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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Abk92
post Apr 22 2018, 06:27 PM

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QUOTE(Fun_ent2607 @ Apr 22 2018, 06:03 PM)
Hi geng...my cc application had been approved...but didn't receive yet. It appears already at maybank2u website as "visa ikhwan gold". Is it the Petronas type??? Omg...I don't want that..caused I told the officer I want the normal ikhwan...hmmmm.
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Hmmm could be, but petronas ikhwan cc quite good meh...8% cb for petrol and groceries spending at petronas station every weekend and 1% cb every weekdays.

Abk92
post Apr 22 2018, 06:57 PM

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QUOTE(fruitie @ Apr 22 2018, 06:37 PM)
I don't think there's 1% cash back on weekdays? unsure.gif
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R u sure no cb on weekday? 🤔


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Abk92
post Apr 24 2018, 10:44 AM

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QUOTE(facktura @ Apr 23 2018, 04:37 PM)
If anyone wondering hows the new Paypass MC looks like, i just collected mine at Gardens Card Center. [attachmentid=9750890]
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Any fee to change it? 🤔
Abk92
post Apr 24 2018, 02:03 PM

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QUOTE(Fun_ent2607 @ Apr 24 2018, 01:28 PM)
Just received my cc...but no tng zing card hmmmm. Yes it petronas visa haha..
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Mind to share with us ur card here..I guess I want it to since now 8%cb hehe..

For me I prefer the normal tng if u use zing card every time reload u will impose 2.12 for service + gst.

This post has been edited by Abk92: Apr 24 2018, 02:04 PM
Abk92
post Apr 26 2018, 07:50 AM

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QUOTE(Fun_ent2607 @ Apr 26 2018, 07:45 AM)
What is treat fair? Mind to explain here?
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You can redeem ur TP on that fair. For new custmer u also can buy thing by 0% installment. Mid valley 3 to 5 may 😘
Abk92
post Apr 26 2018, 06:34 PM

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QUOTE(aizielectreon @ Apr 26 2018, 05:24 PM)
applied for maybank CC and got rejected :/
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It's normal haha...me too...if u have asb loan with them...ur chances quite high since dividend will consider as income.
Abk92
post Apr 27 2018, 01:25 PM

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QUOTE(chiahau @ Apr 27 2018, 09:43 AM)
Asb loan is a liability, actually.

The dividend might be considered as an income but only if you can meet the monthly repayment without defaulting.

Since already commit the monthly payment for your Asb loan, your disposable income decrease and it affects your DSR in total xD
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Absolutely true...even it affect a dsr in total...if u have a good repayment that still be bonus point for u for good record with the bank.
Abk92
post Aug 15 2018, 01:59 PM

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I would like to ask...is it possible to have supplementary card on the visa ikhwan? Any ideas?
Abk92
post Aug 15 2018, 04:07 PM

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QUOTE(fruitie @ Aug 15 2018, 02:22 PM)
Yes, allowed but cash back is combined with principal.
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How about the CL? Share with principal or seperate?

Abk92
post Aug 15 2018, 06:20 PM

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quote=fruitie,Aug 15 2018, 04:09 PM]
Yes, shared CL with principal. For most of the banks' practice, you can allocate the CL amount to supplementary cards.
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[/quote]

TQ for prompt reply..waaa that's good for me, so no need to worry for CL if we can allocate some amount to supplementary.

This post has been edited by Abk92: Aug 15 2018, 06:21 PM
Abk92
post Aug 30 2018, 01:13 PM

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QUOTE(Sumofwhich @ Aug 28 2018, 11:37 PM)
Not sure if Poslaju or MBB screw-up, sent 3 identical Ikhwan Petronas cards for me (same number and CVV), what if  the postman kept a copy and use the card?

Anyway I decided to activate it despite having the Affin BHP promotion until 30 November 2019, susah payah apply and keep getting rejected, now approved send me 3 cards pulak, maybe can let my family use if all 3 cards can be used at the same time, save on supplementary cards laugh.gif
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I guess better call the banks for the further info.
Abk92
post May 7 2023, 04:52 PM

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Guys, anyone here ever do BT for this card?
2x already my BT from CIMB cc to MBB cc failed haiyaa.

I call CS already but they ask me to apply using the form and email to them.

 

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