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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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fruitie
post Jul 18 2017, 02:33 PM

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QUOTE(SzeMeng76 @ Jul 18 2017, 12:44 PM)
Me too. I applied with the my latest income, they also granted me for not even 1x of my salary. Also 5k credit limit only, for my friends too (we submit together, we had almost same annual income)

And I guess nowadays they give the first time applicant all general 5k limit first, and will increase credit limit if request after that? (this part Im not sure), i also felt funny among all cards, SCB have the lowest limit even PBB give higher limit around 2x of my salary (which is normal)

Now i always make payment before due date or even statement date, because I have monthly 4000 expense with them (I also maximising cash rebate for Justone & Gold CB).  rclxub.gif  doh.gif 
but your case really so ridiculous since u apply for WorldMiles too..  rclxub.gif
*
Oh, so you are in the same boat as mine. I thought I was alone.. CS said I have to apply later for CL increase.
So mafan. sweat.gif

In the meantime, I will continue using back my sister's Gold Cash Back card which I'm her supp and she has 23k CL.

QUOTE(fly126 @ Jul 18 2017, 01:41 PM)
So Sorry to hear... console.gif
Too many CC ( CL) you got here as  they think 5K is more than enough to fully utilize it or taking Revenge on You for Cancelled their Card 3 years ago...??? ohmy.gif  doh.gif 
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I don't know how this department works but to grant someone with 5k limit for a card which requires at least 7.5k monthly salary. I don't understand. rclxub.gif
Not at least 2x meh? Sad.
minthiam
post Jul 18 2017, 02:52 PM

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QUOTE(fruitie @ Jul 18 2017, 02:33 PM)
Oh, so you are in the same boat as mine. I thought I was alone.. CS said I have to apply later for CL increase.
So mafan. sweat.gif

In the meantime, I will continue using back my sister's Gold Cash Back card which I'm her supp and she has 23k CL.
I don't know how this department works but to grant someone with 5k limit for a card which requires at least 7.5k monthly salary. I don't understand. rclxub.gif
Not at least 2x meh? Sad.
*
Guess i was lucky when they approved my WorldMiles card back in April with a decent credit limit.

I guess you should just cancel the card and tell them that the reason of cancellation is due to pathetic credit limit, probably their retention department able to do something for you hmm.gif
fruitie
post Jul 18 2017, 02:56 PM

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QUOTE(minthiam @ Jul 18 2017, 02:52 PM)
Guess i was lucky when they approved my WorldMiles card back in April with a decent credit limit.

I guess you should just cancel the card and tell them that the reason of cancellation is due to pathetic credit limit, probably their retention department able to do something for you  hmm.gif
*
I don't feel like activating my cards now but I pity the agent who has been very helpful to me and I won't receive my Air Fryer too.. sad.gif
So sad la. cry.gif
minthiam
post Jul 18 2017, 03:06 PM

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QUOTE(fruitie @ Jul 18 2017, 02:56 PM)
I don't feel like activating my cards now but I pity the agent who has been very helpful to me and I won't receive my Air Fryer too.. sad.gif
So sad la. cry.gif
*
But even if you are keeping the card without activating it, you will be getting your fryer too, right?

Ridiculous SCB, they used to be very generous with their credit limit unlike MBB...Assigning 5k credit limit to someone with WorldMiles card is really insulting puke.gif
fruitie
post Jul 18 2017, 03:09 PM

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QUOTE(minthiam @ Jul 18 2017, 03:06 PM)
But even if you are keeping the card without activating it, you will be getting your fryer too, right?

Ridiculous SCB, they used to be very generous with their credit limit unlike MBB...Assigning 5k credit limit to someone with WorldMiles card is really insulting  puke.gif
*
I remember I need to activate it and swipe to get it, or I could have confused with my newly applied Citibank.
Yes, I thought so based on my previous experience and my sister's card too. Maybe I really need to use it until they think I'm eligible for higher limit. whistling.gif
Insulting right? laugh.gif You might as well reject my whole application. laugh.gif
fly126
post Jul 18 2017, 03:19 PM

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QUOTE(fruitie @ Jul 18 2017, 02:56 PM)
I don't feel like activating my cards now but I pity the agent who has been very helpful to me and I won't receive my Air Fryer too.. sad.gif
So sad la. cry.gif
*
Jz activate the Cards let the agent earn commission for 6 months & cancel the card with complain to CS of low CL.
fruitie
post Jul 18 2017, 03:20 PM

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QUOTE(fly126 @ Jul 18 2017, 03:19 PM)
Jz activate the Cards let the agent earn commission for 6 months & cancel the card with complain to CS of low CL.
*
Good idea. notworthy.gif
I will cancel SCB Cash Gold as a starter because I have a supp card for it. tongue.gif Can afford to lose it. laugh.gif
fly126
post Jul 18 2017, 03:28 PM

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QUOTE(fruitie @ Jul 18 2017, 03:20 PM)
Good idea. notworthy.gif
I will cancel SCB Cash Gold as a starter because I have a supp card for it. tongue.gif Can afford to lose it. laugh.gif
*
& Don't Forget to take Activation CB 1st before Proceeding Potong Your Card... devil.gif innocent.gif brows.gif
https://www.sc.com/global/av/my-tandc-acquisition.pdf

This post has been edited by fly126: Jul 18 2017, 03:30 PM
fruitie
post Jul 18 2017, 03:31 PM

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QUOTE(fly126 @ Jul 18 2017, 03:28 PM)
& Don't Forget to take Activation CB 1st before Proceeding Potong Your Card... devil.gif  innocent.gif  brows.gif
https://www.sc.com/global/av/my-tandc-acquisition.pdf
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I thought I won't be eligible for it since I will be getting Air Fryer from RinggitPlus. laugh.gif
I don't see any minimum amount and number of swipes and I will spend RM 0.10 or RM 1.00 for each card then. devil.gif
simonmada
post Jul 18 2017, 03:33 PM

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Hi guys, does anyone know for Standard Chartered JustOne Platinum MasterCard, is there any cross border fee if I buy from Shopee?
cybpsych
post Jul 18 2017, 03:50 PM

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QUOTE(simonmada @ Jul 18 2017, 02:20 PM)
Hi guys, does anyone know for Standard Chartered JustOne Platinum MasterCard, is there any cross border fee if I buy from Shopee?
*
QUOTE(simonmada @ Jul 18 2017, 03:33 PM)
Hi guys, does anyone know for Standard Chartered JustOne Platinum MasterCard, is there any cross border fee if I buy from Shopee?
*
seriously, pls dont spam just for the sake of expecting the answer drop onto your lap.

search here >> https://forum.lowyat.net/topic/2519936 the answer is in there.
fruitie
post Jul 18 2017, 03:55 PM

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QUOTE(cybpsych @ Jul 18 2017, 03:50 PM)
seriously, pls dont spam just for the sake of expecting the answer drop onto your lap.

search here >> https://forum.lowyat.net/topic/2519936 the answer is in there.
*
Luckily it wasn't the same guy who ranted I was mean to him. laugh.gif
Comparing to your post, I think I'm less mean than you. tongue.gif

Anyway, Shopee has border charges and if SCB imposes border charges, then yes, you will be charged for that.
simonmada FYI.

This post has been edited by fruitie: Jul 18 2017, 03:56 PM
simonmada
post Jul 18 2017, 04:27 PM

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QUOTE(fruitie @ Jul 18 2017, 03:55 PM)
Luckily it wasn't the same guy who ranted I was mean to him. laugh.gif
Comparing to your post, I think I'm less mean than you. tongue.gif

Anyway, Shopee has border charges and if SCB imposes border charges, then yes, you will be charged for that.
simonmada FYI.
*
Thanks fruitie! wub.gif
rhodon
post Jul 18 2017, 10:02 PM

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QUOTE(fruitie @ Jul 18 2017, 03:55 PM)
Luckily it wasn't the same guy who ranted I was mean to him. laugh.gif
Comparing to your post, I think I'm less mean than you. tongue.gif

Anyway, Shopee has border charges and if SCB imposes border charges, then yes, you will be charged for that.
simonmada FYI.
*
for sure u this lady are more mean than him puke.gif
fruitie
post Jul 18 2017, 11:51 PM

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Does anybody know if Uber and Grab are eligible for cash back with JustONE card? Tried searching this thread but seems like nobody has reported before. If they are eligible then I will switch my rides especially Uber to JustONE to get additional cash back and also 20% SCB Uber promo. biggrin.gif
fly126
post Jul 19 2017, 12:11 AM

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QUOTE(fruitie @ Jul 18 2017, 11:51 PM)
Does anybody know if Uber and Grab are eligible for cash back with JustONE card? Tried searching this thread but seems like nobody has reported before. If they are eligible then I will switch my rides especially Uber to JustONE to get additional cash back and also 20% SCB Uber promo. biggrin.gif
*
Yup SCB JustOne is eligible for UBER CB also... nod.gif
https://www.sc.com/my/campaign/uber/
https://www.sc.com/global/av/my-standard-ch...ampaign-tnc.pdf
fruitie
post Jul 19 2017, 12:12 AM

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QUOTE(fly126 @ Jul 19 2017, 12:11 AM)
Hmm. I should be clear with my post, what I meant was for online transactions cash back. hmm.gif
sj0217
post Jul 19 2017, 12:42 PM

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Early morning my SCB JustOne card has been used by someone, mutilple SMS received and noticed when wake up.

Immediately call to the bank and get to know that multiple transactions has rejected due to CVV code incorrect.

The card has been blocked and issued new card send to me within 7 working days

RM0.00:StanChart: Purchase of AUD33.90 frm card ending 3532 on 19/07/17 @ 12:30 AM. Avail credit limit: MYR1289.00. Visit sc.com/my

RM0.00:StanChart: Purchase of AUD33.90 frm card ending 3532 on 19/07/17 @ 12:51 AM. Avail credit limit: MYR1175.00. Visit sc.com/my

RM0.00:StanChart: Purchase of SAR737.00 frm card ending 3532 on 19/07/17 @ 01:43 AM. Avail credit limit: MYR332.00. Visit sc.com/my
fruitie
post Jul 19 2017, 01:32 PM

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Got all my cards and it is like a joke for me to see it showing RM 5k CL especially under my WorldMiles. laugh.gif

Will activate later and get all gifts then call to cancel.
bee993
post Jul 19 2017, 05:39 PM

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anyone get the play swipe bag ?

done 3 tranc via jompay then got 3 msms ask to play

1.rm5
2.ntg
3.ntg

lol

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