I don't think they tightened their CL. Do you have credit cards from more than 5 banks?

I got my first SCB card, the JustOne Platinum MasterCard only in Jan this year. Made some 7.5k / month nett income slips then for the application.

They actually called me after they approved my application and informed me they can offer RM45k CL (Exactly 6 times the declared monthly amount).

I have few staffs whose Uber rides are all charged to this card and I get the maximum RM60 cash back just from Uber. The first few months I remember getting back the RM150 cashback and so on. Setup some auto billings and got the additional cashback as well, u can change it back to your regular credit card after u get the cashback. It's all good.

Many people said they prefer lower CL and I understand it may be good as it limits how much u can spend but I must also add that it's because of the higher CL that allowed me to leverage on the banks so much more.

At least now say if I have a combine CL of RM400k from 5 banks, and expenses of 50k monthly and some facilities like BT and so on for another 50k, my ctos / ccris shows that I am only using 100k / 400k which is 25% of my limit... and this is definitely a healthier number than having RM50k CL but monthly spending at 100%.

So based on feedback, seems that it is safe to say that 99% of time a call to request for annual fee waiver will be granted?

Initially I just applied the Visa Platinum card since that is guaranteed free for life to get the free gift from RinggitPlus. The salesperson called and offered JustOne card and since first year is free so why not give it a try as well.

I don't quite like the hassle of calling for annual fee waiver every year if they tend to not approve it as I don't see myself using this card that much.

Guys. CB for gold cb card still not in? Anyone has gotten it? 

Yes, I have been using CC for more than 7 years and on and off I applied some and cancelled some, 15 cards, more than 5 banks. I don't think the no. of banks is important because other banks still offer me quite high CL. Didn't calculate the limit but all this while more than enough for me.

Yes, I have been getting RM 60 every month for my Uber too, charged to my Gold Cash Back which was given by my sister as supplementary, I was rushing to India for business trip and applying supplementary card was the fastest option that time. After came back only I applied my own card.

What campaign is the Rm60 cash back?

What campaign is the Rm60 cash back?

she already stated RM60 cashback for uber

https://www.sc.com/my/campaign/uber/

what's the average time for the approval result? submitted via email to the sales officer last thursday. no reply till now 

Normally around a week.

SC Cashback Gold MC's monthly rebate is available for redemption now! 

If using two separate SC cards, I get RM60 Uber CB separately. Right ?

SC Cashback Gold MC's monthly rebate is available for redemption now! 

Thanks. I was waiting for the cashback and have redeemed.

Plan to cancel this card soon.

Why wanna cancel it?

Because I just reapplied & got the m2c cards. I would spend lesser by $500 to max out the $50 cash back. I'm fine to push my purchases to weekends instead. 

I have other credit cards as well. Don't want to keep so many cards.