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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Fun_ent2607
post Apr 25 2018, 01:37 PM

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QUOTE(laymank @ Apr 25 2018, 01:35 PM)
usually beginning of the month. Why?
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I mean physical statement through pos box??? Or we can retrieve it by online?
SzeMeng76
post Apr 25 2018, 01:55 PM

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QUOTE(Fun_ent2607 @ Apr 25 2018, 01:37 PM)
I mean physical statement through pos box??? Or we can retrieve it by online?
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For me, no.
They will email statement.
And yes, statement can be download on M2U.
Fun_ent2607
post Apr 25 2018, 01:57 PM

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QUOTE(SzeMeng76 @ Apr 25 2018, 01:55 PM)
For me, no.
They will email statement.
And yes, statement can be download on M2U.
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Thanks for the info..
chiahau
post Apr 25 2018, 02:04 PM

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QUOTE(xxnazxx @ Apr 25 2018, 01:35 PM)
my latest ccris report.

maybe i could opt for reducing credit limits.

thumbsup.gif
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I believe it has nothing to do with your CCRIS health.

Islamic cards tends to be harder in terms of approval.

I even converted mine from Conventional to Islamic before reapplying again with Conventional card laugh.gif


coolguy99
post Apr 25 2018, 02:21 PM

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Do u guys know when banks will update bnm on the ccris report?
fahrur_07
post Apr 25 2018, 02:33 PM

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QUOTE(coolguy99 @ Apr 25 2018, 02:21 PM)
Do u guys know when banks will update bnm on the ccris report?
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every 15th of the month
fruitie
post Apr 25 2018, 03:26 PM

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QUOTE(vin_ann @ Apr 25 2018, 11:56 AM)
successful ?
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Will try on Friday.
laymank
post Apr 25 2018, 03:30 PM

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QUOTE(Fun_ent2607 @ Apr 25 2018, 01:37 PM)
I mean physical statement through pos box??? Or we can retrieve it by online?
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I thought no more paper statement, unless you want to pay for it?
I use e-statement.
vin_ann
post Apr 26 2018, 06:21 AM

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Treat Fair is coming

I wonder can request my ikhwan MC change to paypass enabled card on the spot and get it within 1 hour ?

Hehe
Fun_ent2607
post Apr 26 2018, 07:45 AM

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QUOTE(vin_ann @ Apr 26 2018, 06:21 AM)
Treat Fair is coming

I wonder can request my ikhwan MC change to paypass enabled card on the spot and get it within 1 hour ?

Hehe
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What is treat fair? Mind to explain here?
Abk92
post Apr 26 2018, 07:50 AM

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QUOTE(Fun_ent2607 @ Apr 26 2018, 07:45 AM)
What is treat fair? Mind to explain here?
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You can redeem ur TP on that fair. For new custmer u also can buy thing by 0% installment. Mid valley 3 to 5 may 😘
aizielectreon
post Apr 26 2018, 05:24 PM

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applied for maybank CC and got rejected :/


paogeh
post Apr 26 2018, 05:33 PM

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QUOTE(David83 @ Apr 24 2018, 04:00 PM)
I admit that their benefits are good.
Nevertheless, it's an end of chapter of me with MBB.
I have moved on to PBB.
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ilm in same situation ,
been applying since last year for barceloba + amex
kena reject 3 times....

finally, use pledge FD RM10K ,
got approved ....
just got the cards recently ....


Abk92
post Apr 26 2018, 06:34 PM

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QUOTE(aizielectreon @ Apr 26 2018, 05:24 PM)
applied for maybank CC and got rejected :/
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It's normal haha...me too...if u have asb loan with them...ur chances quite high since dividend will consider as income.
sj0217
post Apr 26 2018, 08:59 PM

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Submitted credit limit increase request and card upgrade (Petronas Visa Ikhwan) on last Sunday.

SMS received on Tuesday the card ready to be collection.

Collected it just now and give a call to CS, request to cancel Gold card and transfer 80% credit limit to conventional credit card biggrin.gif
chiahau
post Apr 27 2018, 09:43 AM

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QUOTE(Abk92 @ Apr 26 2018, 06:34 PM)
It's normal haha...me too...if u have asb loan with them...ur chances quite high since dividend will consider as income.
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Asb loan is a liability, actually.

The dividend might be considered as an income but only if you can meet the monthly repayment without defaulting.

Since already commit the monthly payment for your Asb loan, your disposable income decrease and it affects your DSR in total xD
Abk92
post Apr 27 2018, 01:25 PM

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QUOTE(chiahau @ Apr 27 2018, 09:43 AM)
Asb loan is a liability, actually.

The dividend might be considered as an income but only if you can meet the monthly repayment without defaulting.

Since already commit the monthly payment for your Asb loan, your disposable income decrease and it affects your DSR in total xD
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Absolutely true...even it affect a dsr in total...if u have a good repayment that still be bonus point for u for good record with the bank.
Fun_ent2607
post Apr 28 2018, 06:54 PM

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Today I learn something from my colleague...
Just sharing with u all...
This one applicable for samsung pay user..
With one device u will get 3 benefits with single transaction using samsung pay at petronas counter.

8% cb for cc
3x Mesra Point
Samsung Reward Point.

Hehehe..anyone try this?
SUSDavid83
post Apr 28 2018, 07:04 PM

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QUOTE(Fun_ent2607 @ Apr 28 2018, 06:54 PM)
Today I learn something from my colleague...
Just sharing with u all...
This one applicable for samsung pay user..
With one device u will get 3 benefits with single transaction using samsung pay at petronas counter.

8% cb for cc
3x Mesra Point
Samsung Reward Point.

Hehehe..anyone try this?
*
For MBB, SPay only supported for Visa; not Mastercard.

Fun_ent2607
post Apr 28 2018, 07:30 PM

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QUOTE(David83 @ Apr 28 2018, 07:04 PM)
For MBB, SPay only supported for Visa; not Mastercard.
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Thanks for the point 😚

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