Ya notice that sst is diff month so next time probably have to said to cancel when sst is charged before the annual fees but im still okay with paying rm25 as long as i can get the rm 60 every month

Simply Cash Jun cashback ready to redeem

"
what do you mean ?

how do you think scb cb crediting works?

logon to SCB and click on Online Rewards to "redeem" manually

and only able to redeem in multiple and minimum amt of RM30

This post has been edited by sjz: Jul 29 2024, 12:10 PM

now days their live chat also have to wait till very long, and need depend on luck ..... their customer service really make me frust

Darn =.= SCB

Does an insurance "Cashback" consider as negative impact into the RM2,500 spending criteria ?
Due to this my cashback for JUNE 24 kenak RM12 max

Login on SCB app?
I dint see any Online Rewards tho

Seem really no rebate on my SC. got charge annually 250.
Now need use SC app request waive right?
wish me good luck


when i using web, it said
"You r Ineligable for annual fee waiver request.
"Please be inform this is finalize"

Is that means previous CS cheat me?

This post has been edited by Wolgie: Aug 9 2024, 10:31 AM

Even the Redemption cashback also eats into your monthly RM2500 spending criteria. be careful which month u redeem

Deleted

This post has been edited by MGM: Aug 9 2024, 12:45 PM

Never ate into mine. Count again

what cb of such big amount or is it refund?

Paying AIA got cashrebate using SC Simply?
What campaign is that. Wan to join too.

Not a campaign. It's part of the feature of the insurance.

I won't get back any in the end of maturity but every year they return me 50% premium paid.
Previously will send me cheque but now they directly pay back me in credit card :\

This is false, it does not eat into the monthly spending criteria (for the normal RM60 per month of Simply).

The insurance does the equivalent of a chargeback (not sure the right term), but most banks will see this as a 'cancellation' of a previous charge (which is fair, because the amount is effectively deducted from what you originally paid for the insurance).

The problem for us then is that some cards need minimum spend, this will affect it negatively. In worse case, for example last time Maybank2Kard Amex if you get that sort of chargeback on a weekend for spending on a weekday, the bank system will note negative spend on weekend and actually 'claw back' cashback even more than what you earned that month (so they CHARGE you money as cashback).

If this sort of things happen with your insurance, try and make sure to use cards which don't have minimum spend or something like that.

FYI for that Maybank issue, you can call them and they'd refund it + give you your deserved cashback again.
I kena before and asked why, they say system flaw so have to manually credit instead

has anyone tried redeeming their Journey card points into Krisflyer miles? How long does it take to be reflected in the Krisflyer account?

this cashback from merchant will reduce ur spending from bank viewpoint. It is treated as refund / reversal due to "cancellation" from merchant.