a good spender shouldn't get charged by those.

full 8% rebate all credited. great!!!
now any good cash back credit card to be used on Monday - Friday?

if ccris ptptn can apply for this credit card?

if like that, i need to clean ptptn ccris first la..other loan no problem, only ptptn kacau..

How sure are you that they're not combined limit since both cards CL is RM 6k?

try to spend 6k la.then see whether still can swipe

i c i c. never reach my limit

hai this is maybe unrelated to this thread, can i go to BNM and print my ccris record the kiosk there on weekends because i want to check my ccris b4 apply maybank CC

The thing is if online, have to provide a lot of things while printing via kiosk is just few seconds.
I hope I can find some free time to go tomorrow during lunch hour.
Online credit card application? I think he was referring to online CCRIS report.

supplementary got seperate cashback or included with principal cashback?

fruitie sj0217

Hi masterz I already got my Ikhwan Mastercard and yesterday was the first time that I use it. Got questionzz

1. Been reading a lot about this. I actually plan to use this card by buying 1 expensive things (Okay let's say RM1K) and then pay 200 per month or pay minimum per month consistently. So i might get charged interest per month(1.5% per month right? 18%p.a) for the balance that not being paid fully.

But then I read and read and i found out that most of you suggest to do full payment every month to avoid interest. So use 300 this month pay 300 this month so that bank cannot charge any interest and they wouldnt gain money from you.

My main mission here is to have credit history and keeping it good since i have none.

So by doing that bayar minimum every months, is it considered to be bad to my credit ratings? and if i pay fully every month? Meaning i dont have debt lah right? meaning i need to use every month lah if not then got nothing to pay and just pay rm25 every month. Ahhh so penin 

oh so if i dont use the credit card at all, then i need to pay nothing? Isn't in the Term & Conditions say i must pay minimum RM25 no matter i use or not?

If no payslip. My cash salary bank into maybank only.

I only have epf (self contribution) and tax statement + receipt. Do u think it's acceptable?

Just asking is it apply online faster or go to Midvalley branch?

Any chance to apply this card if income below 30k?

I want to ask you guys something. I already purchase a monitor using ezypay, and I'm thinking to buy a phone for my wife, using ezypay too. Is this possible? To have 2 ezypay under 1 credit card?

Do ikhwan card have paywave?

or paywave only inclusive for visa??

"Why the hell?" No need to be so rude. We are not wasting our time, knowing how to maximize cash back without spending unnecessarily is far important.
Honestly, that additional RM 200-300 every month will not make us super rich. Really.

If the merchant accepts PayWave, does it mean it will auto accept PayPass too?

my latest ccris report.

maybe i could opt for reducing credit limits.