QUOTE(SzeMeng76 @ Jul 18 2017, 12:44 PM)
Me too. I applied with the my latest income, they also granted me for not even 1x of my salary. Also 5k credit limit only, for my friends too (we submit together, we had almost same annual income)
And I guess nowadays they give the first time applicant all general 5k limit first, and will increase credit limit if request after that? (this part Im not sure), i also felt funny among all cards, SCB have the lowest limit even PBB give higher limit around 2x of my salary (which is normal)
Now i always make payment before due date or even statement date, because I have monthly 4000 expense with them (I also maximising cash rebate for Justone & Gold CB).
but your case really so ridiculous since u apply for WorldMiles too..
Oh, so you are in the same boat as mine. I thought I was alone.. CS said I have to apply later for CL increase.And I guess nowadays they give the first time applicant all general 5k limit first, and will increase credit limit if request after that? (this part Im not sure), i also felt funny among all cards, SCB have the lowest limit even PBB give higher limit around 2x of my salary (which is normal)
Now i always make payment before due date or even statement date, because I have monthly 4000 expense with them (I also maximising cash rebate for Justone & Gold CB).
but your case really so ridiculous since u apply for WorldMiles too..
So mafan.
In the meantime, I will continue using back my sister's Gold Cash Back card which I'm her supp and she has 23k CL.
QUOTE(fly126 @ Jul 18 2017, 01:41 PM)
So Sorry to hear...
Too many CC ( CL) you got here as they think 5K is more than enough to fully utilize it or taking Revenge on You for Cancelled their Card 3 years ago...???
I don't know how this department works but to grant someone with 5k limit for a card which requires at least 7.5k monthly salary. I don't understand. Too many CC ( CL) you got here as they think 5K is more than enough to fully utilize it or taking Revenge on You for Cancelled their Card 3 years ago...???
Not at least 2x meh? Sad.
Jul 18 2017, 02:33 PM
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