After 1st July, if I only can meet the online criteria spending, I'm guessing topping up 1k to BP is the highest cashback i can get which is 3%, correct?

Topping up 1k to BP only gives you 5% CB and capped at RM12, which is only 1.2%. If you want to get the max cap RM30, you would also need to spend min RM2.5k which is also 1.2% CB only.

I thought someone mentioned top-up RM1530 to BP to get rm30 cb.

No. u only get max capped rm28. Unless u top up 2.5k u will get max rm30.

When the cashback will credit to the account for SCB?

Thanks. Didn’t realize another cap of RM12.


I guess RM1.5k topup to BP gives the best rate then. about 1.9%.

You mean this post? Nah this is similar to Alliance You:unique CB scheme, SCB CB scheme is still the same.

Bingo.

I still like this card, so I will put in some effort and head to petrol station to reload RM200 of TnG every month to gain RM60. Auto bill is a bit hard for me because sometimes I overhit RM200 sometimes I don't.

This post has been edited by kelvinlzy: Jun 24 2019, 11:28 PM

if you overhit just top up less on bigpay. you don't need to up bigpay on day 1 of month

Yeah that works, but if it is less than RM200 then I still have to go reload TnG

Again, not easy to find petrol stations that accept cc for TNG topup (getting less).

What you use for TNG 200? Tolls, parking?

you need to redeem yourself the following month after spending month.

Normally when can redeem? Every 1st of the following month?

nope

usually, mid to later of the following month.

per t&c, within 60 days

Thank you. Luckily still able to get the very last RM85 cashback for JustOne.

this is the form sent by agent asked to fill up for renewal, not sure is it consider as DDA (auto billing) payment method. asked the agent also not firm with the answer, first say yes after that say no

Which agent you asked? SCB or Insurance?

Yesterday i live chat with the SCB and this is what he gave me:

asked the insurance agent, because requested to fill up the form if pay using card. since it is card-not-present method, recently have make make payment using card with other agent by using card also, but the agent capture the card details on the spot and only charged after few days, then received an email receipt with DDA (Direct Debit Authorization) payment method, so i wonder does it consider auto billing for the filling up form method?

We wont know until August result out

For the moment, i auto billing (debit) my prudential to JOP

Let say my tnb bill dated 23Jun is rm500.
using JOP I auto bill my tnb so rm200 to be charged on the 10July. The balance of rm2300 will top-up bp.
On 1July I will pay rm300 to tnb using YOLO.
Repeat the above every month.