usually beginning of the month. Why? |
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Fun_ent2607
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Apr 25 2018, 01:37 PM
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New Member
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QUOTE(laymank @ Apr 25 2018, 01:35 PM) usually beginning of the month. Why? I mean physical statement through pos box??? Or we can retrieve it by online? |
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SzeMeng76
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Apr 25 2018, 01:55 PM
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QUOTE(Fun_ent2607 @ Apr 25 2018, 01:37 PM) I mean physical statement through pos box??? Or we can retrieve it by online? For me, no. They will email statement. And yes, statement can be download on M2U. |
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Fun_ent2607
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Apr 25 2018, 01:57 PM
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New Member
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QUOTE(SzeMeng76 @ Apr 25 2018, 01:55 PM) For me, no. They will email statement. And yes, statement can be download on M2U. Thanks for the info.. |
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chiahau
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Apr 25 2018, 02:04 PM
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QUOTE(xxnazxx @ Apr 25 2018, 01:35 PM) my latest ccris report. maybe i could opt for reducing credit limits. I believe it has nothing to do with your CCRIS health. Islamic cards tends to be harder in terms of approval. I even converted mine from Conventional to Islamic before reapplying again with Conventional card  |
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coolguy99
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Apr 25 2018, 02:21 PM
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Do u guys know when banks will update bnm on the ccris report?
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fahrur_07
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Apr 25 2018, 02:33 PM
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QUOTE(coolguy99 @ Apr 25 2018, 02:21 PM) Do u guys know when banks will update bnm on the ccris report? every 15th of the month |
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fruitie
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Apr 25 2018, 03:26 PM
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Rise and Shine
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QUOTE(vin_ann @ Apr 25 2018, 11:56 AM) Will try on Friday. |
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laymank
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Apr 25 2018, 03:30 PM
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QUOTE(Fun_ent2607 @ Apr 25 2018, 01:37 PM) I mean physical statement through pos box??? Or we can retrieve it by online? I thought no more paper statement, unless you want to pay for it? I use e-statement. |
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vin_ann
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Apr 26 2018, 06:21 AM
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Treat Fair is coming
I wonder can request my ikhwan MC change to paypass enabled card on the spot and get it within 1 hour ?
Hehe
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Fun_ent2607
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Apr 26 2018, 07:45 AM
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New Member
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QUOTE(vin_ann @ Apr 26 2018, 06:21 AM) Treat Fair is coming I wonder can request my ikhwan MC change to paypass enabled card on the spot and get it within 1 hour ? Hehe What is treat fair? Mind to explain here? |
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Abk92
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Apr 26 2018, 07:50 AM
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QUOTE(Fun_ent2607 @ Apr 26 2018, 07:45 AM) What is treat fair? Mind to explain here? You can redeem ur TP on that fair. For new custmer u also can buy thing by 0% installment. Mid valley 3 to 5 may 😘 |
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aizielectreon
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Apr 26 2018, 05:24 PM
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applied for maybank CC and got rejected :/
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paogeh
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Apr 26 2018, 05:33 PM
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QUOTE(David83 @ Apr 24 2018, 04:00 PM) I admit that their benefits are good. Nevertheless, it's an end of chapter of me with MBB. I have moved on to PBB. ilm in same situation , been applying since last year for barceloba + amex kena reject 3 times.... finally, use pledge FD RM10K , got approved .... just got the cards recently .... |
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Abk92
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Apr 26 2018, 06:34 PM
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QUOTE(aizielectreon @ Apr 26 2018, 05:24 PM) applied for maybank CC and got rejected :/ It's normal haha...me too...if u have asb loan with them...ur chances quite high since dividend will consider as income. |
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sj0217
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Apr 26 2018, 08:59 PM
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Submitted credit limit increase request and card upgrade (Petronas Visa Ikhwan) on last Sunday. SMS received on Tuesday the card ready to be collection. Collected it just now and give a call to CS, request to cancel Gold card and transfer 80% credit limit to conventional credit card  |
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chiahau
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Apr 27 2018, 09:43 AM
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QUOTE(Abk92 @ Apr 26 2018, 06:34 PM) It's normal haha...me too...if u have asb loan with them...ur chances quite high since dividend will consider as income. Asb loan is a liability, actually. The dividend might be considered as an income but only if you can meet the monthly repayment without defaulting. Since already commit the monthly payment for your Asb loan, your disposable income decrease and it affects your DSR in total xD |
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Abk92
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Apr 27 2018, 01:25 PM
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QUOTE(chiahau @ Apr 27 2018, 09:43 AM) Asb loan is a liability, actually. The dividend might be considered as an income but only if you can meet the monthly repayment without defaulting. Since already commit the monthly payment for your Asb loan, your disposable income decrease and it affects your DSR in total xD Absolutely true...even it affect a dsr in total...if u have a good repayment that still be bonus point for u for good record with the bank. |
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Fun_ent2607
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Apr 28 2018, 06:54 PM
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New Member
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Today I learn something from my colleague...
Just sharing with u all...
This one applicable for samsung pay user..
With one device u will get 3 benefits with single transaction using samsung pay at petronas counter.
8% cb for cc
3x Mesra Point
Samsung Reward Point.
Hehehe..anyone try this?
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