Welcome Guest ( Log In | Register )

1187 Pages « < 246 247 248 249 250 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

views
     
ClarenceT
post Jan 26 2019, 03:14 PM

10k Club
********
All Stars
14,965 posts

Joined: May 2015
QUOTE(mamamia @ Jan 26 2019, 03:03 PM)
Scb doesn’t have posting date.. so, in other word, the cashback is based on transaction date. The tier spending is based on calendar month and not statement month.
*
How about unposted transaction beyond 7 days, transaction reversed / refunded in the first few days of the following month, any impact on CB to be credited by the end of following month?
mamamia
post Jan 26 2019, 03:25 PM

Look at all my stars!!
*******
Senior Member
6,431 posts

Joined: Jun 2005
QUOTE(skty @ Jan 26 2019, 03:12 PM)
I mean the card quota itself, RM85 & RM50
*
U need to have minimum spending of RM1500 (LFC) and RM2500 (JOP) within the month to get the cashback.. I don’t get ur question on quota.. as long as u meet the spending, u get the full cashback..

QUOTE(ClarenceT @ Jan 26 2019, 03:14 PM)
How about unposted transaction beyond 7 days, transaction reversed / refunded in the first few days of the following month, any impact on CB to be credited by the end of following month?
*
Based on my experience, if it is not posted/ reversed b4 the cashback available to redeem, mean u didn’t meet the required spending, unless u spent more..
Eg. LFC: 1-30 Jan, spending RM1300, 31 Jan RM200, 31 Jan, posted on 8 Feb (assume the cashback only available on 16 Feb), u will get RM50 cashback on 16 Feb)

If ur 31 Jan RM200 was unposted and reversed after 7 days, u will only get RM25 based on tier 2 spending.

For posted txn but refund on first few days of the following month, I’ve no idea on this. But I believe this will affect following month spending requirement. Maybe others can share if they have same experience.
skty
post Jan 26 2019, 03:35 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,508 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(skty @ Jan 26 2019, 02:58 PM)
SCB JOP/Liverpool cashback quota refresh date is follow statement date or 1st of every month?

My note is "Cashback is based on transaction date (not posting date) within a calendar month."

Correct? If the transaction is done in this month but posted in next month, the cashback will still count in this month quota?

My statement date is 1st of every month so I don't really look into this previously. thanks.
*
ClarenceT what is your note for SCB cards?
talexeh
post Jan 26 2019, 04:38 PM

One man's meat is another man's poison.
*******
Senior Member
3,101 posts

Joined: Dec 2007



QUOTE(berrycoo~ @ Jan 26 2019, 01:39 PM)
Thanks! I applied through the website. Do I still need to wait for any SMS confirmation? Or can I start spending already?
*
T&C says you'll need to wait 3 working days but if you're impatient, you can test by topping up BigPay RM100 & see if you receive the spin SMS.

QUOTE(skty @ Jan 26 2019, 03:35 PM)
ClarenceT what is your note for SCB cards?
*
What is this "note" that you're referring to? rclxub.gif
berrycoo~
post Jan 26 2019, 05:52 PM

Casual
***
Junior Member
320 posts

Joined: Nov 2017
QUOTE(talexeh @ Jan 26 2019, 04:38 PM)
T&C says you'll need to wait 3 working days but if you're impatient, you can test by topping up BigPay RM100 & see if you receive the spin SMS.
What is this "note" that you're referring to? rclxub.gif
*
How long did yours took? So you did not get any confirmation from SCB at all?
talexeh
post Jan 26 2019, 07:41 PM

One man's meat is another man's poison.
*******
Senior Member
3,101 posts

Joined: Dec 2007



QUOTE(berrycoo~ @ Jan 26 2019, 05:52 PM)
How long did yours took? So you did not get any confirmation from SCB at all?
*
I did both website & SMS registration. I was able to get the spin SMS on the 3rd working day after registration even though T&C says to wait until the 4th working day.
#Victor
post Jan 26 2019, 09:34 PM

Look at all my stars!!
*******
Senior Member
4,672 posts

Joined: Nov 2016
QUOTE(talexeh @ Jan 26 2019, 04:38 PM)
T&C says you'll need to wait 3 working days but if you're impatient, you can test by topping up BigPay RM100 & see if you receive the spin SMS.
*
QUOTE(talexeh @ Jan 26 2019, 07:41 PM)
I did both website & SMS registration. I was able to get the spin SMS on the 3rd working day after registration even though T&C says to wait until the 4th working day.
*
Regarding Spend and Win registration, I just registered on Friday night and activated the cards on Saturday afternoon. As told by CS have to wait for more than 3 working days for the system to complete the restoration but tested to spend just now surprisingly got wheel spin SMS, does it mean the registration is successful? Although got SMS but all the spin got nothing.

user posted image
cybpsych
post Jan 26 2019, 09:51 PM

---------------------
*********
All Stars
65,364 posts

Joined: Jan 2003
QUOTE(#Victor @ Jan 26 2019, 09:34 PM)
Regarding Spend and Win registration, I just registered on Friday night and activated the cards on Saturday afternoon. As told by CS have to wait for more than 3 working days for the system to complete the restoration but tested to spend just now surprisingly got wheel spin SMS, does it mean the registration is successful? Although got SMS but all the spin got nothing.

user posted image
*
what's the sms content?
Cookie101
post Jan 26 2019, 09:56 PM

Regular
******
Senior Member
1,616 posts

Joined: Jul 2016
QUOTE(beLIEve @ Jan 26 2019, 12:44 PM)
Maybe to play it safe, call in before AF and see what the customer support says? then ask if still need to pay AF if want to cancel by then. My point is, put the burden back to the bank as much as possible, so that we can save paying the AF if bank decides not to waive it.

SST I think they cannot openly say sponsor you. So just ask you spend some money with the card and get rebate.
*
Call for waiver after it has been charged.

Nothing to waive when it has not been charged.

They cannot do pre-waiver.
talexeh
post Jan 26 2019, 10:27 PM

One man's meat is another man's poison.
*******
Senior Member
3,101 posts

Joined: Dec 2007



QUOTE(#Victor @ Jan 26 2019, 09:34 PM)
Regarding Spend and Win registration, I just registered on Friday night and activated the cards on Saturday afternoon. As told by CS have to wait for more than 3 working days for the system to complete the restoration but tested to spend just now surprisingly got wheel spin SMS, does it mean the registration is successful? Although got SMS but all the spin got nothing.

user posted image
*
I guess you're good to go since you're able to receive the spin SMS.
beLIEve
post Jan 26 2019, 11:30 PM

三軍都督
*******
Senior Member
7,830 posts

Joined: Jan 2005


QUOTE(Cookie101 @ Jan 26 2019, 09:56 PM)
Call for waiver after it has been charged.

Nothing to waive when it has not been charged.

They cannot do pre-waiver.
*
I think the concern was having to pay the annual fee before the bank allow to cancel the card. If ask first and bank say wait until AF is charged, then easier argue back later.

QUOTE(#Victor @ Jan 26 2019, 09:34 PM)
Although got SMS but all the spin got nothing.
*
Many people also get nothing with the spin. Not that I have a lot of luck. 8 spins strike 1 on average.

This post has been edited by beLIEve: Jan 26 2019, 11:32 PM
berrycoo~
post Jan 27 2019, 12:03 AM

Casual
***
Junior Member
320 posts

Joined: Nov 2017
QUOTE(talexeh @ Jan 26 2019, 07:41 PM)
I did both website & SMS registration. I was able to get the spin SMS on the 3rd working day after registration even though T&C says to wait until the 4th working day.
*
Registered both online and via SMS. Got a reply with Thank you for participating....... when register using SMS. Tried to spend but no spin sms. Did I miss any steps? I just SMS 'L2' to 66399. Or do i need to wait for a few more days.
talexeh
post Jan 27 2019, 12:18 AM

One man's meat is another man's poison.
*******
Senior Member
3,101 posts

Joined: Dec 2007



QUOTE(berrycoo~ @ Jan 27 2019, 12:03 AM)
Registered both online and via SMS. Got a reply with Thank you for participating....... when register using SMS. Tried to spend but no spin sms. Did I miss any steps? I just SMS 'L2' to 66399. Or do i need to wait for a few more days.
*
Refer to the bolded part of my previous reply.

QUOTE(talexeh @ Jan 26 2019, 07:41 PM)
I did both website & SMS registration. I was able to get the spin SMS on the 3rd working day after registration even though T&C says to wait until the 4th working day.
*
beLIEve
post Jan 27 2019, 12:42 AM

三軍都督
*******
Senior Member
7,830 posts

Joined: Jan 2005


Looks like newly applied cards after registration with existing card not getting SMS to spin.

1. Apply Card #1
2. Register spin win
3. Apply Card #2
4. Spend 100 on Card #2- no SMS to spin.

This post has been edited by beLIEve: Jan 27 2019, 12:43 AM
??!!
post Jan 27 2019, 02:32 AM

Look at all my stars!!
*******
Senior Member
2,548 posts

Joined: May 2005
QUOTE(AskarPerang @ Jan 26 2019, 10:11 AM)
So just wandering to call before or after your yearly due date and the annual fees already charged to the card?
*
Since I don't use the card, I always forget all about the card until I get a reminder via SMS to pay outstanding charges ( annual fees, SST)
From the conversation so far, I do get the impression that it's like "Ask, and it shall be given you"
monodevil
post Jan 27 2019, 08:21 AM

On my way
****
Junior Member
681 posts

Joined: Sep 2008


playing spin game since thursday.. getting 3 b for about 20 transactions
ClarenceT
post Jan 27 2019, 09:21 AM

10k Club
********
All Stars
14,965 posts

Joined: May 2015
QUOTE(monodevil @ Jan 27 2019, 08:21 AM)
playing spin game since thursday.. getting 3 b for about 20 transactions
*
Spin more, but stop at 2nd #b and continue in the following day.
monodevil
post Jan 27 2019, 09:25 AM

On my way
****
Junior Member
681 posts

Joined: Sep 2008


Yeah bro.. Read about max of 2 succesfull spin reward per day.. Thanks
MGM
post Jan 27 2019, 10:37 AM

10k Club
********
All Stars
18,471 posts

Joined: Oct 2010
QUOTE(monodevil @ Jan 27 2019, 08:21 AM)
playing spin game since thursday.. getting 3 b for about 20 transactions
*
Using different cards I suppose?
coolguy99
post Jan 27 2019, 10:46 AM

Look at all my stars!!
*******
Senior Member
7,356 posts

Joined: Aug 2015



Seems like it is not worth playing the spin game.

1187 Pages « < 246 247 248 249 250 > » Top
 

Change to:
| Lo-Fi Version
0.0662sec    0.75    6 queries    GZIP Disabled
Time is now: 20th December 2025 - 11:38 AM