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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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michealelsie
post Sep 29 2020, 11:16 PM

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QUOTE(GrumpyNooby @ Sep 29 2020, 03:21 PM)
Since total month spending is below 2500, your cash back is capped at RM 28.
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Oh yaaaaa... Petrol and auto billing really mean a lot in JOP since the online CB is capped.

But myself I got M2C amex, which I used to pump petrol during weekend.
??!!
post Sep 30 2020, 12:05 AM

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QUOTE(ClarenceT @ Sep 29 2020, 07:54 PM)
Depend on how you use the CC,
Eg spend RM2100 on Govt, RM200 on Online, RM200 on Petrol / Auto Debit.
JOP : RM60
Affin: RM12
M2 Amex (weekend): RM20

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Didn't realise that govt spending goes towards calculation for total spend for JOP.
Perhaps I should consider apply for JOP.
So, if I auto debit RM400 to insurance + pay RM2100 to LHDN, I could get Rm60 monthly CB?
If yes, then this can offset the 0.8% charge for paying LHDN via CC.

Would govt spending goes towards calculation for total spend for Liverpool FC CB card?

OT, is there any way to pay LHDN via CC/DrC without the 0.8% charge?
ClarenceT
post Sep 30 2020, 05:36 AM

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QUOTE(??!! @ Sep 30 2020, 12:05 AM)
Didn't realise that govt spending goes towards calculation for total spend for JOP.
Perhaps I should consider apply for JOP.
So, if I auto debit RM400 to insurance + pay RM2100 to LHDN, I could get Rm60 monthly CB?
If yes, then this can offset the 0.8% charge for paying LHDN via CC.

Would govt spending goes towards calculation for total spend for Liverpool FC CB card?

OT, is there any way to pay LHDN via CC/DrC without the 0.8% charge?
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(1) LHDN: +0.8% you can't avoid it if you are using a credit card to pay, both online and LHDN's payment counters.
(2) Government-related transactions are a part of spending for JOP (RM1500/2500) but NOT for Liverpool MC, be careful. Government transactions are also very useful for HLB Wise and RHB VS/WM to meet monthly spending requirement.

This post has been edited by ClarenceT: Sep 30 2020, 05:36 AM
pisang
post Sep 30 2020, 07:09 AM

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QUOTE(cybpsych @ Sep 29 2020, 07:40 PM)
updated Liverpool FC Cashback Jersey redemption T&C >> https://av.sc.com/my/content/docs/my-jersey...on-campaign.pdf

6a) You will be entitled to redeem an official 19/20 Liverpool Football Club (LFC) Home jersey when you pay annual fee.

6b) Redemption of the jersey will be via a unique promo code, to be redeemable in selected Standard Chartered Bank Malaysia branches set out in Table A below.

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thank you for the update.
For my case, i have been waiting >1 months for the SMS.
cybpsych
post Sep 30 2020, 07:49 AM

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QUOTE(pisang @ Sep 30 2020, 07:09 AM)
thank you for the update.
For my case, i have been waiting >1  months for the SMS.
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// 14. If you do not receive the SMS with the promo code within 90 days from the last day of the month in which the card annual fee was charged, you must inform us within 120 days from the last day of the month in which the card annual fee was charged. We will arrange for the promo code to reach you after the bank confirmed that you are an Eligible Customer. //
tifosi
post Sep 30 2020, 09:59 AM

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QUOTE(cybpsych @ Sep 29 2020, 07:40 PM)
updated Liverpool FC Cashback Jersey redemption T&C >> https://av.sc.com/my/content/docs/my-jersey...on-campaign.pdf

6a) You will be entitled to redeem an official 19/20 Liverpool Football Club (LFC) Home jersey when you pay annual fee.

6b) Redemption of the jersey will be via a unique promo code, to be redeemable in selected Standard Chartered Bank Malaysia branches set out in Table A below.

*
19/20? Hopefully it's a typo. No one wants a previous season jersey sweat.gif
ClarenceT
post Sep 30 2020, 10:03 AM

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QUOTE(tifosi @ Sep 30 2020, 09:59 AM)
19/20? Hopefully it's a typo. No one wants a previous season jersey  sweat.gif
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This campaign is valid till 31/10/2020 only. Don't know what will happen for those paying AF after 1/11/2020. I am wondering... Mine early Nov.
!@#$%^
post Sep 30 2020, 10:13 AM

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QUOTE(cybpsych @ Sep 29 2020, 07:40 PM)
updated Liverpool FC Cashback Jersey redemption T&C >> https://av.sc.com/my/content/docs/my-jersey...on-campaign.pdf

6a) You will be entitled to redeem an official 19/20 Liverpool Football Club (LFC) Home jersey when you pay annual fee.

6b) Redemption of the jersey will be via a unique promo code, to be redeemable in selected Standard Chartered Bank Malaysia branches set out in Table A below.

*
only 4 branches in KL, Selangor, Penang, JB. kesian those from other place.

QUOTE(tifosi @ Sep 30 2020, 09:59 AM)
19/20? Hopefully it's a typo. No one wants a previous season jersey  sweat.gif
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wow, clearance kot
gooroojee
post Sep 30 2020, 11:05 AM

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QUOTE(ClarenceT @ Sep 30 2020, 05:36 AM)
(1) LHDN: +0.8% you can't avoid it if you are using a credit card to pay, both online and LHDN's payment counters.
(2) Government-related transactions are a part of spending for JOP (RM1500/2500) but NOT for Liverpool MC, be careful. Government transactions are also very useful for HLB Wise and RHB VS/WM to meet monthly spending requirement.
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Just use bigpay rm2k to LFC for rm50 each month 😝
tifosi
post Sep 30 2020, 11:21 AM

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QUOTE(ClarenceT @ Sep 30 2020, 10:03 AM)
This campaign is valid till 31/10/2020 only. Don't know what will happen for those paying AF after 1/11/2020. I am wondering... Mine early Nov.
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Ohh, mine also in Nov. Let's see. I'll push for AF waiver every year regardless haha
??!!
post Sep 30 2020, 03:37 PM

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QUOTE(ClarenceT @ Sep 30 2020, 05:36 AM)
(1) LHDN: +0.8% you can't avoid it if you are using a credit card to pay, both online and LHDN's payment counters.
(2) Government-related transactions are a part of spending for JOP (RM1500/2500) but NOT for Liverpool MC, be careful. Government transactions are also very useful for HLB Wise and RHB VS/WM to meet monthly spending requirement.
*
Thanks for ( the usual) very helpful info tip!

QUOTE(gooroojee @ Sep 30 2020, 11:05 AM)
Just use bigpay rm2k to LFC for rm50 each month 😝
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Been using the Bigpay/LFC route now for LHDN and PBB VS for insurance
JOP seems like a 2 transaction easy peasy exercise.
Then can free up quota for LFC,BPay top up limit and PBB quota for other use.
GrumpyNooby
post Sep 30 2020, 04:45 PM

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SC Mobile (MY) app for Android got update!

QUOTE
- Starting from 1st October till end of the year, perform eligible transactions or login to SC Mobile and stand a chance to win cash prizes up to RM20,000. Update to the latest version now and enable Inbox Notification to participate
- General bug fixes


This post has been edited by GrumpyNooby: Sep 30 2020, 04:46 PM
iamkid
post Oct 1 2020, 12:23 AM

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Receive a RM10 Grab Merchant Voucher with a minimum top up of RM100 into your GrabPay e-Wallet. Got it
??!!
post Oct 1 2020, 01:38 AM

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Grab Rm10 voucher for RM100 top up is immediate.
ChiaW3n
post Oct 1 2020, 03:30 AM

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QUOTE(??!! @ Oct 1 2020, 01:38 AM)
Grab Rm10 voucher for RM100 top up is immediate.
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Got it as well. Instantly, topped up at 3.29am
eternity4av
post Oct 1 2020, 07:15 AM

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QUOTE(ChiaW3n @ Oct 1 2020, 03:30 AM)
Got it as well. Instantly, topped up at 3.29am
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got it as well at 7.15am, we can only do it this once right?
GrumpyNooby
post Oct 1 2020, 07:17 AM

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QUOTE(eternity4av @ Oct 1 2020, 07:15 AM)
got it as well at 7.15am, we can only do it this once right?
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RM10 Grab Merchant Vouchers upon top up of GrabPay e-Wallet
5. RM10 Grab Merchant Vouchers is limited to 1 transaction per month per Grab user.

https://www.sc.com/my/promotions/grabdeals/

This post has been edited by GrumpyNooby: Oct 1 2020, 07:19 AM
gastacopz
post Oct 1 2020, 07:33 AM

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Reload rm100..but dont have voucher..

And card cannot save in app..must untick saved card to proceed with the topup..if ticked, the app will prompt that wrong info with the card.

Really weird
ClarenceT
post Oct 1 2020, 07:37 AM

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QUOTE(gastacopz @ Oct 1 2020, 07:33 AM)
Reload rm100..but dont have voucher..

And card cannot save in app..must untick saved card to proceed with the topup..if ticked, the app will prompt that wrong info with the card.

Really weird
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I think GrabPay is smarter now, don't know why my saved credit card was removed, but this CC was never used for another Grabpay account.

This post has been edited by ClarenceT: Oct 1 2020, 07:38 AM
LostAndFound
post Oct 1 2020, 08:08 AM

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Just got the RM10 voucher in 2 grab accounts from two different cardholders reloading at 8am.

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